DATCU Credit Union is headquartered in Corinth and is the 20th largest credit union in the state of Texas. It is also the 290th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 215 employees and 109,966 members at 14 locations. DATCU Credit Union has an A+ health rating.
Membership in DATCU Credit Union is open to those who live or work in the Texas counties of Clay, Collin, Cooke, Dallas. Denton, Grayson, Jack, Montague, Parker, Tarrant, or Wise. Immediate family of current DATCU members also qualify for membership.
See current membership details
AWFUL CUSTOMER SERVICE. I’ve been with DATCU for decades and have financed several vehicle loans and personal loans there. I recently applied for a credit card and was denied by text message. The decision is their’s to make and that is not my issue, it was the very impersonal method that I was informed. I have always appreciated DATCU’s personal customer service but apparently that aspect is no longer important. I can choose to bank anywhere and I will no longer give this credit union any of my money in the future.
Overall | |
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NCUA # | 67535 |
Year Chartered | 1936 |
Employees | 215 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.31% |
Return on Equity - YTD | 7.92% |
Annual Interest Income | $21.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $1.67B$1.6B |
Loans | Q1 2025vs Q1 2024 | $1.42B$1.34B |
Deposits | Q1 2025vs Q1 2024 | $1.39B$1.34B |
Equity Capital | Q1 2025vs Q1 2024 | $271.8MM$249.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $14.8MM$11.3MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.6MM$2.1MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for DATCU Credit Union are currently being reviewed.