From Bankrate.com: A new way to measure credit score « Bankrate, Inc.
, the standard-bearer in the credit scoring industry, has created numerous scoring versions in its lifetime. Each one generates a different score, depending on the type of loan requested and the credit bureau that prepares the score. VantageScores aren't affected by the credit bureau or the type of loan.
VantageScore also can be helpful for the millions of people who don't have enough credit history to get a FICO score."