3 Year IRA Rates

Compare rates on 3 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Connexus Credit Union1.75%$10k-$53436 Month IRA Certificate With Active Checking
HEW Credit Union1.51%$2k-$46136 Month Roth IRA
Andrews Federal Credit Union1.41%$1k-$43036 Month IRA Certificate
Virginia Heritage Bank1.40%$500-$42736 Month IRA
Melrose Credit Union1.36%$4k-$4143 Year Share Roth IRA Certificate
Digital Credit Union1.35%$500-$41236 - 47 Month IRA Certificate - Relationship Rate
State Department Federal Credit Union1.26%$500-$38436 Month IRA Certificate
Salem Five1.25%$2k-$38036 Month IRA Special
Alliant Credit Union1.25%$1k-$38136 - 47 Month Traditional IRA
CIT Bank1.21%$1k-$3673 Year Term IRA CD
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Nationwide Bank1.21%*$500-$36836 Month Roth IRA
Sandia Laboratory Credit Union1.21%*$1k-$36836 Month IRA
Discover Bank1.20%$2,500-$3643 Year IRA
Intervest National Bank1.20%$1k-$3643 Year Roth IRA
Justice Federal Credit Union1.20%*$500-$36536 Month IRA Certificate w/ JNA Relationship
Quantum National Bank1.20%$1k-$36536 Month Relationship IRA
Ally Bank1.19%--$361IRA High Yield 3-Year CD
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First Savings Bank Northwest1.17%*$5k-$35636 Month IRA
John Marshall Bank1.16%$500-$3523 Year IRA
First Virginia Community Bank1.15%$1k-$34936 Month IRA
AloStar Bank of Commerce1.15%$1k-$35036 Month IRA
Northwest Federal Credit Union1.14%*$2,500-$3463 Year Roth IRA Certificate
Millennium Bank, National Association1.11%$1k-$3373 Year IRA
New Horizon Bank, National Association1.11%$500-$33836 Month IRA
Dupont Community Credit Union1.11%$1k-$3373 Year IRA
Belvoir Federal Credit Union1.11%$1k-$33836 Month IRA Share Certificate
First Internet Bank of IN1.10%--$33536 Month IRA
Hudson City Savings Bank1.10%$500-$3343 Year IRA
Member One Credit Union1.10%$1k-$3343 Year IRA
EverBank1.05%$1,500-$2652.5 Year Yield Pledge IRA
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Air Force Federal Credit Union1.05%*$1k-$3183 Year IRA
Nma Credit Union1.05%$10k-$31936 Month IRA Certificate
Virginia Partners Bank1.05%$1k-$31936 Month IRA
OneUnited Bank1.05%$1k-$318UNITY 3 Year IRA CD
Northrop Grumman Federal Credit Union1.01%$2k-$3063 Year Term Roth IRA
Self-Help Credit Union1.01%--$30736 Month IRA
Geauga Savings Bank1.00%--$25330 Month Roth IRA
NARFE Premier Federal Credit Union1.00%$1k-$3033 Year Roth IRA Step Up Certificate
Stillwater National Bank1.00%$10k-$30436 Month IRA
The Business Bank1.00%-$100k$30436 Month IRA
Pen Air Credit Union1.00%$500-$30436 Month Step-Up IRA
Mcgraw Hill Credit Union1.00%$10k-$30436 Month IRA
Argent Credit Union1.00%$500-$30436 Month IRA Certificate
NSWC Credit Union1.00%$500-$3033-Year IRA Share Certificate
The Richmond Postal Credit Union In1.00%$500-$30436 Month IRA
Xceed Financial Credit Union1.00%$500-$30436 Month IRA
Fulton Bank, National Association1.00%$500-$30436 Month Relationship IRA
Bayport Credit Union1.00%$500-$32939 Months Premier CESA Special
Virginia Commerce Bank1.00%$100-$30336 Month Step-Up IRA
Giantbank.com1.00%$1k-$30436 Month Giant IRA
Lake Michigan Credit Union1.00%$500-$25330 Month VIP IRA
Marine Federal Credit Union1.00%$500-$30436 Month Traditional IRA
Bank of Georgetown0.95%$1k-$2883 Year IRA
Mountain America Credit Union0.95%$500-$28936 Month Roth IRA
OneWest Bank0.95%$1k-$2883 Year Roth IRA
Appalachian Community Credit Union0.95%$1k-$28936 Month IRA Certificate
Commonwealth One Credit Union0.95%$1k-$28936 Month IRA Certificate
The Bank of Fincastle0.95%$100-$28936 Month IRA
Peoples Advantage Credit Union0.95%$1k-$28936 Month IRA
United Southeast Credit Union0.95%$500-$28936 Month IRA
North American Savings Bank0.95%$10k-$28936 - 47 Month IRA with Checking
USAA Bank0.91%$250$95k$2753 Year IRA - Standard
New Generations Federal Credit Union0.90%$1k-$2723 Year IRA Share Certificate
National Bank of Kansas City0.90%--$27336 - 47 Month Roth IRA
Cardinal Bank0.90%$1k-$28137 Month IRA
Jacksonville Bank0.90%$1k-$27336 - 59 Month IRA
Truliant Credit Union0.90%*$5k-$27336 Month IRA Certificate
Astera Credit Union0.90%$500-$2723 Year IRA
Bank of Botetourt0.90%$100-$2723 Year IRA
Call Credit Union0.90%$1k-$27336 Month IRA Certificate
Salem Va Medical Center Credit Union0.90%$1k-$27336 Month IRA
Franklin Federal Savings Bank0.90%$500-$2723 Year IRA Certificate
Chesapeake Bank0.90%$100-$2723 Year IRA
First Trade Union Bank0.90%$500-$2723 Year IRA
Central Virginia Bank0.90%$500-$27336 Month IRA
United Central Bank0.90%$500-$27336 Month IRA
Easthampton Savings Bank0.85%$500-$25836 Month IRA
First National Bank (LA)0.85%--$25836 Month IRA
New Peoples Bank, Inc.0.85%$500-$25836 Month IRA
Partners 1St Credit Union0.85%*$10k-$25836 Month IRA
WashingtonFirst Bank0.85%$1k-$21430 Month IRA
Virginia Community Bank0.85%--$25836 Month IRA
First Technology Federal Credit Union0.85%$500-$25836 Month IRA
INOVA Federal Credit Union0.85%$200-$21430 Month IRA
Simplicity Bank0.80%$10k-$2423 Yr to <5 Yr IRA
ViewPoint Bank, National Association0.80%$1k-$24336 Month SEP IRA
Affinity Credit Union0.80%$500-$20230 Month IRA Certificate w/ Bump Up
Arlington Community Credit Union0.80%$500-$24336 Month Platinum IRA
Credit Union Of New Jersey0.80%*$500-$2423 Year IRA Certificate
Martinsville Dupont Emp Credit Union0.80%$2,500-$2423 Year IRA
Fairfax County Credit Union0.80%$2,500-$24336 Month IRA Certificate
Burke & Herbert Bank & Trust Company0.80%$100-$24336-Month Fixed IRA
Communitywide Credit Union0.80%$2k-$24236 Month IRA Share Certificate
Urban Partnership Bank0.80%--$24336 Month IRA
Principal Bank0.80%$2,500-$24336 Month IRA
First National Bank of Altavista0.80%$100-$242IRA 3 Year Fixed
Patriot Bank0.80%$1k-$24336 Month IRA
Apple Federal Credit Union0.80%$500-$24336 Month Roth IRA Certificate
Village Bank (VA)0.75%$500-$2273 Year Roth IRA
Highlands Union Bank0.75%$500-$22736 Month IRA
Capital Educators Federal Credit Union0.75%*$10k-$22736 - 47 Month Roth IRA Certificate
Benchmark Community Bank0.75%$500-$2273 Year Premium Roth IRA
Urban Trust Bank0.75%$500$100k$22736 Month IRA
The Capon Valley Bank0.75%$500-$22736 Month IRA - Quarterly
South Division Credit Union0.75%$500-$2273 Year IRA
Chartway Federal Credit Union0.75%$10k-$22736 Month Roth IRA
Farmers & Merchants Bank0.75%$1k-$22736 Month IRA
State Farm Bank0.72%*--$21836 Month Roth IRA
First National Community Bank (PA)0.70%$1k-$2113 Year Roth IRA
Patelco Credit Union0.70%$500-$21236 - 47 Month Roth IRA
ABNB Credit Union0.70%$1k-$21236 Month IRA Certificate
Chain Bridge Bank, National Association0.70%$500-$21236 - 47 Month IRA
Armed Forces Bank, National Association0.70%$500-$21236 Month IRA
University Of Va Community Credit Union0.70%$500-$2113 Year IRA
Pinnacle Federal Credit Union0.70%$500-$21236 Month IRA
Third Federal0.70%$100-$21136 Month IRA
Capital One 3600.70%--$17630 Month IRA
Sandy Spring Bank0.70%$1k-$21236 - 47 Month IRA
Citizens Bank (TN)0.70%$1k-$21236 Month IRA
Community Bank of Pleasant Hill0.70%$500-$2113 Year IRA
Community Bank of Raymore0.70%$500-$2113 Year IRA
Eli Lilly Credit Union0.66%--$1993 Year IRA
Univest Bank and Trust Co.0.65%$500-$19736 Month IRA
Freedom First Credit Union0.65%$500-$19736 Month IRA
Baylands Credit Union0.65%$500-$19736 Month IRA Certificate
First Security Bank & Trust0.65%$2,500-$19736 - 47 Month IRA
Bank of Blue Valley0.65%--$19736 - 47 Months Roth IRA
EVB Bank0.65%$500-$1963 Year IRA
North Country Savings Bank0.65%$500-$1963 Year IRA
1St Advantage Credit Union0.61%$500-$18536 Month IRA
Newtown Savings Bank0.60%--$1813 Year Roth IRA
Access National Bank0.60%$10k-$1813 Year IRA
Central Virginia Credit Union0.60%--$18236 Month Preferred IRA Certificate
Virginia Commonwealth Bank0.60%$100-$18236 Month IRA
AIG Bank0.60%--$18236 Month IRA
Union First Market Bank0.60%$1k$100k$1813 Year Preferred IRA
SunTrust Bank0.60%$2k$1m$202You Choose 40-50 Month IRA CD
Zions Bank0.60%$1k-$1813 Year Internet IRA CD
Money One Federal Credit Union0.58%--$1753 Year IRA Savings Certificate
KeyBank0.55%*$10k$100k$16636 Month Tiered IRA - Relationship
First Sentinel Bank0.55%--$16636 Month IRA
StellarOne Bank0.55%$25-$16636 - 59 Month Fixed Rate IRA
University Federal Credit Union0.50%$1k-$15136 Month Regular Roth IRA
InTouch Credit Union0.50%$1k$95k$15136 Month IRA
NewDominion Bank0.50%$500-$15136 Month Roth IRA
The Adirondack Trust Company0.50%$500-$1513 Year IRA
First Bank (VA)0.50%$500-$15136 Month IRA
American Bank0.50%$250-$15136 Month Roth IRA
Bronco Federal Credit Union0.50%$1k-$15136 Month IRA Certificate
The National Bank of Blacksburg0.46%--$13936 Month Roth IRA
Randolph Bank & Trust Company0.45%*$10k-$13636 Month Fixed Rate IRA
20Th Century Fox Credit Union0.45%$2,500-$1363 Year IRA Certificate
Bank @LANTEC0.45%$500-$13636 Month Roth IRA
Front Royal Credit Union0.45%$500-$1363 Year IRA Certificate
Consumers Credit Union (IL)0.45%$250-$1363 Year IRA
First Shore Federal Savings and Loan Association0.40%$500-$10130-35 Month IRA
Blue Ridge Bank0.40%$1k-$12036 Months Roth IRA
Union Bank of California0.40%$350-$12136 - 47 Month Roth IRA Time Deposit
Great Lakes Credit Union0.40%$1k-$1203 Year IRA Certificate
TD Bank, National Association0.40%$250-$1203 Year Basic IRA CD
Acacia Federal Savings Bank0.40%$100-$12136 Month Roth IRA
Amegy Bank0.40%$250-$10130 Month Roth IRA
Chase Manhattan Bank0.40%*$10k-$12136-41 Month IRA Special - Relationship
H&R Block Bank 0.35%$250-$10636 Month Roth IRA
iGObanking0.35%$1k-$10636 Month iGOIRA
PNC Bank, National Association0.35%*$10k-$10636 Month IRA
Amalgamated Bank0.35%$500-$1053 Year IRA Fixed Rate
Citibank0.35%$1k-$1053 Year IRA
Regions Bank0.30%$250-$90.5236 - 47 Month IRA
Wells Fargo Bank0.30%$2,500-$98.0639 Month IRA Special
Comerica Bank0.25%$1k-$75.193 Year IRA
Woodforest National Bank0.25%$500-$75.193 Year IRA
BankDirect0.25%$1k-$62.7930 Month Roth IRA CD
Bank of America0.25%$1k-$75.3936 - 47 Month Roth IRA - Platinum Rate
Sovereign Bank0.15%$500$100k$45.0736 Month Rising Rate IRA
Guardian Credit Union0.04%$500-$10.0330 Month IRA Share Certificate