3 Year IRA Rates
Compare rates on 3 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingAlly Bank IRA High Yield 3-Year CDAPY 1.39% Min N/A Max N/A Earnings Est. $1,057
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 3 Year IRAAPY 1.35% Min $2,500 Max N/A Earnings Est. $1,026
Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 3 Year IRAAPY 1.35% Min $2,500 Max N/A Earnings Est. $1,026Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 1.86% | $4k | - | $1,421 | 3 Year Share IRA Certificate | |
| Andrews Federal Credit Union | 1.55% | $1k | - | $1,181 | 36 Month IRA | |
| Self-Help Credit Union | 1.51% | - | - | $1,153 | 36 Month IRA | |
| Pentagon Federal Credit Union | 1.50% | $25 | - | $1,142 | 3 Year Roth IRA | |
| USAA Bank | 1.41% | $1k | $95k | $1,072 | 3 Year IRA - Standard | |
| Nationwide Bank | 1.40%* | - | - | $1,065 | 36 Month IRA | |
| Ally Bank | 1.39% | - | - | $1,057 | IRA High Yield 3-Year CD | |
| Start Saving | ||||||
| Discover Bank | 1.35% | $2,500 | - | $1,026 | 3 Year IRA | |
| Start Saving | ||||||
| First Savings Bank Northwest | 1.33% | $25k | - | $1,014 | 36 Month IRA | |
| H&R Block Bank | 1.25% | - | - | $949 | 36 Month IRA | |
| First Internet Bank of IN | 1.25% | $1k | - | $952 | 36 Month IRA | |
| Affinity Credit Union | 1.25% | $500 | - | $791 | 30 Month IRA Certificate w/ Bump Up | |
| AIG Bank | 1.22% | - | - | $929 | 36 Month IRA | |
| Giantbank.com | 1.20% | $1k | - | $911 | 36 Month Giant IRA | |
| Kaiser Federal Bank | 1.20% | $10k | - | $911 | 36 - 59 Month IRA | |
| Royal Banks of Missouri | 1.20% | $1k | $100k | $913 | 36 Month IRA | |
| Acacia Federal Savings Bank | 1.15% | $100 | - | $872 | 36 Month IRA | |
| American Bank | 1.10% | $250 | - | $836 | 36 Month IRA | |
| INOVA Federal Credit Union | 1.10% | $200 | - | $834 | 3 Year IRA | |
| EverBank | 1.10% | $1,500 | - | $695 | 2.5 Year Yield Pledge IRA | |
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| First National Community Bank (PA) | 1.05% | $1k | - | $820 | 37 Month IRA | |
| North Country Savings Bank | 1.00% | $500 | - | $758 | 3 Year IRA | |
| Third Federal | 0.90%† | $100 | - | $568 | 30 Month IRA | |
| State Farm Bank | 0.82%*† | - | - | $620 | 36 Month IRA | |
| ING DIRECT | 0.80% | - | - | $504 | 30 Month Roth IRA | |
| MetLife Bank | 0.75% | $2k | - | $567 | 36 Month IRA | |
| Chase Manhattan Bank | 0.75% | $10k | - | $568 | 36 Month IRA Special | |
| iGObanking | 0.70% | $1k | - | $529 | 36 Month iGOIRA | |
| Bank of America | 0.70%† | - | - | $529 | 36 - 47 Month IRA | |
| ViewPoint Bank | 0.60% | $1k | - | $453 | 36 Month IRA | |
| Patriot Bank | 0.60% | $1k | - | $453 | 3 Year IRA | |
| Zions Bank | 0.60% | $1k | - | $453 | 3 Year Internet IRA Certificate | |
| 20Th Century Fox Credit Union | 0.45% | $2,500 | - | $339 | 3 Year IRA Certificate | |
| Amegy Bank | 0.40% | $250 | - | $301 | 3 Year IRA | |
| BankDirect | 0.25% | $1k | - | $157 | 30 Month IRA CD | |
