5 Year IRA Rates
Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
SPONSORED LISTINGS - Hide
Start SavingAlly Bank IRA High Yield 5-Year CDAPY 1.76% Min N/A Max N/A Earnings Est. $2,279
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 5 Year IRAAPY 1.75% Min $2,500 Max N/A Earnings Est. $2,265
Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Member FDIC Start SavingDiscover Bank 5 Year IRAAPY 1.75% Min $2,500 Max N/A Earnings Est. $2,265Sponsored Note: US based customer service. Online security guarantee. Low opening deposit.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Andrews Federal Credit Union | 2.30% | $1k | - | $3,010 | 60 Month IRA | |
| Melrose Credit Union | 2.27% | $4k | - | $2,969 | 5 Year Share IRA Certificate | |
| Pentagon Federal Credit Union | 2.25% | $25 | - | $2,942 | 5 Year Roth IRA | |
| Affinity Credit Union | 2.10% | $500 | - | $2,745 | 60 Month IRA Certificate | |
| Connexus Credit Union | 2.00% | $10k | - | $2,610 | 60 Month IRA Certificate With Active Checking | |
| Nationwide Bank | 1.80%* | - | - | $2,332 | 60 Month IRA | |
| Third Federal | 1.80%† | $100 | - | $2,339 | 60 Month IRA | |
| EverBank | 1.80% | $1,500 | - | $2,332 | 5 Year Yield Pledge IRA | |
| Start Saving | ||||||
| USAA Bank | 1.80% | $1k | $95k | $2,332 | 5 Year IRA - Standard | |
| Self-Help Credit Union | 1.77% | - | - | $2,299 | 60 Month IRA | |
| Ally Bank | 1.76% | - | - | $2,279 | IRA High Yield 5-Year CD | |
| Start Saving | ||||||
| American Bank | 1.75% | $250 | - | $2,272 | 60 Month IRA | |
| Discover Bank | 1.75% | $2,500 | - | $2,265 | 5 Year IRA | |
| Start Saving | ||||||
| First Internet Bank of IN | 1.75% | $1k | - | $2,272 | 60 Month IRA | |
| Royal Banks of Missouri | 1.75% | $1k | $100k | $2,272 | 60 Month IRA | |
| AIG Bank | 1.72% | - | - | $2,232 | 60 Month IRA | |
| Giantbank.com | 1.65% | $1k | - | $2,132 | 60 Month Giant IRA | |
| North Country Savings Bank | 1.65% | $500 | - | $2,132 | 5 Year IRA | |
| INOVA Federal Credit Union | 1.60% | $200 | - | $2,065 | 5 Year IRA | |
| H&R Block Bank | 1.50% | - | - | $1,932 | 60 Month IRA | |
| Kaiser Federal Bank | 1.50% | $10k | - | $1,932 | 5 Year IRA | |
| State Farm Bank | 1.46%*† | - | - | $1,879 | 60 Month IRA | |
| Bank of America | 1.31%† | - | - | $1,681 | 60 - 119 Month IRA | |
| Acacia Federal Savings Bank | 1.25% | $100 | - | $1,602 | 60 Month IRA | |
| Patriot Bank | 1.21% | $1k | - | $1,550 | 5 Year IRA | |
| ViewPoint Bank | 1.20% | $1k | - | $1,536 | 60 Month IRA | |
| iGObanking | 1.10% | $1k | - | $1,406 | 60 Month iGOIRA | |
| Zions Bank | 1.05% | $1k | - | $1,340 | 5 Year Internet IRA Certificate | |
| First National Community Bank (PA) | 1.00% | $1k | - | $1,275 | 5 Year IRA | |
| ING DIRECT | 1.00% | - | - | $1,275 | 60 Month Roth IRA | |
| MetLife Bank | 0.75% | $2k | - | $952 | 60 Month IRA | |
| Amegy Bank | 0.50% | $250 | - | $631 | 5 Year IRA | |
| BankDirect | 0.25% | $1k | - | $315 | 60 Month IRA CD | |
