5 Year IRA Rates
Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Melrose Credit Union | 2.17% | $4k | - | $1,133 | 5 Year Share IRA Certificate | |
| Justice Federal Credit Union | 2.10%* | $500 | - | $1,095 | 60 Month IRA | |
| Pentagon Federal Credit Union | 2.00% | $25 | - | $1,041 | 5 Year Roth IRA | |
| Connexus Credit Union | 2.00% | $10k | - | $1,044 | 60 Month IRA Certificate With Active Checking | |
| Andrews Federal Credit Union | 1.91% | $1k | - | $992 | 60 Month IRA | |
| Affinity Credit Union | 1.85% | $500 | - | $963 | 60 Month IRA Certificate | |
| Geauga Savings Bank | 1.80% | - | - | $936 | 60 Month IRA | |
| Jacksonville Bank | 1.80% | $1k | - | $936 | 60 Month IRA | |
| Firstmark Credit Union | 1.80% | $500 | - | $933 | 5 Year Regular IRA CD | |
| Intervest National Bank | 1.77% | $1k | - | $917 | 5 Year Roth IRA | |
| Self-Help Credit Union | 1.77% | - | - | $920 | 60 Month IRA | |
| Third Federal | 1.75%† | $100 | - | $909 | 60 Month IRA | |
| Hudson City Savings Bank | 1.75%† | $500 | - | $906 | 5 Year IRA | |
| First National Bank (LA) | 1.75% | - | - | $906 | 60 Month IRA | |
| Easthampton Savings Bank | 1.75% | $500 | - | $906 | 60 Month IRA | |
| Mcgraw Hill Credit Union | 1.75% | $10k | - | $909 | 60 Month IRA | |
| Lake Michigan Credit Union | 1.70% | $500 | - | $879 | 60 Month VIP IRA | |
| First Internet Bank of IN | 1.70% | - | - | $882 | 60 Month IRA | |
| Stillwater National Bank | 1.70%*† | $10k | - | $879 | 60 Month IRA | |
| Ally Bank | 1.69% | - | - | $874 | IRA High Yield 5-Year CD | |
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| USAA Bank | 1.66% | $250 | $95k | $858 | 5 Year IRA - Standard | |
| EverBank | 1.65% | $1,500 | - | $853 | 5 Year Yield Pledge IRA | |
| Start SavingSponsored Note: | ||||||
| American Bank | 1.60% | $250 | - | $828 | 60 Month IRA | |
| University Federal Credit Union | 1.60% | - | - | $828 | 60 Month Premium IRA | |
| Nationwide Bank | 1.60%* | - | - | $828 | 60 Month IRA | |
| Dime Savings Bank | 1.60% | $500 | - | $826 | 5 Year Roth IRA | |
| Salem Five | 1.60% | $2k | - | $826 | 60 Month Relationship IRA | |
| AIG Bank | 1.60% | - | - | $828 | 60 Month IRA | |
| Urban Partnership Bank | 1.56% | - | - | $807 | 60 Month IRA - Fixed | |
| Giantbank.com | 1.55% | $1k | - | $802 | 60 Month Giant IRA | |
| Patriot Bank | 1.55% | $1k | - | $802 | 60 Month IRA | |
| OneWest Bank | 1.55% | $1k | - | $799 | 5 Year IRA | |
| Quantum National Bank | 1.55% | $1k | - | $802 | 60 Month Relationship IRA | |
| Apple Federal Credit Union | 1.50% | $500 | - | $775 | 60 Month IRA Certificate | |
| Union Bank of California | 1.50%† | $350 | - | $775 | 60 - 120 Month IRA Time Deposit | |
| H&R Block Bank | 1.50% | $250 | - | $775 | 60 Month IRA | |
| Patelco Credit Union | 1.50% | $500 | - | $773 | 60 Month IRA | |
| MetLife Bank | 1.50% | $2k | - | $775 | 60 Month IRA | |
| Kaiser Federal Bank | 1.50% | $10k | - | $773 | 5 Year IRA | |
| Presidential Online Bank | 1.50% | $1k | - | $773 | 5 Year IRA | |
| SunTrust Bank | 1.50%† | $2k | $1m | $761 | 59 Month IRA | |
| INOVA Federal Credit Union | 1.45% | $200 | - | $746 | 5 Year IRA | |
| First Security Bank & Trust | 1.45% | $10k | - | $748 | 60 Month IRA | |
| Principal Bank | 1.41% | $2,500 | - | $727 | 60 Month IRA | |
| South Division Credit Union | 1.40% | $500 | - | $720 | 5 Year IRA | |
| UnivestDirect | 1.40% | $500 | - | $722 | 60 Month IRA | |
| State Farm Bank | 1.36%*† | - | - | $701 | 60 Month IRA | |
| Bank of Blue Valley | 1.35% | - | - | $695 | 60 - 71 Months IRA | |
| North Country Savings Bank | 1.35% | $500 | - | $693 | 5 Year IRA | |
| Newtown Savings Bank | 1.30% | - | - | $667 | 5 Year IRA | |
| First Trade Union Savings | 1.25% | $500 | - | $641 | 5 Year IRA | |
| North American Savings Bank | 1.25% | $10k | - | $641 | 60 - 120 Month IRA with Checking | |
| ViewPoint Bank | 1.20% | $1k | - | $616 | 60 Month IRA | |
| Pacific Mercantile Bank | 1.16% | $7,500 | - | $594 | 5 Year IRA | |
| Amalgamated Bank | 1.15%† | $500 | - | $588 | 5 Year IRA Fixed Rate | |
| Wells Fargo Bank | 1.15%† | $2,500 | - | $570 | 58 Month IRA Special | |
| iGObanking | 1.10% | $1k | - | $564 | 60 Month iGOIRA | |
| Zions Bank | 1.05% | $1k | - | $536 | 5 Year Internet IRA Certificate | |
| Consumers Credit Union (IL) | 1.05% | $250 | - | $536 | 5 Year IRA | |
| Regions Bank | 1.01%† | $500 | - | $464 | 54 Month IRA Special | |
| Acacia Federal Savings Bank | 1.00% | $100 | - | $512 | 60 Month IRA | |
| Amegy Bank | 1.00% | $250 | - | $510 | 5 Year IRA | |
| ING DIRECT | 1.00% | - | - | $512 | 60 Month Roth IRA | |
| NewDominion Bank | 1.00% | $500 | - | $510 | 60 Month IRA | |
| First National Community Bank (PA) | 0.90% | $1k | - | $458 | 5 Year IRA | |
| Randolph Bank & Trust Company | 0.90%* | $10k | - | $458 | 60 Month Fixed Rate IRA | |
| KeyBank | 0.90%*† | $10k | $100k | $458 | 60 Month Tiered IRA - Relationship | |
| Comerica Bank | 0.80%† | $1k | - | $406 | 5 Year IRA | |
| National Bank of Kansas City | 0.65% | $4k | - | $330 | 60 Month IRA | |
| BankDirect | 0.25% | $1k | - | $126 | 60 Month IRA CD | |
| Aurora Bank FSB | 0.05% | $1k | - | $25.03 | 60 Month IRA | |
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