Cedar Rapids Bank & Trust


Overview / Commentary
319-862-2728
500 1St Ave. NE
Cedar Rapids, IA 52401

Cedar Rapids Bank & Trust is headquartered in CEDAR RAPIDS and is the 8th largest bank in the state of Iowa. It is also the 478th largest bank in the nation. It was established in 2001 and as of March of 2025, it had grown to 188 employees at 9 locations. Cedar Rapids Bank & Trust's money market rates are 16% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #57244
Year Established2001
Employees188
Primary RegulatorFED
Profit Margin
Return on Assets - YTD2.08%
Return on Equity - YTD12.62%
Annual Interest Income$31.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.62B$2.59B
LoansQ1 2025vs Q1 2024$1.77B$1.66B
DepositsQ1 2025vs Q1 2024$1.88B$1.76B
Equity CapitalQ1 2025vs Q1 2024$438.7MM$369.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$24.6MM$22.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$10.6MM$11.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cedar Rapids Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cedar Rapids Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.66%*$25k*-Health Savings
OTHER TIERS: 0.26% $0 - $10k | 0.46% $10k - $25k
0.50%$100-First Time Home Buyer Savings
0.31%*$50k*-Select Savings
OTHER TIERS: 0.05% $10k - $25k | 0.16% $25k - $50k
0.05%$0-Steady Savings
0.05%$0-Future Fund
0.05%$0-Rookie Cookie Savings

Cedar Rapids Bank & Trust Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.51%*$100k*-Money Market
OTHER TIERS: 0.05% $0 - $50k | 0.11% $50k - $100k

Cedar Rapids Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.33%*$0$25kMAXX Checking Account
OTHER TIERS: 1.07% $25k+
1.92%*$0$10kVault Checking
OTHER TIERS: 0.25% $10k+
0.26%*$100k*-Premier Plus Checking
OTHER TIERS: 0.05% $0 - $10k | 0.12% $10k - $50k | 0.18% $50k - $100k
0.15%*$100k*-Wisdom Checking
OTHER TIERS: 0.05% $0 - $100k

Cedar Rapids Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%$500-7 Month CD Special w/ Checking
Locations


Cedar Rapids Bank & Trust Locations
Cedar Rapids Bank and Trust Company500 1st Ave NeCedar Rapids, IA 52401
Council Street Branch5400 Council Street NeCedar Rapids, IA 52402
Waterloo Branch11 Tower Park DriveWaterloo, IA 50701
Cedar Falls Branch2322 West 1st StreetCedar Falls, IA 50613
Community National Bank Branch422 Commercial StreetWaterloo, IA 50701
Bever Avenue Office2701 Bever AvenueCedar Rapids, IA 52403
Cedar Hills Branch191 Jacolyn Drive, N.W.Cedar Rapids, IA 52405
Marion Branch700 25th AvenueMarion, IA 52302
F Avenue Branch3406 F Avenue NorthwestCedar Rapids, IA 52405

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