6 Month IRA Rates
Compare rates on 6 month IRAs from banks and credit unions. Use the filter box below to customize your results. You can sort by each column below or select another product to compare rates.
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| Bank or Credit Union | Apy | Min | Max | Earnings Estimate | Product | |
| Connexus Credit Union | 1.00% | $10k | - | $50.01 | 6 Month IRA Certificate With Active Checking | |
| Mcgraw Hill Credit Union | 0.75% | $500 | $50k | $43.70 | 7 Month IRA w/ S3 Account | |
| Amalgamated Bank | 0.75% | $500 | - | $43.70 | 7 Month IRA Promo CD | |
| Discover Bank | 0.70% | $2,500 | - | $35.03 | 6 Month IRA | |
| Ally Bank | 0.61% | - | - | $30.54 | IRA High Yield 6-Month CD | |
| OneWest Bank | 0.60% | $1k | - | $30.04 | 6 Month Roth IRA | |
| Digital Credit Union | 0.60% | $500 | - | $30.04 | 6 - 11 Month IRA Certificate - Relationship Rate | |
| EverBank | 0.59% | $1,500 | - | $29.54 | 6 Month Yield Pledge IRA | |
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| Andrews Federal Credit Union | 0.55% | $1k | - | $27.54 | 6 Month IRA Certificate | |
| OneUnited Bank | 0.55% | $1k | - | $40.66 | UNITY 270 Day IRA CD | |
| Sandia Laboratory Credit Union | 0.50%* | $1k | - | $25.04 | 6 Month IRA | |
| Capital Educators Federal Credit Union | 0.50% | $250 | - | $25.04 | 6 Month School Dist. Employees Deferred Compensation Certificate | |
| INOVA Federal Credit Union | 0.50% | $200 | - | $20.79 | 5 Month IRA | |
| Hudson City Savings Bank | 0.45%† | $500 | - | $26.24 | 7 Month IRA | |
| Nationwide Bank | 0.45%* | $500 | - | $22.54 | 6 Month Roth IRA | |
| Justice Federal Credit Union | 0.45%* | $500 | - | $22.54 | 6 Month IRA Certificate w/ JNA Relationship | |
| Air Force Federal Credit Union | 0.40%* | $1k | - | $20.03 | 6 Month IRA | |
| Pen Air Credit Union | 0.40% | $500 | - | $20.03 | 6 Month IRA | |
| Capital One 360 | 0.40% | - | - | $20.03 | 6 Month IRA | |
| Apple Federal Credit Union | 0.40% | $500 | - | $20.03 | 6 Month Roth IRA Certificate | |
| Belvoir Federal Credit Union | 0.40% | $1k | - | $20.03 | 6 Month IRA Share Certificate | |
| Northwest Federal Credit Union | 0.39%* | $2,500 | - | $19.53 | 6 Month Roth IRA Certificate | |
| Affinity Credit Union | 0.35% | $500 | - | $17.53 | 6 Month IRA Certificate | |
| Geauga Savings Bank | 0.30% | - | - | $15.03 | 6 Month Roth IRA | |
| Intervest National Bank | 0.30% | $1k | - | $15.03 | 6 Month Roth IRA | |
| Simplicity Bank | 0.30% | $10k | - | $14.95 | 182 - 364 Day IRA | |
| NewDominion Bank | 0.30% | $500 | - | $15.03 | 6 Month Roth IRA | |
| Astera Credit Union | 0.30% | $500 | - | $15.03 | 6 Month IRA | |
| Communitywide Credit Union | 0.30% | $2k | - | $15.03 | 6 Month IRA Share Certificate | |
| First Technology Federal Credit Union | 0.30% | $500 | - | $15.03 | 6 Month IRA | |
| North American Savings Bank | 0.30% | $10k | - | $15.03 | 6 - 11 Month IRA with Checking | |
| Pinnacle Federal Credit Union | 0.30% | $500 | - | $15.03 | 6 Month IRA | |
| Lake Michigan Credit Union | 0.30% | $500 | - | $12.48 | 5 Month VIP IRA | |
| H&R Block Bank | 0.25% | $250 | - | $12.32 | 180 Day Roth IRA | |
| Mountain America Credit Union | 0.25% | $500 | - | $12.53 | 6 Month Roth IRA | |
| Stillwater National Bank | 0.25%† | $10k | - | $12.53 | 6 Month IRA | |
| ViewPoint Bank, National Association | 0.25% | $1k | - | $12.53 | 6 Month SEP IRA | |
| AIG Bank | 0.25% | - | - | $12.53 | 6 Month IRA | |
| First Trade Union Bank | 0.25% | $1k | - | $12.53 | 6 Month IRA | |
| Patriot Bank | 0.25% | $1k | - | $12.53 | 6 Month IRA | |
| First National Community Bank (PA) | 0.22% | $1k | - | $11.02 | 6 Month Roth IRA | |
| KeyBank | 0.20%† | $2,500 | $100k | $10.02 | 6 Month Tiered IRA - Relationship | |
| Union Bank of California | 0.20%† | $350 | - | $9.97 | 182 - 364 Day Roth IRA Time Deposit | |
| Easthampton Savings Bank | 0.20% | $500 | - | $10.02 | 6 Month IRA | |
| South Division Credit Union | 0.20% | $500 | - | $10.02 | 6 Month IRA | |
| Zions Bank | 0.20% | $1k | - | $10.02 | 6 Month Internet IRA CD | |
| First Security Bank & Trust | 0.17% | $2,500 | - | $8.52 | 6 - 11 Month IRA | |
| iGObanking | 0.15% | $1k | - | $7.52 | 6 Month iGOIRA | |
| 20Th Century Fox Credit Union | 0.15% | $10k | - | $7.52 | 6 Month IRA Certificate | |
| National Bank of Kansas City | 0.15% | - | - | $7.52 | 6 - 11 Month Roth IRA | |
| Newtown Savings Bank | 0.15% | - | - | $7.52 | 6 Month Roth IRA | |
| Patelco Credit Union | 0.15% | $500 | - | $7.52 | 6 - 11 Month Roth IRA | |
| The Adirondack Trust Company | 0.15% | $500 | - | $7.48 | 182 Day IRA | |
| Principal Bank | 0.15% | $2,500 | - | $7.52 | 6 Month IRA | |
| Bank of Blue Valley | 0.15% | - | - | $7.48 | 182 - 364 Days Roth IRA | |
| American Bank | 0.15% | $250 | - | $7.48 | 182 Day Roth IRA | |
| Chase Manhattan Bank | 0.10%*† | $10k | - | $5.01 | 6-8 Month IRA - Relationship | |
| Univest Bank and Trust Co. | 0.10% | $500 | - | $4.99 | 26 Week IRA | |
| Amegy Bank | 0.10% | $250 | - | $5.83 | 7 Month IRA | |
| Consumers Credit Union (IL) | 0.10% | $250 | - | $4.93 | 180 Day IRA | |
| Acacia Federal Savings Bank | 0.10% | $100 | - | $5.01 | 6 Month Roth IRA | |
| Bank of America | 0.07%† | $1k | - | $3.51 | 6 - 11 Month IRA - Platinum Rate | |
| University Federal Credit Union | 0.05% | $1k | - | $2.51 | 6 Month Regular Roth IRA | |
| Wells Fargo Bank | 0.05%† | - | - | $2.51 | 6 - 11 Month IRA | |
| Comerica Bank | 0.05%† | $1k | - | $2.47 | 180 - 364 Day IRA | |
Nationwide CDs
Resources
Average 6 Month IRA Rate Trend
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY
3-year Term IRA CD
1.21% APY
Capital One 360
360 Checking Account
0.85% APY
* All banks listed are a Member FDIC.