A Bad Credit Score Affects A Lot More Than Credit

Okay, so maybe you pay cash for everything, use a debit card and don’t even have a credit card. You laugh at your bad credit rating.

But one’s creditworthiness, as reflected in a FICO score or a credit report, now affects a lot more than the ability to borrow money or buy something on credit. It can affect whether you get a job, what you pay for insurance, and even how your personal relationships work out.

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