4 Year IRA Rates
Compare rates on 4 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingAlly Bank IRA Raise Your Rate 4-Year CDAPY 1.54% Min N/A Max N/A Earnings Est. $1,576
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 4 Year IRAAPY 1.55% Min $2,500 Max N/A Earnings Est. $1,586
Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 4 Year IRAAPY 1.55% Min $2,500 Max N/A Earnings Est. $1,586Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 2.07% | $4k | - | $2,135 | 4 Year Share IRA Certificate | |
| Andrews Federal Credit Union | 2.05% | $1k | - | $2,114 | 48 Month IRA | |
| Pentagon Federal Credit Union | 2.00% | $25 | - | $2,061 | 4 Year Roth IRA | |
| Self-Help Credit Union | 1.77% | - | - | $1,823 | 48 Month IRA | |
| Nationwide Bank | 1.65%* | - | - | $1,691 | 48 Month IRA | |
| USAA Bank | 1.60% | $1k | $95k | $1,639 | 4 Year IRA - Standard | |
| Discover Bank | 1.55% | $2,500 | - | $1,586 | 4 Year IRA | |
| Start Saving | ||||||
| Ally Bank | 1.54% | - | - | $1,576 | IRA Raise Your Rate 4-Year CD | |
| Start Saving | ||||||
| American Bank | 1.50% | $250 | - | $1,538 | 48 Month IRA | |
| Third Federal | 1.50%† | $100 | - | $1,538 | 48 Month IRA | |
| First Internet Bank of IN | 1.50% | $1k | - | $1,538 | 48 Month IRA | |
| Royal Banks of Missouri | 1.43% | $1k | $100k | $1,465 | 48 Month IRA | |
| H&R Block Bank | 1.35% | - | - | $1,378 | 48 Month IRA | |
| North Country Savings Bank | 1.35% | $500 | - | $1,378 | 4 Year IRA | |
| INOVA Federal Credit Union | 1.25% | $200 | - | $1,274 | 4 Year IRA | |
| First Savings Bank Northwest | 1.23% | $25k | - | $1,256 | 48 Month IRA | |
| Acacia Federal Savings Bank | 1.20% | $100 | - | $1,222 | 48 Month IRA | |
| State Farm Bank | 1.13%*† | - | - | $1,149 | 48 Month IRA | |
| EverBank | 1.10% | $1,500 | - | $1,118 | 4 Year Yield Pledge IRA | |
| Start Saving | ||||||
| Patriot Bank | 1.01% | $1k | - | $1,025 | 4 Year IRA | |
| Bank of America | 0.95%† | - | - | $964 | 48 - 59 Month IRA | |
| iGObanking | 0.90% | $1k | - | $912 | 48 Month iGOIRA | |
| Zions Bank | 0.85% | $1k | - | $861 | 4 Year Internet IRA Certificate | |
| ING DIRECT | 0.80% | - | - | $810 | 48 Month Roth IRA | |
| ViewPoint Bank | 0.75% | $1k | - | $758 | 48 Month IRA | |
| First National Community Bank (PA) | 0.75% | $1k | - | $758 | 4 Year IRA | |
| MetLife Bank | 0.75% | $2k | - | $758 | 48 Month IRA | |
| 20Th Century Fox Credit Union | 0.50% | $2,500 | - | $504 | 4 Year IRA Certificate | |
| BankDirect | 0.25% | $1k | - | $252 | 48 Month IRA CD | |
