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Featured 2-Year CD Rates
Average 3 Year IRA Rate Trend
Featured Accounts

3 Year IRA Rates

Compare rates on 3 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Connexus Credit Union1.75%$10k-$1,33636 Month IRA Certificate With Active Checking (Traditional,CESA,Roth)
Melrose Credit Union1.66%$4k-$1,2663 Year Share IRA Certificate (Traditional,Roth,CESA)
Northern Bank & Trust Company1.60%$500-$1,22336 Month IRA (Traditional,Roth,CESA,SEP)
Community Bank of Bergen County, N. J.1.51%$500-$1,1503 Year IRA (Traditional,Roth,CESA)
Oritani Bank1.50%$1k-$1,1423 Year IRA (Traditional,Roth,CESA)
Bogota Savings Bank1.41%$500-$1,0723 Year IRA
Valley National Bank1.40%$250-$1,0653 Year IRA (Traditional,Roth,CESA)
Northrop Grumman Federal Credit Union1.39%$2k-$1,0573 Year Term IRA (Traditional,Roth,CESA)
Capital Educators Federal Credit Union1.36%$500-$1,02536 - 47 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Freedom Bank (NJ)1.35%$500-$1,01824-35 Month IRA (Traditional,Roth,SEP)
Lake Michigan Credit Union1.35%$500-$1,02936 Month VIP IRA CD
Digital Credit Union1.35%$500-$1,01836 - 47 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
Belvoir Federal Credit Union1.35%$1k-$1,02936 Month IRA Share Certificate
Andrews Federal Credit Union1.31%$1k-$99836 Month IRA Certificate (Traditional,Roth,CESA)
Cape Bank1.30%--$9883 Year IRA (Traditional,Roth,CESA)
Peapack-Gladstone Bank1.30%$500-$96235 Month IRA (New Money only)
GE Capital Retail Bank1.30%*$25k-$99036 Month IRA CD (Traditional,Roth)
CIT Bank1.27%$1k-$9653 Year IRA (Traditional,Roth)
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EverBank1.26%$1,500-$9573 Year Yield Pledge IRA (Traditional,Roth)
Garden Savings Federal Credit Union1.26%$500-$9573 Year IRA Share Certificate (Traditional,Roth,CESA)
Self Reliance (NJ) Credit Union1.26%--$96036 Month IRA Certificate (Traditional,Roth,CESA)
Discover Bank1.25%$2,500-$9493 Year IRA (Traditional,Roth)
Simplicity Bank1.25%$10k-$9493 Yr to <5 Yr IRA (Traditional,Roth,CESA)
Royal Bank America1.25%$1k-$95236 Month IRA
Ponce De Leon Federal Bank1.25%$500-$95236 Month IRA (Traditional,Roth,CESA)
Glen Rock Savings Bank1.25%$500-$95236 Month IRA
RSI BANK1.25%$250-$95236 Month IRA
Affinity Credit Union1.25%$500-$94936 Month IRA Certificate
Alliant Credit Union1.25%$1k-$94136 - 47 Month Traditional IRA
Millington Savings Bank1.25%$250-$95236 Month IRA (Traditional,Roth,CESA)
Parke Bank1.25%$500-$94936 Month IRA (Traditional,Roth)
Lincoln Park Savings Bank1.21%$500-$7652.5 Year IRA (Traditional,Roth,CESA)
Sandia Laboratory Credit Union1.21%*$1k-$92136 Month IRA (Traditional,Roth,CESA)
Grand Bank, N.A.1.21%$1k-$92136 Month IRA (Traditional,Roth)
Nationwide Bank1.21%*$500-$92136 Month IRA (Traditional,Roth)
Ally Bank1.20%--$911IRA High Yield 3-Year CD (Traditional,Roth,SEP)
The Bank of Princeton1.20%$500$100k$91336 Month IRA (Traditional,Roth)
Hudson City Savings Bank1.20%$500-$9113 Year IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Astera Credit Union1.20%$500-$9113 Year IRA (Traditional,Roth,CESA)
Communitywide Credit Union1.20%$2k-$91336 Month IRA Share Certificate
Gibraltar Bank1.20%$2,500-$1,01740 Month Red Carpet IRA (Traditional,Roth)
Patriot Bank1.20%$1k-$91336 Month IRA
Northwest Federal Credit Union1.20%*$25k-$9113 Year IRA Certificate (Traditional,Roth,CESA,SEP)
Geauga Savings Bank1.20%--$91336 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Boiling Springs Savings Bank1.20%$1k-$9113 Year IRA (Traditional,Roth,SEP)
State Farm Bank1.20%--$91336 Month IRA (Traditional,Roth)
First Choice Bank (NJ)1.20%$1k-$91336 Month IRA (Traditional,Roth,SEP)
First Point FCU1.16%$1k-$8803 Year IRA (Traditional,Roth,CESA)
First Jersey Credit Union1.16%$1k-$8803 Year IRA
First Internet Bank of IN1.15%--$87536 Month IRA (Traditional,Roth,CESA)
Haven Savings Bank1.15%$100-$87536 Month IRA
The Berkshire Bank1.15%$10k$500k$87536 Month IRA
First Bank (NJ)1.15%$500-$87536 Month IRA
Security Bank (OK)1.15%$2k-$87536 Month IRA (Traditional,Roth)
Kearny Federal Savings Bank1.15%$500-$8723 Year StarBanking Plus IRA (Traditional,Roth,CESA)
Roselle Savings Bank1.15%$1k-$87536 Month IRA (Traditional,Roth,CESA)
Spencer Savings Bank 1.15%$500-$87536 Month IRA
United Teletech Financial Credit Union1.15%$500-$86536-47 Month IRA Special
Atlantic Stewardship Bank1.15%$500-$86536 - 47 Month IRA Power CD (Traditional,Roth,CESA)
AloStar Bank of Commerce1.15%$1k-$87536 Month IRA
South Jersey Federal Credit Union1.10%$1k-$8343 Year IRA (Traditional,Roth,CESA)
Indus American Bank1.10%$2k-$83636 Month IRA
Liberty Bell Bank1.10%$500-$83636 Month IRA (Traditional,Roth)
Salem Five1.10%$2k-$83436 Month IRA Special (Traditional,CESA,Roth,SEP)
Giantbank.com1.05%$1k-$79836 Month Giant IRA
OneUnited Bank1.05%$1k-$796UNITY 3 Year IRA CD
Lusitania Savings Bank1.05%$5k-$79836 Month Renewal IRA (Traditional,Roth,CESA)
NJ Gateway Credit Union1.03%$500-$78336 Month IRA Certificate (Traditional,Roth,CESA)
Delanco Federal Savings Bank1.01%$1k-$76736 Month IRA
Franklin Bank (NJ)1.01%$1k-$76736 Month IRA CD (Traditional,Roth,CESA)
Self-Help Credit Union1.01%--$76736 Month IRA (Traditional,Roth,CESA)
Justice Federal Credit Union1.00%*$500-$76036 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
Pen Air Credit Union1.00%$500-$76036 Month Step-Up IRA (Traditional,Roth,SEP,CESA)
BCB Community Bank1.00%$250-$7583 Year IRA (Traditional,Roth,CESA)
Clifton Savings Bank1.00%$500-$76036 Month IRA (Traditional,Roth,CESA)
Beneficial Mutual Savings Bank1.00%$1k-$75136 - 47 Month IRA (Traditional,Roth,CESA)
McGraw Hill Credit Union1.00%$10k-$76036 Month IRA (Traditional,Roth,CESA)
Armed Forces Bank, National Association1.00%$500-$76036 Month IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank1.00%$500-$7583 Year IRA Certificate (Traditional,Roth)
First Technology Federal Credit Union1.00%$500-$76036 Month IRA (Traditional,Roth,CESA)
Raritan Bay Federal Credit Union1.00%$1k-$76036 Month IRA (Traditional,Roth,CESA)
OneWest Bank1.00%$1k-$7583 Year IRA (Traditional,Roth,SEP)
America's Credit Union 1.00%$10k-$76036 Month IRA Certficate
Pentagon Federal Credit Union1.00%$25-$7583 Year Roth IRA
HAB Bank1.00%$1,500-$7583 Year IRA - Queens & NJ & Hicksville
Sun National Bank1.00%$500$100k$75136-47 Month Relationship IRA (Traditional,Roth,CESA)
Mountain America Credit Union0.95%$500-$72136 Month IRA (Traditional,Roth)
The Jacksonville Bank0.92%$1k-$69136 - 59 Month IRA (Traditional,Roth)
GSL Savings Bank0.92%$500-$58130 Month Fixed IRA
Quantum National Bank0.92%$1k-$69836 Month Relationship IRA
USAA Bank0.91%$250$95k$6893 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
Manasquan Savings Bank0.90%$500-$6813 Year IRA (Traditional,Roth,CESA)
Bank SNB0.90%$10k-$68336 Month IRA (Traditional,Roth,SEP)
Air Force Federal Credit Union0.90%*$1k-$6813 Year IRA (Traditional,Roth,CESA)
Freehold Savings Bank0.90%$500-$56830 Month IRA (Traditional,Roth,CESA)
Schuyler Savings Bank0.90%$1k-$68336 Month IRA (Traditional,Roth,CESA)
The Atlantic Credit Union0.90%*$10k-$6813 Year IRA Certificate (Traditional,Roth,CESA)
Community Financial Services Credit Union0.90%--$6813 Year IRA
First Atlantic Credit Union0.90%$500-$67536-47 Month IRA Certificate (Traditional,Roth,CESA)
First Trade Union Bank0.90%$500-$6813 Year IRA
Apple Federal Credit Union0.90%$500-$68336 Month IRA Certificate (Traditional,Roth,CESA)
Republic Bank (Philadelphia, PA)0.90%--$67536 - 47 Month IRA
Metuchen Savings Bank0.85%$500-$53630 Month IRA
North American Savings Bank0.85%$10k-$63836 - 47 Month IRA with Checking (Traditional,Roth,CESA)
College Savings Bank0.83%$250-$6283 Year IRA (Traditional,Roth,CESA)
Fulton Bank of New Jersey0.80%$500-$6053 Year IRA (Traditional,Roth,CESA)
National Bank of Kansas City0.80%--$60036 - 47 Month IRA (Traditional,Roth)
NJM Bank0.80%$500-$60636 Month IRA (Traditional,Roth)
Community Bank of Raymore0.80%$500-$6053 Year IRA
Principal Bank0.80%$2,500-$60636 Month IRA (Traditional,Roth)
UmbrellaBank.com0.76%$1k-$5743 Year IRA
First National Bank (LA)0.75%--$56836 Month IRA
Automatic Data Processing Credit Union0.75%$25k-$56836 Month Jumbo IRA (Traditional,Roth,CESA)
Jersey Shore Credit Union0.75%$25k-$56212-60 Month IRA Certificate (Traditional,Roth)
The First National Bank of Elmer0.75%$100-$56836 Month Fixed IRA (Traditional,Roth,SEP,CESA)
First Security Bank & Trust0.75%$2,500-$56236 - 47 Month IRA (Traditional,Roth,SEP)
Magyar Bank0.75%$500-$56736 Month IRA
Chartway Federal Credit Union0.75%$10k-$56836 Month IRA (Traditional,Roth,CESA)
Eli Lilly Credit Union0.71%--$5363 Year IRA (Traditional,Roth)
Easthampton Savings Bank0.70%$500-$53036 Month IRA (Traditional,Roth)
Polish & Slavic Credit Union0.70%$500-$5293 Year IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Ocean City Home Bank0.70%--$53036 Month IRA (Traditional,Roth,SEP,SIMPLE)
First National Community Bank (PA)0.70%$1k-$5293 Year IRA (Traditional,Roth,CESA,SEP)
Patelco Credit Union0.70%$500-$52436 - 47 Month IRA (Traditional,Roth,CESA)
Community Bank of Pleasant Hill0.70%$500-$5293 Year IRA
Capital One 3600.70%--$44130 Month IRA (Traditional,Roth)
United Central Bank0.70%$500-$53036 Month IRA
Millville Savings and Loan Association0.70%$1k-$5293 Year IRA (Traditional,Roth,CESA)
GCF Bank0.66%$500-$4983 Year IRA (Traditional,Roth)
KeyBank0.65%$25k$100k$49236 Month Tiered IRA - Relationship (Traditional,Roth)
Univest Bank and Trust Co.0.65%$500-$49236 Month IRA (Traditional,Roth)
Firstrust Savings Bank0.65%$500$500k$47835 Month IRA (Traditional,Roth,SEP)
North Country Savings Bank0.65%$500-$4913 Year IRA
First Savings Bank Northwest0.61%*$25k-$46236 Month IRA
Advanced Financial Credit Union0.60%--$44912-60 Month IRA (Traditional,Roth)
Colonial Bank, FSB0.60%$500-$45436 Month IRA (Traditional,Roth)
First Financial Credit Union0.60%$500-$45436 Month IRA Savings Certificate
Shore Community Bank0.60%$500-$45436 Month IRA
NVE Bank (NJ)0.60%$500-$37830 Month IRA (Traditional,CESA,Roth)
Investors Bank0.60%$500-$45436 Month IRA (Traditional,Roth)
Third Federal Savings and Loan (OH)0.60%$100-$37830 Month IRA (Traditional,Roth,SEP)
Newtown Savings Bank0.60%--$4533 Year IRA (Traditional,Roth)
Zions Bank0.60%$1k-$4533 Year Internet IRA CD
INOVA Federal Credit Union0.60%$200-$4533 Year IRA (Traditional,Roth,CESA)
Pinnacle Federal Credit Union0.60%$500-$45436 Month IRA (Traditional,Roth,CESA)
Northfield Bank0.50%$2,500-$37836 Month IRA (Traditional,Roth)
The Adirondack Trust Company0.50%$500-$3773 Year IRA (Traditional,Roth,SEP,CESA)
1st Colonial Community Bank0.50%$500-$31530 month IRA
Credit Union Of New Jersey0.50%*$500-$3773 Year Basic IRA Certificate (Traditional,Roth,CESA)
Hamilton Horizons Credit Union0.50%--$3773 Year IRA Certificate (Traditional,Roth,CESA)
Irco Community Credit Union0.50%$500-$31530 Month IRA (Traditional,Roth)
NewDominion Bank0.50%$500-$37836 Month IRA (Traditional,Roth)
SunTrust Bank0.50%$2k-$31530 Month Banker Special Promotional IRA (Traditional,Roth,SEP,SIMPLE)
American Bank0.50%$250-$37836 Month IRA (Traditional,Roth,CESA)
ViewPoint Bank, National Association0.50%$1k-$37836 Month IRA (Traditional,SEP,Roth)
Bank of Blue Valley0.50%$500-$37436 - 47 Months IRA (Traditional,Roth,CESA,SEP)
University Federal Credit Union0.50%$1k-$37836 Month Regular IRA (Traditional,Roth,CESA)
20Th Century Fox Credit Union0.45%$2,500-$3393 Year IRA Certificate (Traditional,Roth,CESA)
Susquehanna Bank0.45%*$500-$33636 - 47 Month Fixed Rate IRA (Traditional,Roth,CESA)
TrustCo Bank0.45%--$3393 Year IRA (Traditional,Roth,CESA,SEP,SIMPLE)
Acume0.45%*$20k-$34036 Month IRA Certificate (Traditional,Roth,CESA,SEP)
Consumers Credit Union (IL)0.45%$250-$3393 Year IRA (Traditional,Roth,CESA,SEP)
Great Lakes Credit Union0.40%$1k-$3013 Year IRA Certificate (Traditional,Roth,CESA)
The First National Bank of Absecon0.40%--$29936 - 47 Month IRA
Somerset Savings Bank, SLA0.40%$500-$25130 Month IRA
Garden State Credit Union0.40%$1k-$30236 Month IRA Certificate (Traditional,Roth)
South Division Credit Union0.40%$500-$3013 Year IRA
Fox Chase Bank0.40%$500-$33640 Month IRA (Traditional,Roth)
Amegy Bank0.40%$250-$3013 Year IRA (Traditional,Roth)
Urban Partnership Bank0.40%$500-$30236 Month IRA
PNC Bank, National Association0.38%*$25k-$28736 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
iGObanking0.35%$1k-$26436 Month iGOIRA (Traditional,Roth)
NJ Community Federal Credit Union0.35%$1k-$26436 Month IRA Certificate
Citibank0.35%$1k-$2633 Year IRA (Traditional,Roth)
Chase Manhattan Bank0.35%*$10k-$26136-41 Month IRA - Relationship (Traditional,Roth,SEP)
Union Bank (San Francisco, CA)0.35%$350-$26136 - 47 Month IRA Time Deposit (Traditional,Roth,CESA)
Amalgamated Bank0.35%$500-$2633 Year IRA Fixed Rate (Traditional,Roth)
BankDirect0.25%$1k-$15730 Month IRA CD (Traditional,Roth)
Comerica Bank0.20%$1k-$1503 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
Sturdy Savings Bank0.20%$500-$1503 Year IRA
Cornerstone Bank (NJ)0.15%$500$100k$11230 - 35 Month IRA
Bank of America0.15%$1k-$11224 - 35 Month IRA - Platinum Rate (Traditional,Roth)
H&R Block Bank 0.03%$250-$22.5736 Month IRA (Traditional,Roth)