The falling market and the economic uncertainty that comes with it has even the most frugal looking for new ways to save. Many of the easiest ways to do so may not even require that much sacrifice.
Right now, there are plenty of reasons to build savings. For the intrepid, extra cash may mean the ability to snatch up stocks at bargain prices. Far more people are still shoring up their personal balance sheets from the last downturn, and another market tumble reinforces the need for an emergency fund, or to pay down debt. Even for spenders, there's an incentive to sock away a little more: The down market is expected to lead to sales on many big-ticket items like cars, airfare and electronics.