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Featured 2-Year CD Rates
Average 5 Year IRA Rate Trend
Featured Accounts

5 Year IRA Rates

Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Melrose Credit Union2.27%$4k-$2,9695 Year Share IRA Certificate (Traditional,Roth,CESA)
CIT Bank2.25%$1k-$2,9425 Year IRA (Traditional,Roth)
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GE Capital Retail Bank2.25%$25k-$2,95060 Month IRA CD (Traditional,Roth)
EverBank2.24%$1,500-$2,9285 Year Yield Pledge IRA (Traditional,Roth)
State Farm Bank2.10%--$2,74560 Month IRA (Traditional,Roth)
Community Bank of Bergen County, N. J.2.07%$500-$2,6975 Year IRA (Traditional,Roth,CESA)
Bogota Savings Bank2.07%$500-$2,6975 Year IRA
Clifton Savings Bank2.05%$500-$2,67760 Month IRA (Traditional,Roth,CESA)
Kearny Federal Savings Bank2.05%$500-$2,6705 Year StarBanking Plus IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank2.02%$500-$2,6295 Year IRA Certificate (Traditional,Roth)
Susquehanna Bank2.01%$2,500-$2,62360 Month Fixed Rate IRA Special (Traditional,Roth,CESA)
Oritani Bank2.00%$1k-$2,6025 Year IRA (Traditional,Roth,CESA)
Lake Michigan Credit Union2.00%$500-$2,61060 Month VIP IRA CD Special
Salem Five2.00%$2,500-$2,61060 Month IRA Special (Traditional,CESA,Roth,SEP)
Mountain America Credit Union2.00%$500-$2,61060 Month IRA (Traditional,Roth)
Crest Savings Bank2.00%$500-$2,61060 Month IRA (Traditional,Roth)
First Bank (NJ)2.00%$500-$2,61060 Month IRA
Connexus Credit Union2.00%$10k-$2,61060 Month IRA Certificate With Active Checking (Traditional,Roth,CESA)
Discover Bank1.95%$2,500-$2,5345 Year IRA (Traditional,Roth)
Atlantic Stewardship Bank1.86%$500-$2,42060 Month IRA Power CD (Traditional,CESA,Roth)
Digital Credit Union1.86%$500-$2,42060 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
First Technology Federal Credit Union1.85%$500-$2,40760 Month IRA (Traditional,Roth,CESA)
Nationwide Bank1.85%*$500-$2,40760 Month IRA (Traditional,Roth)
Andrews Federal Credit Union1.81%$1k-$2,35360 Month IRA Certificate (Traditional,Roth,CESA)
Patriot Bank1.80%$1k-$2,33960 Month IRA
Belvoir Federal Credit Union1.80%$1k-$2,33960 Month IRA Share Certificate
Pen Air Credit Union1.80%$500-$2,33960 Month IRA (Traditional,Roth,SEP,CESA)
Communitywide Credit Union1.80%$2k-$2,33960 Month IRA Share Certificate
Grand Bank, N.A.1.77%$1k-$2,29960 Month IRA (Traditional,Roth)
Garden Savings Federal Credit Union1.76%$500-$2,2795 Year IRA Share Certificate (Traditional,Roth,CESA)
Self Reliance (NJ) Credit Union1.76%--$2,28560 Month IRA Certificate (Traditional,Roth,CESA)
Haven Savings Bank1.75%$100-$2,2655 Year IRA
Ponce De Leon Federal Bank1.75%$500-$2,27260 Month IRA (Traditional,Roth,CESA)
Colonial Bank, FSB1.75%$500-$2,27260 Month IRA (Traditional,Roth)
Boiling Springs Savings Bank1.75%$1k-$2,2655 Year IRA (Traditional,Roth,SEP)
Northern Bank & Trust Company1.75%$500-$2,27260 Month IRA (Traditional,Roth,CESA,SEP)
Simplicity Bank1.75%$10k-$2,2655 Year IRA (Traditional,Roth,CESA)
Fulton Bank of New Jersey1.75%$500-$2,2655 Year IRA (Traditional,Roth,CESA)
First Choice Bank (NJ)1.70%$1k-$2,20560 Month IRA (Traditional,Roth,SEP)
Astera Credit Union1.70%$500-$2,1985 Year IRA (Traditional,Roth,CESA)
Lincoln Park Savings Bank1.66%$500-$2,1455 Year IRA (Traditional,Roth,CESA)
First Jersey Credit Union1.66%$1k-$2,1455 Year IRA
First Internet Bank of IN1.65%--$2,13860 Month IRA (Traditional,Roth,CESA)
Spencer Savings Bank 1.65%$500-$2,13860 Month IRA
Northrop Grumman Federal Credit Union1.63%$2k-$2,1055 Year Term IRA (Traditional,Roth,CESA)
First Point FCU1.61%$1k-$2,0785 Year IRA (Traditional,Roth,CESA)
Pinnacle Federal Credit Union1.61%$500-$2,08460 Month IRA (Traditional,Roth,CESA)
Ally Bank1.60%--$2,065IRA High Yield 5-Year CD (Traditional,Roth,SEP)
The Bank of Princeton1.60%$500$100k$2,07160 Month IRA (Traditional,Roth)
Royal Bank America1.60%$1k-$2,0655 Year IRA
Affinity Credit Union1.60%$500-$2,07160 Month IRA Certificate
Magyar Bank1.60%$500-$2,06560 Month IRA
Consumers Credit Union (IL)1.60%$250-$2,0655 Year IRA (Traditional,Roth,CESA,SEP)
Geauga Savings Bank1.60%--$2,07160 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Parke Bank1.60%$500-$2,07160 Month IRA (Traditional,Roth)
Alliant Credit Union1.55%$1k-$1,90248 - 60 Month Traditional IRA
South Jersey Federal Credit Union1.51%$1k-$1,9455 Year IRA (Traditional,Roth,CESA)
Franklin Bank (NJ)1.51%$1k-$1,95160 Month IRA CD (Traditional,Roth,CESA)
Metuchen Savings Bank1.51%$500-$1,95160 Month IRA
Pentagon Federal Credit Union1.51%$25-$1,9455 Year Roth IRA
Chartway Federal Credit Union1.51%$10k-$1,95160 Month IRA (Traditional,Roth,CESA)
McGraw Hill Credit Union1.50%$10k-$1,93860 Month IRA (Traditional,Roth,CESA)
Freedom Bank (NJ)1.50%$500-$1,93860 Month IRA (Traditional,Roth,SEP)
Glen Rock Savings Bank1.50%$500-$1,93860 Month IRA
Patelco Credit Union1.50%$500-$1,93860 Month IRA (Traditional,Roth,CESA)
Gibraltar Bank1.50%$2,500-$1,87158 Month Red Carpet IRA (Traditional,Roth)
Amalgamated Bank1.50%$500-$1,9325 Year IRA Fixed Rate (Traditional,Roth)
Apple Federal Credit Union1.50%$500-$1,93860 Month IRA Certificate (Traditional,Roth,CESA)
Roselle Savings Bank1.50%$1k-$1,93860 Month IRA (Traditional,Roth,CESA)
OneWest Bank1.50%$1k-$1,9325 Year IRA (Traditional,Roth,SEP)
Justice Federal Credit Union1.50%*$500-$1,93860 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
RSI BANK1.50%$250-$1,93860 Month IRA
Hudson City Savings Bank1.45%$500-$1,8665 Year IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Northwest Federal Credit Union1.41%*$25k-$1,8135 Year IRA Certificate (Traditional,Roth,CESA,SEP)
Capital Educators Federal Credit Union1.41%*$25k-$1,81860 Month IRA Certificate (Traditional,CESA,Roth,SEP)
Automatic Data Processing Credit Union1.41%$25k-$1,81860 Month Jumbo IRA (Traditional,Roth,CESA)
BCB Community Bank1.40%$250-$1,8005 Year IRA (Traditional,Roth,CESA)
Freehold Savings Bank1.40%$500-$1,8005 Year IRA (Traditional,Roth,CESA)
Liberty Bell Bank1.40%$500-$1,80560 Month IRA (Traditional,Roth)
INOVA Federal Credit Union1.40%$200-$1,8005 Year IRA (Traditional,Roth,CESA)
NJ Gateway Credit Union1.36%$500-$1,75260 Month IRA Certificate (Traditional,Roth,CESA)
Presidential Bank (MD)1.35%$1k-$1,7345 Year IRA
Air Force Federal Credit Union1.35%*$2,500-$1,7345 Year IRA (Traditional,Roth,CESA)
Security Bank (OK)1.35%$2k-$1,73960 Month IRA (Traditional,Roth)
Firstrust Savings Bank1.35%$2,500$500k$1,73960 Month IRA (Traditional,Roth,SEP)
Quantum National Bank1.32%$1k-$1,69960 Month Relationship IRA
Sun National Bank1.31%$500$100k$1,68660 Month Relationship IRA (Traditional,Roth,CESA)
Indus American Bank1.30%$2k-$1,67360 Month IRA
Delanco Federal Savings Bank1.30%$1k-$1,67360 Month IRA
Armed Forces Bank, National Association1.30%$500-$1,67360 Month IRA (Traditional,Roth,CESA)
Giantbank.com1.30%$1k-$1,67360 Month Giant IRA
National Bank of Kansas City1.30%--$1,67360 Month IRA (Traditional,Roth)
Schuyler Savings Bank1.30%$1k-$1,67360 Month IRA (Traditional,Roth,CESA)
The Atlantic Credit Union1.30%*$10k-$1,6685 Year IRA Certificate (Traditional,Roth,CESA)
Self-Help Credit Union1.26%--$1,62060 Month IRA (Traditional,Roth,CESA)
Principal Bank1.26%$2,500-$1,62060 Month IRA (Traditional,Roth)
Millington Savings Bank1.26%$250-$1,62060 Month IRA (Traditional,Roth,CESA)
The Jacksonville Bank1.25%$1k-$1,60760 Month IRA (Traditional,Roth)
Bank SNB1.25%$10k-$1,60760 Month IRA (Traditional,Roth,SEP)
Beneficial Mutual Savings Bank1.25%$1k-$1,52548 - 59 Month IRA (Traditional,Roth,CESA)
United Teletech Financial Credit Union1.25%$500-$1,52548-59 Month IRA Special
Sturdy Savings Bank1.25%$500-$1,6025 Year IRA
First Trade Union Bank1.25%$500-$1,6025 Year IRA
Manasquan Savings Bank1.25%$500-$1,6025 Year IRA (Traditional,Roth,CESA)
Easthampton Savings Bank1.25%$500-$1,60760 Month IRA (Traditional,Roth)
The First National Bank of Elmer1.20%$100-$1,54160 Month Fixed IRA (Traditional,Roth,SEP,CESA)
Eli Lilly Credit Union1.16%--$1,4845 Year IRA (Traditional,Roth)
First National Community Bank (PA)1.15%$1k-$1,4715 Year IRA (Traditional,Roth,CESA,SEP)
North Country Savings Bank1.15%$500-$1,4715 Year IRA
NVE Bank (NJ)1.10%$500-$1,41060 Month IRA (Traditional,CESA,Roth)
American Bank1.10%$250-$1,41060 Month IRA (Traditional,Roth,CESA)
First Atlantic Credit Union1.10%$500-$1,41060 Month IRA Certificate (Traditional,Roth,CESA)
NJM Bank1.10%$500-$1,41060 Month IRA (Traditional,Roth)
Millville Savings and Loan Association1.06%$1k-$1,3535 Year IRA (Traditional,Roth,CESA)
USAA Bank1.06%$250$95k$1,3535 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
Polish & Slavic Credit Union1.05%$500-$1,3405 Year IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Great Lakes Credit Union1.05%$1k-$1,3405 Year IRA Certificate (Traditional,Roth,CESA)
Ocean City Home Bank1.05%--$1,34460 Month IRA (Traditional,Roth,SEP,SIMPLE)
North American Savings Bank1.05%$10k-$1,27648 - 59 Month IRA with Checking (Traditional,Roth,CESA)
First Security Bank & Trust1.05%$2,500-$1,34460 Month IRA (Traditional,Roth,SEP)
Union Bank (San Francisco, CA)1.01%$350-$1,22760 - 120 Month IRA Time Deposit (Traditional,Roth,CESA)
Northfield Bank1.00%$2,500-$1,27960 Month IRA (Traditional,Roth)
First Financial Credit Union1.00%$500-$1,27960 Month IRA Savings Certificate
Shore Community Bank1.00%$500-$1,27960 Month IRA
Xceed Financial Credit Union1.00%$500-$1,27960 Month IRA (Traditional,Roth,CESA)
Republic Bank (Philadelphia, PA)1.00%--$1,27960 Month IRA
Investors Bank1.00%$500-$1,2755 Year IRA (Traditional,Roth)
Newtown Savings Bank1.00%--$1,2755 Year IRA (Traditional,Roth)
First National Bank (LA)1.00%--$1,27960 Month IRA
Amegy Bank1.00%$250-$1,2755 Year IRA (Traditional,Roth)
University Federal Credit Union1.00%$1k-$1,27960 Month Regular IRA (Traditional,Roth,CESA)
Cape Bank1.00%--$1,2755 Year IRA (Traditional,Roth,CESA)
Somerset Savings Bank, SLA1.00%$500-$1,27960 Month IRA
Pacific Mercantile Bank0.95%$7,500-$1,2105 Year IRA (Traditional,Roth)
Univest Bank and Trust Co.0.95%$500-$1,21460 Month IRA (Traditional,Roth)
GCF Bank0.92%$500-$1,1715 Year IRA (Traditional,Roth)
PNC Bank, National Association0.90%*$25k-$1,14960 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Zions Bank0.90%$1k-$1,1455 Year Internet IRA CD
Capital One 3600.90%--$1,14960 Month IRA (Traditional,Roth)
Peapack-Gladstone Bank0.85%$250-$1,08460 Month IRA
ViewPoint Bank, National Association0.85%$1k-$1,08460 Month IRA (Traditional,SEP,Roth)
KeyBank0.85%$25k$100k$1,08460 Month Tiered IRA - Relationship (Traditional,Roth)
United Central Bank0.80%$1k-$1,01660 Month IRA
UmbrellaBank.com0.76%$1k-$9655 Year IRA
Acume0.75%$1k-$95460 Month IRA Certificate (Traditional,Roth,CESA,SEP)
Jersey Shore Credit Union0.75%$25k-$90712-60 Month IRA Certificate (Traditional,Roth)
The First National Bank of Absecon0.75%--$90760 - 83 Month IRA
Bank of Blue Valley0.75%$500-$90760 - 71 Months IRA (Traditional,Roth,CESA,SEP)
Garden State Credit Union0.75%$1k-$95460 Month IRA Certificate (Traditional,Roth)
NJ Community Federal Credit Union0.75%$1k-$95460 Month IRA Certificate
South Division Credit Union0.70%$500-$8875 Year IRA
Urban Partnership Bank0.70%$500-$89060 Month IRA - Fixed
Credit Union Of New Jersey0.70%*$500-$8875 Year Basic IRA Certificate (Traditional,Roth,CESA)
Advanced Financial Credit Union0.60%--$72312-60 Month IRA (Traditional,Roth)
Chase Manhattan Bank0.55%*$10k-$66260-83 Month IRA - Relationship (Traditional,Roth,SEP)
Fox Chase Bank0.55%$500-$69760 Month IRA (Traditional,Roth)
NewDominion Bank0.50%$500-$63360 Month IRA (Traditional,Roth)
Citibank0.50%$1k-$6315 Year IRA (Traditional,Roth)
Wells Fargo Bank0.50%$2,500-$61258 Month IRA Special (Traditional,Roth,SEP)
TrustCo Bank0.45%--$5685 Year IRA (Traditional,Roth,CESA,SEP,SIMPLE)
iGObanking0.35%$1k-$44260 Month iGOIRA (Traditional,Roth)
Comerica Bank0.35%$1k-$4415 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
BankDirect0.25%$1k-$31560 Month IRA CD (Traditional,Roth)
Bank of America0.20%$1k-$23948 - 59 Month IRA - Platinum Rate (Traditional,Roth)
Cornerstone Bank (NJ)0.15%$500$100k$18860 Month IRA
H&R Block Bank 0.03%$250-$37.6360 Month IRA (Traditional,Roth)