Best Credit Cards Of 2012

Recent regulations such as the Durbin amendment, which went into effect last October and is part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, lowered the fees banks receive from merchants when consumers swipe their debit cards, but doesn't impact fees for using credit cards. 

According to this Smart Money article The Best New Credit Cards of 2012 - SmartMoney.com, credit card issuers  are offering new incentives hoping to make credit cards the go-to swipe option for consumers.