Carolina Premier Bank (south Charlotte suburbs) now has a Bauer Rating of ****. I wrote a long review on the Bank Deals OP of 11/10/09 comments but could not submit (malfunction?). I won't bother with repeating said comment here. The rates remain the same as on that date, 5% rewards checking coupled with a 2.1% passbook savings. Congenial people. Addendum: The rewards checking account cycles from the 15th of the month.