The credit union has a health rating of B+ on DA.
Qualification requirements for the RCA:
Have at least 12 check card purchases post and settle
Enroll and receive e-statement notice
Be enrolled and log into online banking
While the low cap may not interest some people, notice that direct deposit does not appear to be a qualification requirement.
Balances over $10,000 earn 0.25% dividend rate on the portion of the balance over $10,000. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY.On Kasasa Saver
: If qualifications in Kasasa Cash are met each monthly qualification cycle, balances up to $10,000 in Kasasa Saver receive an APY of 0.35%; and balances over $10,000 in Kasasa Saver earn .025% dividend rate on portion of balance over $10,000.
The minimum to open the accounts is $25 for Kasasa Cash and $5 for Kasasa Saver.
Membership eligibility is described here
. The credit union offers a way to join through an association which expands the opportunity to qualify for membership.