Dedicated to Deposits: Deals, Data, and Discussion
Featured 2-Year CD Rates
Average 5 Year IRA Rate Trend
Featured Accounts

5 Year IRA Rates

Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.

Bank or Credit UnionApyMinMaxEarnings
Estimate
Product
Melrose Credit Union2.27%$4k-$2,9695 Year Share IRA Certificate (Traditional,Roth,CESA)
CIT Bank2.25%$1k-$2,9425 Year IRA (Traditional,Roth)
Learn MoreSponsored Note: Start today to secure your future.
GE Capital Retail Bank2.25%$25k-$2,95060 Month IRA CD (Traditional,Roth)
EverBank2.20%$1,500-$2,8745 Year Yield Pledge IRA (Traditional,Roth)
State Farm Bank2.10%--$2,74560 Month IRA (Traditional,Roth)
Bogota Savings Bank2.07%$500-$2,6975 Year IRA
Kearny Federal Savings Bank2.05%$500-$2,6705 Year StarBanking Plus IRA (Traditional,Roth,CESA)
Clifton Savings Bank2.05%$500-$2,67760 Month IRA (Traditional,Roth,CESA)
Franklin Federal Savings Bank2.02%$500-$2,6295 Year IRA Certificate (Traditional,Roth)
Susquehanna Bank2.01%$2,500-$2,62360 Month Fixed Rate IRA Special (Traditional,Roth,CESA)
Oritani Bank2.00%$1k-$2,6025 Year IRA (Traditional,Roth,CESA)
Crest Savings Bank2.00%$500-$2,61060 Month IRA (Traditional,Roth)
First Bank (NJ)2.00%$500-$2,61060 Month IRA
Connexus Credit Union2.00%$10k-$2,61060 Month IRA Certificate With Active Checking (Traditional,Roth,CESA)
Lake Michigan Credit Union2.00%$500-$2,61060 Month VIP IRA CD Special
Mountain America Credit Union2.00%$500-$2,61060 Month IRA (Traditional,Roth)
Salem Five2.00%$2,500-$2,61060 Month IRA Special (Traditional,CESA,Roth,SEP)
Valley National Bank2.00%$250-$2,6025 Year IRA (Traditional,Roth,CESA)
Discover Bank1.95%$2,500-$2,5345 Year IRA (Traditional,Roth)
Community Bank of Bergen County, N. J.1.86%$500-$2,4135 Year IRA (Traditional,Roth,CESA)
Digital Credit Union1.86%$500-$2,42060 Month IRA Certificate - Relationship Rate (Traditional,Roth,SEP,SIMPLE)
Atlantic Stewardship Bank1.86%$500-$2,42060 Month IRA Power CD (Traditional,CESA,Roth)
First Technology Federal Credit Union1.85%$500-$2,40760 Month IRA (Traditional,Roth,CESA)
Nationwide Bank1.85%*$500-$2,40760 Month IRA (Traditional,Roth)
Andrews Federal Credit Union1.81%$1k-$2,35360 Month IRA Certificate (Traditional,Roth,CESA)
Pen Air Credit Union1.80%$500-$2,33960 Month IRA (Traditional,Roth,SEP,CESA)
Communitywide Credit Union1.80%$2k-$2,33960 Month IRA Share Certificate
Patriot Bank1.80%$1k-$2,33960 Month IRA
Belvoir Federal Credit Union1.80%$1k-$2,33960 Month IRA Share Certificate
Grand Bank, N.A.1.77%$1k-$2,29960 Month IRA (Traditional,Roth)
Garden Savings Federal Credit Union1.76%$500-$2,2795 Year IRA Share Certificate (Traditional,Roth,CESA)
Self Reliance (NJ) Credit Union1.76%--$2,28560 Month IRA Certificate (Traditional,Roth,CESA)
Haven Savings Bank1.75%$100-$2,2655 Year IRA
Simplicity Bank1.75%$10k-$2,2655 Year IRA (Traditional,Roth,CESA)
Ponce De Leon Federal Bank1.75%$500-$2,27260 Month IRA (Traditional,Roth,CESA)
Colonial Bank, FSB1.75%$500-$2,27260 Month IRA (Traditional,Roth)
RSI BANK1.75%$250-$2,27260 Month IRA
Fulton Bank of New Jersey1.75%$500-$2,2655 Year IRA (Traditional,Roth,CESA)
Third Federal Savings and Loan (OH)1.75%$100-$2,27260 Month IRA (Traditional,Roth,SEP)
Northern Bank & Trust Company1.75%$500-$2,27260 Month IRA (Traditional,Roth,CESA,SEP)
Boiling Springs Savings Bank1.75%$1k-$2,2655 Year IRA (Traditional,Roth,SEP)
Astera Credit Union1.70%$500-$2,1985 Year IRA (Traditional,Roth,CESA)
First Choice Bank (NJ)1.70%$1k-$2,20560 Month IRA (Traditional,Roth,SEP)
Lincoln Park Savings Bank1.66%$500-$2,1455 Year IRA (Traditional,Roth,CESA)
Northrop Grumman Federal Credit Union1.66%$2k-$2,1455 Year Term IRA (Traditional,Roth,CESA)
First Jersey Credit Union1.66%$1k-$2,1455 Year IRA
First Internet Bank of IN1.65%--$2,13860 Month IRA (Traditional,Roth,CESA)
Spencer Savings Bank 1.65%$500-$2,13860 Month IRA
First Point FCU1.61%$1k-$2,0785 Year IRA (Traditional,Roth,CESA)
Pinnacle Federal Credit Union1.61%$500-$2,08460 Month IRA (Traditional,Roth,CESA)
Ally Bank1.60%--$2,065IRA High Yield 5-Year CD (Traditional,Roth,SEP)
The Bank of Princeton1.60%$500$100k$2,07160 Month IRA (Traditional,Roth)
Royal Bank America1.60%$1k-$2,0655 Year IRA
Affinity Credit Union1.60%$500-$2,07160 Month IRA Certificate
Magyar Bank1.60%$500-$2,06560 Month IRA
Geauga Savings Bank1.60%--$2,07160 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Consumers Credit Union (IL)1.60%$250-$2,0655 Year IRA (Traditional,Roth,CESA,SEP)
Parke Bank1.60%$500-$2,07160 Month IRA (Traditional,Roth)
Alliant Credit Union1.55%$1k-$1,90248 - 60 Month Traditional IRA
South Jersey Federal Credit Union1.51%$1k-$1,9455 Year IRA (Traditional,Roth,CESA)
Franklin Bank (NJ)1.51%$1k-$1,95160 Month IRA CD (Traditional,Roth,CESA)
Metuchen Savings Bank1.51%$500-$1,95160 Month IRA
Pentagon Federal Credit Union1.51%$25-$1,9455 Year Roth IRA
Chartway Federal Credit Union1.51%$10k-$1,95160 Month IRA (Traditional,Roth,CESA)
OneWest Bank1.50%$1k-$1,9325 Year IRA (Traditional,Roth,SEP)
Justice Federal Credit Union1.50%*$500-$1,93860 Month IRA Certificate w/ JNA Relationship (Traditional,Roth)
McGraw Hill Credit Union1.50%$10k-$1,93860 Month IRA (Traditional,Roth,CESA)
Freedom Bank (NJ)1.50%$500-$1,93860 Month IRA (Traditional,Roth,SEP)
Glen Rock Savings Bank1.50%$500-$1,93860 Month IRA
Patelco Credit Union1.50%$500-$1,93860 Month IRA (Traditional,Roth,CESA)
Amalgamated Bank1.50%$500-$1,9325 Year IRA Fixed Rate (Traditional,Roth)
Apple Federal Credit Union1.50%$500-$1,93860 Month IRA Certificate (Traditional,Roth,CESA)
Gibraltar Bank1.50%$2,500-$1,87158 Month Red Carpet IRA (Traditional,Roth)
Roselle Savings Bank1.50%$1k-$1,93860 Month IRA (Traditional,Roth,CESA)
Hudson City Savings Bank1.45%$500-$1,8665 Year IRA (Traditional,Roth,SEP,CESA,SIMPLE)
Automatic Data Processing Credit Union1.41%$25k-$1,81860 Month Jumbo IRA (Traditional,Roth,CESA)
Northwest Federal Credit Union1.41%*$25k-$1,8135 Year IRA Certificate (Traditional,Roth,CESA,SEP)
Capital Educators Federal Credit Union1.41%*$25k-$1,81860 Month IRA Certificate (Traditional,CESA,Roth,SEP)
BCB Community Bank1.40%$250-$1,8005 Year IRA (Traditional,Roth,CESA)
Freehold Savings Bank1.40%$500-$1,8005 Year IRA (Traditional,Roth,CESA)
Liberty Bell Bank1.40%$500-$1,80560 Month IRA (Traditional,Roth)
INOVA Federal Credit Union1.40%$200-$1,8005 Year IRA (Traditional,Roth,CESA)
NJ Gateway Credit Union1.36%$500-$1,75260 Month IRA Certificate (Traditional,Roth,CESA)
Presidential Bank (MD)1.35%$1k-$1,7345 Year IRA
Air Force Federal Credit Union1.35%*$2,500-$1,7345 Year IRA (Traditional,Roth,CESA)
Firstrust Savings Bank1.35%$2,500$500k$1,73960 Month IRA (Traditional,Roth,SEP)
Security Bank (OK)1.35%$2k-$1,73960 Month IRA (Traditional,Roth)
Quantum National Bank1.32%$1k-$1,69960 Month Relationship IRA
Sun National Bank1.31%$500$100k$1,68660 Month Relationship IRA (Traditional,Roth,CESA)
Indus American Bank1.30%$2k-$1,67360 Month IRA
Delanco Federal Savings Bank1.30%$1k-$1,67360 Month IRA
Armed Forces Bank, National Association1.30%$500-$1,67360 Month IRA (Traditional,Roth,CESA)
Schuyler Savings Bank1.30%$1k-$1,67360 Month IRA (Traditional,Roth,CESA)
The Atlantic Credit Union1.30%*$10k-$1,6685 Year IRA Certificate (Traditional,Roth,CESA)
Giantbank.com1.30%$1k-$1,67360 Month Giant IRA
National Bank of Kansas City1.30%--$1,67360 Month IRA (Traditional,Roth)
Self-Help Credit Union1.26%--$1,62060 Month IRA (Traditional,Roth,CESA)
Millington Savings Bank1.26%$250-$1,62060 Month IRA (Traditional,Roth,CESA)
Principal Bank1.26%$2,500-$1,62060 Month IRA (Traditional,Roth)
Manasquan Savings Bank1.25%$500-$1,6025 Year IRA (Traditional,Roth,CESA)
The Jacksonville Bank1.25%$1k-$1,60760 Month IRA (Traditional,Roth)
Bank SNB1.25%$10k-$1,60760 Month IRA (Traditional,Roth,SEP)
Beneficial Mutual Savings Bank1.25%$1k-$1,52548 - 59 Month IRA (Traditional,Roth,CESA)
Easthampton Savings Bank1.25%$500-$1,60760 Month IRA (Traditional,Roth)
First Trade Union Bank1.25%$500-$1,6025 Year IRA
Sturdy Savings Bank1.25%$500-$1,6025 Year IRA
United Teletech Financial Credit Union1.25%$500-$1,52548-59 Month IRA Special
The First National Bank of Elmer1.20%$100-$1,54160 Month Fixed IRA (Traditional,Roth,SEP,CESA)
Eli Lilly Credit Union1.16%--$1,4845 Year IRA (Traditional,Roth)
First National Community Bank (PA)1.15%$1k-$1,4715 Year IRA (Traditional,Roth,CESA,SEP)
North Country Savings Bank1.15%$500-$1,4715 Year IRA
NVE Bank (NJ)1.10%$500-$1,41060 Month IRA (Traditional,CESA,Roth)
NJM Bank1.10%$500-$1,41060 Month IRA (Traditional,Roth)
American Bank1.10%$250-$1,41060 Month IRA (Traditional,Roth,CESA)
First Atlantic Credit Union1.10%$500-$1,41060 Month IRA Certificate (Traditional,Roth,CESA)
Millville Savings and Loan Association1.06%$1k-$1,3535 Year IRA (Traditional,Roth,CESA)
USAA Bank1.06%$250$95k$1,3535 Year IRA - Standard (Traditional,Roth,SEP,SIMPLE)
Polish & Slavic Credit Union1.05%$500-$1,3405 Year IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Great Lakes Credit Union1.05%$1k-$1,3405 Year IRA Certificate (Traditional,Roth,CESA)
First Security Bank & Trust1.05%$2,500-$1,34460 Month IRA (Traditional,Roth,SEP)
Ocean City Home Bank1.05%--$1,34460 Month IRA (Traditional,Roth,SEP,SIMPLE)
North American Savings Bank1.05%$10k-$1,27648 - 59 Month IRA with Checking (Traditional,Roth,CESA)
Union Bank (San Francisco, CA)1.01%$350-$1,22760 - 120 Month IRA Time Deposit (Traditional,Roth,CESA)
Northfield Bank1.00%$2,500-$1,27960 Month IRA (Traditional,Roth)
First National Bank (LA)1.00%--$1,27960 Month IRA
Cape Bank1.00%--$1,2755 Year IRA (Traditional,Roth,CESA)
First Financial Credit Union1.00%$500-$1,27960 Month IRA Savings Certificate
Shore Community Bank1.00%$500-$1,27960 Month IRA
Somerset Savings Bank, SLA1.00%$500-$1,27960 Month IRA
Investors Bank1.00%$500-$1,2755 Year IRA (Traditional,Roth)
Newtown Savings Bank1.00%--$1,2755 Year IRA (Traditional,Roth)
Republic Bank (Philadelphia, PA)1.00%--$1,27960 Month IRA
Amegy Bank1.00%$250-$1,2755 Year IRA (Traditional,Roth)
University Federal Credit Union1.00%$1k-$1,27960 Month Regular IRA (Traditional,Roth,CESA)
Univest Bank and Trust Co.0.95%$500-$1,21460 Month IRA (Traditional,Roth)
Pacific Mercantile Bank0.95%$7,500-$1,2105 Year IRA (Traditional,Roth)
GCF Bank0.92%$500-$1,1715 Year IRA (Traditional,Roth)
PNC Bank, National Association0.90%*$25k-$1,14960 Month IRA (Traditional,Roth,SEP,SIMPLE,CESA)
Zions Bank0.90%$1k-$1,1455 Year Internet IRA CD
Capital One 3600.90%--$1,14960 Month IRA (Traditional,Roth)
KeyBank0.85%$25k$100k$1,08460 Month Tiered IRA - Relationship (Traditional,Roth)
Peapack-Gladstone Bank0.85%$250-$1,08460 Month IRA
ViewPoint Bank, National Association0.85%$1k-$1,08460 Month IRA (Traditional,SEP,Roth)
United Central Bank0.80%$1k-$1,01660 Month IRA
UmbrellaBank.com0.76%$1k-$9655 Year IRA
Acume0.75%$1k-$95460 Month IRA Certificate (Traditional,Roth,CESA,SEP)
Jersey Shore Credit Union0.75%$25k-$90712-60 Month IRA Certificate (Traditional,Roth)
The First National Bank of Absecon0.75%--$90760 - 83 Month IRA
Garden State Credit Union0.75%$1k-$95460 Month IRA Certificate (Traditional,Roth)
NJ Community Federal Credit Union0.75%$1k-$95460 Month IRA Certificate
Bank of Blue Valley0.75%$500-$90760 - 71 Months IRA (Traditional,Roth,CESA,SEP)
Credit Union Of New Jersey0.70%*$500-$8875 Year Basic IRA Certificate (Traditional,Roth,CESA)
South Division Credit Union0.70%$500-$8875 Year IRA
Urban Partnership Bank0.70%$500-$89060 Month IRA - Fixed
Advanced Financial Credit Union0.60%--$72312-60 Month IRA (Traditional,Roth)
Chase Manhattan Bank0.55%*$10k-$66260-83 Month IRA - Relationship (Traditional,Roth,SEP)
Fox Chase Bank0.55%$500-$69760 Month IRA (Traditional,Roth)
NewDominion Bank0.50%$500-$63360 Month IRA (Traditional,Roth)
Citibank0.50%$1k-$6315 Year IRA (Traditional,Roth)
TrustCo Bank0.45%--$5685 Year IRA (Traditional,Roth,CESA,SEP,SIMPLE)
iGObanking0.35%$1k-$44260 Month iGOIRA (Traditional,Roth)
Comerica Bank0.35%$1k-$4415 Year IRA (Traditional,CESA,SEP,Roth,SIMPLE)
BankDirect0.25%$1k-$31560 Month IRA CD (Traditional,Roth)
Bank of America0.20%$1k-$23948 - 59 Month IRA - Platinum Rate (Traditional,Roth)
Cornerstone Bank (NJ)0.15%$500$100k$18860 Month IRA
H&R Block Bank 0.03%$250-$37.6360 Month IRA (Traditional,Roth)