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Featured 2-Year CD Rates
Average 4 Year IRA Rate Trend
Featured Accounts

4 Year IRA Rates

Compare rates on 4 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Melrose Credit Union2.02%$4k-$2,0824 Year Share IRA Certificate (Traditional,Roth,CESA)
Oritani Bank1.75%$1k-$1,7964 Year IRA (Traditional,Roth,CESA)
GE Capital Retail Bank1.75%$25k-$1,80248 Month IRA CD (Traditional,Roth)
Nationwide Bank1.74%*$500-$1,79148 Month IRA (Traditional,Roth)
EverBank1.73%$1,500-$1,7754 Year Yield Pledge IRA (Traditional,Roth)
CIT Bank1.70%$1k-$1,7444 Year IRA (Traditional,Roth)
Bogota Savings Bank1.66%$500-$1,7024 Year IRA
State Farm Bank1.65%--$1,69648 Month IRA (Traditional,Roth)
Kearny Federal Savings Bank1.65%$500-$1,6914 Year StarBanking Plus IRA (Traditional,CESA,Roth)
Discover Bank1.60%$2,500-$1,6394 Year IRA (Traditional,Roth)
Cape Bank1.60%--$1,6394 Year IRA (Traditional,Roth,CESA)
Digital Credit Union1.60%$500-$1,62648 - 59 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
Andrews Federal Credit Union1.56%$1k-$1,60148 Month IRA Certificate (Traditional,Roth,CESA)
Lincoln Park Savings Bank1.56%$500-$1,5974 Year IRA (Traditional,Roth,CESA)
Lake Michigan Credit Union1.55%$500-$1,59148 Month VIP IRA CD
Northrop Grumman Federal Credit Union1.55%$2k-$1,5864 Year Term IRA (Traditional,Roth,CESA)
Alliant Credit Union1.55%$1k-$1,57448 - 60 Month Traditional IRA
Belvoir Federal Credit Union1.55%$1k-$1,59148 Month IRA Share Certificate
Garden Savings Federal Credit Union1.51%$500-$1,5454 Year IRA Share Certificate (Traditional,Roth,CESA)
South Jersey Federal Credit Union1.51%$1k-$1,5454 Year IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank1.51%$500-$1,5454 Year IRA Certificate (Traditional,Roth)
Ponce De Leon Federal Bank1.50%$500-$1,53848 Month IRA (Traditional,Roth,CESA)
Clifton Savings Bank1.50%$500-$1,60550 Month IRA (Traditional,Roth,CESA)
Communitywide Credit Union1.50%$2k-$1,53848 Month IRA Share Certificate
Fulton Bank of New Jersey1.50%$500-$1,5344 Year IRA (Traditional,Roth,CESA)
Peapack-Gladstone Bank1.50%$500-$1,43945 Month IRA (New Money only)
Grand Bank, N.A.1.41%$1k-$1,44448 Month IRA (Traditional,Roth)
Parke Bank1.40%$500-$1,43448 Month IRA (Traditional,Roth)
Pen Air Credit Union1.40%$500-$1,43448 Month IRA (Traditional,Roth,SEP,CESA)
Astera Credit Union1.40%$500-$1,4304 Year IRA (Traditional,Roth,CESA)
Patriot Bank1.40%$1k-$1,43448 Month IRA
Geauga Savings Bank1.40%--$1,43448 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Capital Educators Federal Credit Union1.36%$500-$1,37736 - 47 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Royal Bank America1.35%$1k-$1,3784 Year IRA
First Bank (NJ)1.35%$500-$1,38148 Month IRA
Glen Rock Savings Bank1.35%$500-$1,38148 Month IRA
First Choice Bank (NJ)1.35%$1k-$1,38148 Month IRA (Traditional,Roth,SEP)
Spencer Savings Bank 1.35%$500-$1,38148 Month IRA
Northwest Federal Credit Union1.31%*$25k-$1,3364 Year IRA Certificate (Traditional,Roth,CESA,SEP)
Metuchen Savings Bank1.31%$500-$1,34048 Month Special IRA
Ally Bank1.30%--$1,326IRA Raise Your Rate 4-Year CD (Traditional,Roth,SEP)
The Bank of Princeton1.30%$500$100k$1,32948 Month IRA (Traditional,Roth)
First Internet Bank of IN1.30%--$1,32948 Month IRA (Traditional,Roth,CESA)
Freedom Bank (NJ)1.30%$500-$1,31548-59 Month IRA (Traditional,Roth,SEP)
RSI BANK1.30%$250-$1,32948 Month IRA
Gibraltar Bank1.30%$2,500-$1,27346 Month Red Carpet IRA (Traditional,Roth)
Franklin Bank (NJ)1.26%$1k-$1,28848 Month IRA CD (Traditional,Roth,CESA)
Self-Help Credit Union1.26%--$1,28848 Month IRA (Traditional,Roth,CESA)
Pentagon Federal Credit Union1.26%$25-$1,2844 Year Roth IRA
Hudson City Savings Bank1.25%$500-$1,2744 Year IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Beneficial Mutual Savings Bank1.25%$1k-$1,26448 - 59 Month IRA (Traditional,Roth,CESA)
McGraw Hill Credit Union1.25%$10k-$1,27748 Month IRA (Traditional,Roth,CESA)
Magyar Bank1.25%$500-$1,27448 Month IRA
OneWest Bank1.25%$1k-$1,2744 Year IRA (Traditional,Roth,SEP)
Northern Bank & Trust Company1.25%$500-$1,27748 Month IRA (Traditional,Roth,CESA,SEP)
Liberty Bell Bank1.25%$500-$1,27748 Month IRA (Traditional,Roth)
Security Bank (OK)1.25%$2k-$1,27748 Month IRA (Traditional,Roth)
Raritan Bay Federal Credit Union1.25%$1k-$1,27748 Month IRA (Traditional,Roth,CESA)
Apple Federal Credit Union1.25%$500-$1,27748 Month IRA Certificate (Traditional,Roth,CESA)
Roselle Savings Bank1.25%$1k-$1,27748 Month IRA (Traditional,Roth,CESA)
United Teletech Financial Credit Union1.25%$500-$1,26448-59 Month IRA Special
Justice Federal Credit Union1.20%*$500-$1,22548 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
BCB Community Bank1.20%$250-$1,2224 Year IRA (Traditional,Roth,CESA)
Indus American Bank1.20%$2k-$1,22548 Month IRA
Freehold Savings Bank1.20%$500-$1,2224 Year IRA (Traditional,Roth,CESA)
NJ Gateway Credit Union1.19%$500-$1,21548 Month IRA Certificate (Traditional,Roth,CESA)
Millington Savings Bank1.16%$250-$1,18448 Month IRA (Traditional,Roth,CESA)
Haven Savings Bank1.15%$100-$1,02442 Month IRA
Bank SNB1.15%$10k-$1,17348 Month IRA (Traditional,Roth,SEP)
Schuyler Savings Bank1.15%$1k-$1,17348 Month IRA (Traditional,Roth,CESA)
OneUnited Bank1.15%$1k-$1,170UNITY 4 Year IRA CD
Mountain America Credit Union1.15%$500-$1,17348 Month IRA (Traditional,Roth)
Atlantic Stewardship Bank1.15%$500-$1,16136 - 47 Month IRA Power CD (Traditional,Roth,CESA)
Armed Forces Bank, National Association1.10%$500-$1,12148 Month IRA (Traditional,Roth,CESA)
INOVA Federal Credit Union1.10%$200-$1,1184 Year IRA (Traditional,Roth,CESA)
Automatic Data Processing Credit Union1.06%$25k-$1,08048 Month Jumbo IRA (Traditional,Roth,CESA)
Patelco Credit Union1.06%$500-$1,06948 - 59 Month IRA (Traditional,Roth,CESA)
National Bank of Kansas City1.05%--$1,05848 - 59 Month IRA (Traditional,Roth)
North American Savings Bank1.05%$10k-$1,05848 - 59 Month IRA with Checking (Traditional,Roth,CESA)
First Savings Bank Northwest1.02%$25k-$1,03948 Month IRA
Sturdy Savings Bank1.01%$500-$1,0254 Year IRA
SunTrust Bank1.01%$2k-$1,02848 Month Banker Special Promotional IRA (Traditional,Roth,SEP,SIMPLE)
Salem Five1.00%$500-$1,00742 - 59 Month IRA (Traditional,Roth,CESA,SEP)
Easthampton Savings Bank1.00%$500-$1,01848 Month IRA (Traditional,Roth)
Century Savings Bank1.00%$500-$1,01848 Month IRA (Traditional,Roth)
The Atlantic Credit Union1.00%*$10k-$1,0154 Year IRA Certificate (Traditional,Roth,CESA)
The First National Bank of Elmer1.00%$100-$1,01848 Month Fixed IRA (Traditional,Roth,SEP,CESA)
First Atlantic Credit Union1.00%$500-$1,00748-59 Month IRA Certificate (Traditional,Roth,CESA)
Ocean City Home Bank1.00%--$1,01848 Month IRA (Traditional,Roth,SEP,SIMPLE)
First Trade Union Bank1.00%$500-$1,0154 Year IRA
Third Federal Savings and Loan (OH)1.00%$100-$1,01848 Month IRA (Traditional,Roth,SEP)
HAB Bank1.00%$1,500-$1,0154 Year IRA - Queens & NJ & Hicksville
Sun National Bank1.00%$500$100k$1,00736-47 Month Relationship IRA (Traditional,Roth,CESA)
USAA Bank0.95%$250$95k$9644 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
Community Bank of Raymore0.95%$500-$9644 Year IRA
Republic Bank (Philadelphia, PA)0.95%--$95648 - 59 Month IRA
Chartway Federal Credit Union0.95%$10k-$96448 Month IRA (Traditional,CESA,Roth)
The Jacksonville Bank0.92%$1k-$92636 - 59 Month IRA (Traditional,Roth)
Eli Lilly Credit Union0.91%--$9224 Year IRA (Traditional,Roth)
First Security Bank & Trust0.90%$2,500-$90548 - 59 Month IRA (Traditional,Roth,SEP)
North Country Savings Bank0.90%$500-$9124 Year IRA
NJM Bank0.90%$500-$91548 Month IRA (Traditional,Roth)
Univest Bank and Trust Co.0.85%$500-$86348 Month IRA (Traditional,Roth)
Millville Savings and Loan Association0.85%$1k-$8614 Year IRA (Traditional,Roth,CESA)
Principal Bank0.85%$2,500-$86348 Month IRA (Traditional,Roth)
First National Community Bank (PA)0.80%$1k-$8104 Year IRA (Traditional,Roth,CESA,SEP)
UmbrellaBank.com0.76%$1k-$7694 Year IRA
KeyBank0.75%$25k$100k$76148 Month Tiered IRA - Relationship (Traditional,Roth)
Northfield Bank0.75%$2,500-$76148 Month IRA (Traditional,Roth)
Polish & Slavic Credit Union0.75%$500-$7584 Year IRA (Traditional,Roth,SEP,SIMPLE,CESA)
First Financial Credit Union0.75%$500-$76148 Month IRA Savings Certificate
Jersey Shore Credit Union0.75%$25k-$75312-60 Month IRA Certificate (Traditional,Roth)
Shore Community Bank0.75%$500-$76148 Month IRA
Xceed Financial Credit Union0.75%$500-$76148 Month IRA (Traditional,Roth,CESA)
NVE Bank (NJ)0.75%$500-$76148 Month IRA (Traditional,CESA,Roth)
Investors Bank0.75%$500-$7584 Year IRA (Traditional,Roth)
Newtown Savings Bank0.75%--$7584 Year IRA (Traditional,Roth)
Pinnacle Federal Credit Union0.75%$500-$76148 Month IRA (Traditional,Roth,CESA)
Zions Bank0.75%$1k-$7584 Year Internet IRA CD
University Federal Credit Union0.75%$1k-$76148 Month Regular IRA (Traditional,Roth,CESA)
Consumers Credit Union (IL)0.70%$250-$7074 Year IRA (Traditional,Roth,CESA,SEP)
Community Bank of Pleasant Hill0.70%$500-$7074 Year IRA
Capital One 3600.70%--$70948 Month IRA (Traditional,Roth)
United Central Bank0.70%$1k-$70748 Month IRA
GCF Bank0.68%$500-$6023 1/2 Year IRA (Traditional,Roth)
PNC Bank, National Association0.65%*$25k-$65848 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Susquehanna Bank0.65%*$500-$65148 - 59 Month Fixed Rate IRA (Traditional,Roth,CESA)
Acume0.65%*$20k-$65848 Month IRA Certificate (Traditional,Roth,CESA,SEP)
Colonial Bank, FSB0.65%$500-$65848 Month IRA (Traditional,Roth)
American Bank0.65%$250-$65848 Month IRA (Traditional,Roth,CESA)
Bank of Blue Valley0.65%$500-$65148 - 59 Months IRA (Traditional,Roth,CESA,SEP)
Advanced Financial Credit Union0.60%--$60112-60 Month IRA (Traditional,Roth)
Credit Union Of New Jersey0.60%*$500-$6054 Year Basic IRA Certificate (Traditional,Roth,CESA)
Somerset Savings Bank, SLA0.60%$500-$60748 Month IRA
Garden State Credit Union0.60%$1k-$60748 Month IRA Certificate (Traditional,Roth)
America's Credit Union 0.60%$25k$100k$60748 Month IRA Certificate Account (Traditional,Roth,CESA)
NJ Community Federal Credit Union0.55%$1k-$55648 Month IRA Certificate
ViewPoint Bank, National Association0.55%$1k-$55648 Month IRA (Traditional,SEP,Roth)
20Th Century Fox Credit Union0.50%$2,500-$5044 Year IRA Certificate (Traditional,Roth,CESA)
1st Colonial Community Bank0.50%$500-$50548 month IRA
The First National Bank of Absecon0.50%--$50048 - 59 Month IRA
NewDominion Bank0.50%$500-$50548 Month IRA (Traditional,Roth)
South Division Credit Union0.50%$500-$5044 Year IRA
Union Bank (San Francisco, CA)0.50%$350-$50048 - 59 Month IRA Time Deposit (Traditional,Roth,CESA)
Chase Manhattan Bank0.45%*$10k-$45042-47 Month IRA Special - Relationship (Traditional,Roth,SEP)
Fox Chase Bank0.45%$500-$45448 Month IRA (Traditional,Roth)
Sandia Laboratory Credit Union0.40%*$1k-$40448 Month Variable IRA (Traditional,Roth,CESA)
iGObanking0.35%$1k-$35348 Month iGOIRA (Traditional,Roth)
Citibank0.35%$1k-$3524 Year IRA (Traditional,Roth)
Wells Fargo Bank0.25%--$24948 - 59 Month IRA (Traditional,Roth,SEP)
TrustCo Bank0.25%--$2514 Year IRA (Traditional,Roth,CESA,SEP,SIMPLE)
BankDirect0.25%$1k-$25248 Month IRA CD (Traditional,Roth)
Comerica Bank0.25%$1k-$2514 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
Bank of America0.20%$1k-$19948 - 59 Month IRA - Platinum Rate (Traditional,Roth)
Cornerstone Bank (NJ)0.15%$500$100k$14936 - 47 Month IRA
H&R Block Bank 0.03%$250-$30.1048 Month IRA (Traditional,Roth)