4 Year IRA Rates
Compare rates on 4 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 1.96% | $4k | - | $807 | 4 Year Share IRA Certificate | |
| Alliant Credit Union | 1.80% | $1k | - | $742 | 48 - 60 Month Traditional IRA | |
| Self-Help Credit Union | 1.77% | - | - | $729 | 48 Month IRA | |
| Justice Federal Credit Union | 1.75%* | $500 | - | $719 | 48 Month IRA | |
| Pentagon Federal Credit Union | 1.74% | $25 | - | $714 | 4 Year Roth IRA | |
| Andrews Federal Credit Union | 1.71% | $1k | - | $702 | 48 Month IRA | |
| Nationwide Bank | 1.55%* | - | - | $636 | 48 Month IRA | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $614 | 4 Year IRA | |
| USAA Bank | 1.50% | $250 | $95k | $614 | 4 Year IRA - Standard | |
| Stillwater National Bank | 1.50%*† | $10k | - | $614 | 48 Month IRA | |
| Easthampton Savings Bank | 1.50% | $500 | - | $614 | 48 Month IRA | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $615 | 48 Month IRA | |
| Geauga Savings Bank | 1.45% | - | - | $594 | 48 Month IRA | |
| Intervest National Bank | 1.45% | $1k | - | $593 | 4 Year Roth IRA | |
| Ally Bank | 1.45% | - | - | $593 | IRA Raise Your Rate 4-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC | ||||||
| Patriot Bank | 1.40% | $1k | - | $573 | 48 Month IRA | |
| OneUnited Bank | 1.40% | $1k | - | $572 | UNITY 4 Year IRA | |
| MetLife Bank | 1.40% | $2k | - | $573 | 48 Month IRA | |
| University Federal Credit Union | 1.35% | - | - | $553 | 48 Month Premium IRA | |
| H&R Block Bank | 1.35% | $250 | - | $553 | 48 Month IRA | |
| First Internet Bank of IN | 1.35% | - | - | $553 | 48 Month IRA | |
| American Bank | 1.30% | $250 | - | $532 | 48 Month IRA | |
| Lake Michigan Credit Union | 1.30% | $500 | - | $530 | 48 Month VIP IRA | |
| Third Federal | 1.30%† | $100 | - | $532 | 48 Month IRA | |
| Salem Five | 1.30% | $500 | - | $464 | 42 - 59 Month IRA | |
| First Savings Bank Northwest | 1.28%* | $5k | - | $523 | 48 Month IRA | |
| OneWest Bank | 1.25% | $1k | - | $509 | 4 Year IRA | |
| INOVA Federal Credit Union | 1.25% | $200 | - | $509 | 4 Year IRA | |
| North American Savings Bank | 1.25% | $10k | - | $509 | 48 - 59 Month IRA with Checking | |
| First Security Bank & Trust | 1.23% | $10k | - | $503 | 48 - 59 Month IRA | |
| Patelco Credit Union | 1.21% | $500 | - | $493 | 48 - 59 Month IRA | |
| EverBank | 1.21% | $1,500 | - | $493 | 4 Year Yield Pledge IRA | |
| Start SavingSponsored Note: | ||||||
| Apple Federal Credit Union | 1.20% | $500 | - | $490 | 48 Month IRA Certificate | |
| Newtown Savings Bank | 1.20% | - | - | $489 | 4 Year IRA | |
| Community Bank of Raymore | 1.20% | $500 | - | $489 | 4 Year Emerald Club IRA | |
| Dime Savings Bank | 1.20% | $500 | - | $489 | 4 Year Roth IRA | |
| Bank of Blue Valley | 1.15% | - | - | $469 | 48 - 59 Months IRA | |
| UnivestDirect | 1.15% | $500 | - | $469 | 48 Month IRA | |
| Principal Bank | 1.06% | $2,500 | - | $432 | 48 Month IRA | |
| North Country Savings Bank | 1.05% | $500 | - | $427 | 4 Year IRA | |
| Union Bank of California | 1.01%† | $350 | - | $411 | 48 - 59 Month IRA Time Deposit | |
| First Trade Union Savings | 1.00% | $500 | - | $406 | 4 Year IRA | |
| South Division Credit Union | 1.00% | $500 | - | $406 | 4 Year IRA | |
| State Farm Bank | 0.97%*† | - | - | $395 | 48 Month IRA | |
| NewDominion Bank | 0.95% | $500 | - | $385 | 48 Month IRA | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $385 | 4 Year IRA | |
| Acacia Federal Savings Bank | 0.90% | $100 | - | $366 | 48 Month IRA | |
| iGObanking | 0.90% | $1k | - | $366 | 48 Month iGOIRA | |
| Zions Bank | 0.85% | $1k | - | $344 | 4 Year Internet IRA Certificate | |
| ING DIRECT | 0.80% | - | - | $325 | 48 Month Roth IRA | |
| Randolph Bank & Trust Company | 0.80%* | $10k | - | $324 | 48 Month Fixed Rate IRA | |
| ViewPoint Bank | 0.75% | $1k | - | $304 | 48 Month IRA | |
| KeyBank | 0.75%*† | $10k | $100k | $303 | 48 Month Tiered IRA - Relationship | |
| First National Community Bank (PA) | 0.70% | $1k | - | $283 | 4 Year IRA | |
| Community Bank of Pleasant Hill | 0.70% | $500 | - | $283 | 4 Year IRA | |
| Wells Fargo Bank | 0.65%† | - | - | $263 | 48 - 59 Month IRA | |
| Comerica Bank | 0.60%† | $1k | - | $242 | 4 Year IRA | |
| National Bank of Kansas City | 0.55% | $4k | - | $222 | 48 - 59 Month IRA | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $202 | 4 Year IRA Certificate | |
| Regions Bank | 0.50%† | $250 | - | $202 | 48 - 53 Month IRA | |
| BankDirect | 0.25% | $1k | - | $101 | 48 Month IRA CD | |
| Aurora Bank FSB | 0.05% | $1k | - | $20.02 | 48 Month IRA | |
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