The bank has a B+ health rating on DA.
This RCA is not included in the DA tables, but a very helpful CSR provided additional information as noted below. From the bank's account information page
, qualification for the Extreme Checking account are:
1. 10 GSB MasterCard Debit Card Transactions, any amount
2. 1 Direct Deposit or ACH auto payment. For clarification, they define the ACH auto payment option as one where you provide the routing and account numbers when paying the bill. 3. Receive an E-Statement
4. Access Online Banking at least 1 time during your qualification cycle.
The account qualification cycle appears to fluctuate, but the CSR stated it is always disclosed on the statement. I confirmed the information with a CSR at a different location and she provided examples of previous qualification cycles; 5/5 - 6/4, 6/5 - 7/2. The current qualification cycle is 7/5 - 8/2.
For the moment, the account must be opened in person, although the bank is working on the ability to open the account online.
DA shows only 2 locations (in Jay and Grove) for the bank in Oklahoma. The bank website
shows an additional location in Bentonville, Arkansas with a location coming soon to Rogers, Arkansas.