Garden Savings Federal Credit Union


Overview / Commentary
973-576-2000
129 Littleton Rd
Parsippany, NJ 07054-1869

Garden Savings Federal Credit Union is headquartered in Parsippany and is the 5th largest credit union in the state of New Jersey. It is also the 742nd largest credit union in the nation. It was established in 1968 and as of March of 2025, it had grown to 82 employees and 32,883 members at 6 locations. Garden Savings Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Garden Savings Federal Credit Union is open to residents of New Jersey, New York, and Pennsylvania through membership in the American Consumer Council. Membership is also open to those who live, work, worship, attend school, volunteer, or regularly conduct business in the New Jersey cities of Newark, Elizabeth, or Jersey City. Employees of General Dynamics Advanced Information Systems, Bellco Laboratories, and more than 170 Select Employer Groups also qualify for membership. Immediate family members of anyone eligible to join, also qualify for membership.
See current membership details

Reviews (1)

Poor Customer Service

Posted by: |

Conflicting information from customer support from what is posted on the website. Customer service not timely responding back to customers



Health
B+

Health Grade Components

Overall
NCUA #18710
Year Chartered1968
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD-0.49%
Return on Equity - YTD-6.95%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$512.3MM$429.5MM
LoansQ1 2025vs Q1 2024$365.4MM$312.2MM
DepositsQ1 2025vs Q1 2024$452.2MM$368.8MM
Equity CapitalQ1 2025vs Q1 2024$32.9MM$28.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.1MM$4.9MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.5MM$2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Sorry, we do not have rate data for Garden Savings Federal Credit Union.

Locations


Garden Savings Federal Credit Union Locations
Branch Office120 Ferry StNewark, NJ 07105
Branch Office23 Prospect StDover, NJ 07801
Branch Office129 Littleton RdParsippany, NJ 07054-1869
Branch Office15 Scotland RdSouth Orange, NJ 07079
Branch Office990 Cedar Bridge AveBrick, NJ 08723
Branch Office2909 Washington RdParlin, NJ 08859-1513

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