5 Year IRA Rates
Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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Start SavingCIT Bank 5 Year Term IRA CDAPY 1.60% Min $1k Max N/A Earnings Est. $826
Sponsored Note: Start today to secure your future.Start SavingAlly Bank IRA High Yield 5-Year CDAPY 1.51% Min N/A Max N/A Earnings Est. $778
Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC.
Sponsored Note: Start today to secure your future.Start SavingAlly Bank IRA High Yield 5-Year CDAPY 1.51% Min N/A Max N/A Earnings Est. $778Sponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC.
| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Mountain America Credit Union | 2.00% | $500 | - | $1,044 | 60 Month Roth IRA | |
| Connexus Credit Union | 2.00% | $10k | - | $1,044 | 60 Month IRA Certificate With Active Checking | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $995 | 60 Month IRA Certificate | |
| Melrose Credit Union | 1.86% | $4k | - | $965 | 5 Year Share Roth IRA Certificate | |
| Digital Credit Union | 1.86% | $500 | - | $968 | 60 Month IRA Certificate - Relationship Rate | |
| Pen Air Credit Union | 1.65% | $500 | - | $855 | 60 Month IRA | |
| EverBank | 1.61% | $1,500 | - | $831 | 5 Year Yield Pledge IRA | |
| Start SavingSponsored Note: High yields, and greater convenience at EverBank. | ||||||
| CIT Bank | 1.60% | $1k | - | $826 | 5 Year Term IRA CD | |
| Start SavingSponsored Note: Start today to secure your future. | ||||||
| First Internet Bank of IN | 1.60% | - | - | $828 | 60 Month IRA | |
| Nationwide Bank | 1.60%* | $500 | - | $828 | 60 Month Roth IRA | |
| Justice Federal Credit Union | 1.60%* | $500 | - | $828 | 60 Month IRA Certificate w/ JNA Relationship | |
| Astera Credit Union | 1.60% | $500 | - | $826 | 5 Year IRA | |
| Lake Michigan Credit Union | 1.60% | $500 | - | $828 | 60 Month Special VIP IRA | |
| Discover Bank | 1.55% | $2,500 | - | $799 | 5 Year IRA | |
| Quantum National Bank | 1.55% | $1k | - | $802 | 60 Month Relationship IRA | |
| Intervest National Bank | 1.52% | $1k | - | $783 | 5 Year Roth IRA | |
| Ally Bank | 1.51% | - | - | $778 | IRA High Yield 5-Year CD | |
| Start SavingSponsored Note: Get our best rate with the Ally Ten Day Best Rate Guarantee. Open and fund with any amount. Member FDIC. | ||||||
| Geauga Savings Bank | 1.50% | - | - | $775 | 60 Month Roth IRA | |
| Hudson City Savings Bank | 1.50%† | $500 | - | $773 | 5 Year IRA | |
| Patelco Credit Union | 1.50% | $500 | - | $775 | 60 Month Roth IRA | |
| Air Force Federal Credit Union | 1.50%* | $1k | - | $773 | 5 Year IRA | |
| Mcgraw Hill Credit Union | 1.50% | $10k | - | $775 | 60 Month IRA | |
| GE Capital Retail Bank | 1.50%* | $2k | - | $775 | 60 Month IRA | |
| Belvoir Federal Credit Union | 1.42% | $1k | - | $733 | 60 Month IRA Share Certificate | |
| Stillwater National Bank | 1.40%† | $10k | - | $722 | 60 Month IRA | |
| Xceed Financial Credit Union | 1.40% | $500 | - | $722 | 60 Month IRA | |
| Apple Federal Credit Union | 1.40% | $500 | - | $722 | 60 Month Roth IRA Certificate | |
| Northrop Grumman Federal Credit Union | 1.37% | $2k | - | $704 | 5 Year Term Roth IRA | |
| Northwest Federal Credit Union | 1.36%* | $2,500 | - | $699 | 5 Year Roth IRA Certificate | |
| OneWest Bank | 1.35% | $1k | - | $693 | 5 Year IRA | |
| National Bank of Kansas City | 1.35% | - | - | $695 | 60 Month Roth IRA | |
| Presidential Online Bank | 1.35% | $1k | - | $693 | 5 Year IRA | |
| Affinity Credit Union | 1.35% | $500 | - | $695 | 60 Month IRA Certificate | |
| Giantbank.com | 1.31% | $1k | - | $674 | 60 Month Giant IRA | |
| Pinnacle Federal Credit Union | 1.30% | $500 | - | $669 | 60 Month IRA | |
| Self-Help Credit Union | 1.26% | - | - | $648 | 60 Month IRA | |
| Principal Bank | 1.26% | $2,500 | - | $648 | 60 Month IRA | |
| Jacksonville Bank | 1.25% | $1k | - | $643 | 60 Month IRA | |
| Union Bank of California | 1.25%† | $350 | - | $643 | 60 - 120 Month Roth IRA Time Deposit | |
| Easthampton Savings Bank | 1.25% | $500 | - | $643 | 60 Month IRA | |
| First Technology Federal Credit Union | 1.25% | $500 | - | $643 | 60 Month IRA | |
| First Trade Union Bank | 1.25% | $500 | - | $641 | 5 Year IRA | |
| Patriot Bank | 1.25% | $1k | - | $643 | 60 Month IRA | |
| State Farm Bank | 1.21%*† | - | - | $622 | 60 Month Roth IRA | |
| Salem Five | 1.20% | $2k | - | $616 | 60 Month Relationship IRA | |
| ViewPoint Bank, National Association | 1.20% | $1k | - | $616 | 60 Month SEP IRA | |
| Communitywide Credit Union | 1.20% | $2k | - | $616 | 60 Month IRA Share Certificate | |
| South Division Credit Union | 1.20% | $500 | - | $615 | 5 Year IRA | |
| Eli Lilly Credit Union | 1.16% | - | - | $594 | 5 Year IRA | |
| First National Community Bank (PA) | 1.15% | $1k | - | $588 | 5 Year Roth IRA | |
| Third Federal | 1.15%† | $100 | - | $590 | 60 Month Roth IRA | |
| North American Savings Bank | 1.15% | $10k | - | $590 | 60 - 120 Month IRA with Checking | |
| North Country Savings Bank | 1.15% | $500 | - | $588 | 5 Year IRA | |
| INOVA Federal Credit Union | 1.15% | $200 | - | $588 | 5 Year IRA | |
| Pentagon Federal Credit Union | 1.15% | $25 | - | $588 | 5 Year Roth IRA | |
| Newtown Savings Bank | 1.10% | - | - | $562 | 5 Year Roth IRA | |
| First National Bank (LA) | 1.10% | - | - | $564 | 60 Month IRA | |
| Capital Educators Federal Credit Union | 1.10%* | $10k | - | $564 | 60 Month Roth IRA Certificate | |
| American Bank | 1.10% | $250 | - | $564 | 60 Month Roth IRA | |
| USAA Bank | 1.06% | $250 | $95k | $541 | 5 Year IRA - Standard | |
| Great Lakes Credit Union | 1.05% | $1k | - | $536 | 5 Year IRA Certificate | |
| First Security Bank & Trust | 1.05% | $2,500 | - | $538 | 60 Month IRA | |
| Urban Partnership Bank | 1.05% | - | - | $538 | 60 Month IRA - Fixed | |
| Bank of Blue Valley | 1.05% | - | - | $538 | 60 - 71 Months Roth IRA | |
| Regions Bank | 1.01%† | $4k | - | $499 | 58 Month IRA Special | |
| University Federal Credit Union | 1.00% | $1k | - | $512 | 60 Month Regular Roth IRA | |
| Simplicity Bank | 1.00% | $10k | - | $510 | 5 Year IRA | |
| Credit Union Of New Jersey | 1.00%* | $500 | - | $510 | 5 Year IRA Certificate | |
| Amalgamated Bank | 1.00%† | $500 | - | $510 | 5 Year Roth IRA Fixed Rate | |
| Amegy Bank | 1.00% | $250 | - | $510 | 5 Year Roth IRA | |
| Univest Bank and Trust Co. | 0.95% | $500 | - | $485 | 60 Month IRA | |
| Money One Federal Credit Union | 0.95% | - | - | $484 | 5 Year IRA Savings Certificate | |
| Consumers Credit Union (IL) | 0.95% | $250 | - | $484 | 5 Year IRA | |
| Capital One 360 | 0.90% | - | - | $459 | 60 Month IRA | |
| Zions Bank | 0.90% | $1k | - | $458 | 5 Year Internet IRA CD | |
| SunTrust Bank | 0.80%† | $2k | $1m | $406 | You Choose 60-70 Month IRA CD | |
| KeyBank | 0.75%*† | $10k | $100k | $382 | 60 Month Tiered IRA - Relationship | |
| AIG Bank | 0.60% | - | - | $304 | 60 Month IRA | |
| Acacia Federal Savings Bank | 0.60% | $100 | - | $304 | 60 Month Roth IRA | |
| Chase Manhattan Bank | 0.55%*† | $10k | - | $279 | 60-83 Month IRA - Relationship | |
| NewDominion Bank | 0.50% | $500 | - | $253 | 60 Month Roth IRA | |
| Pacific Mercantile Bank | 0.50% | $7,500 | - | $253 | 5 Year Roth IRA | |
| Wells Fargo Bank | 0.50%† | $2,500 | - | $245 | 58 Month IRA Special | |
| Citibank | 0.50%† | $1k | - | $253 | 5 Year IRA | |
| Comerica Bank | 0.45%† | $1k | - | $227 | 5 Year IRA | |
| H&R Block Bank | 0.40% | $250 | - | $202 | 60 Month Roth IRA | |
| iGObanking | 0.35% | $1k | - | $177 | 60 Month iGOIRA | |
| BankDirect | 0.25% | $1k | - | $126 | 60 Month Roth IRA CD | |
Nationwide CDs
Resources
Average 5 Year IRA Rate Trend
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
Capital One 360
360 Checking Account
0.85% APY
* All banks listed are a Member FDIC.