Bank Deals Blog: Bank Health

Kansas state regulators closed Heartland Tri-State Bank on Friday, July 28th. This is the fourth bank to fail in 2023. Unlike the first three failed banks, Heartland Tri-State Bank was small, with four branches and assets of $139 million. As a comparison, the first three banks that failed this year each had assets over $100 billion. Friday’s bank failure is a return to the typical bank failure that occasionally took place since the 2008 financial crisis. The large majority of the banks that failed during this time were small community...

The FDIC and NCUA have released their reports of the first quarter health of the institutions they insure. They also released the 2023 First Quarter Call Reports of all institutions they insure. We use these reports to derive our financial health grades for each institution.

The FDIC release occurred on May 31st, and the NCUA release occurred on June 8th. As of last week, we have finished importing this data, and all of the health grades for banks and credit unions have been updated to reflect the March 31, 2023 reports.

First Republic Bank overtook Silicon Valley Bank as the second largest bank failure in U.S. history. The FDIC agents worked over the weekend to finalize the terms of a purchase, and early Monday morning, the FDIC announced that “To protect depositors, the FDIC is entering into a purchase and assumption agreement with JPMorgan Chase Bank, National Association, Columbus, Ohio, to assume all of the deposits and substantially all of the assets of First Republic Bank.” With $229.1 billion in assets, First Republic Bank was just larger than the $209.0 billion...

After more than two years without a bank failure, regulators closed Silicon Valley Bank (SVB) on Friday. SVB was the 16th largest bank in...

Last week, the FDIC and NCUA released their reports of the second quarter health of the institutions they insure. They also released the 2021 Second Quarter Call Reports of all insured institutions. We use these reports to derive our financial health grades for each institution. We have finished importing this data, and all of the health grades for banks and credit unions have been updated to reflect the June 30, 2021 reports.

You can view the latest health ratings of your bank or credit union in our Bank Health...

DepositAccounts.com has released its list of the 2021 Top 200 Healthiest Banks and Credit Unions in America.

DepositAccounts.com evaluates the financial health of federally-insured banks and credit unions in the United States once per quarter and has been tracking healthy institutions since 2010. To determine bank ranking and recognition, DepositAccounts.com grades each institution on a number of factors, including capitalization, deposit growth, and loan-to-reserve ratios.

For a complete listing of the 2021 Top 200 Healthiest Banks and Credit Unions in America, visit https://www.depositaccounts.com/banks/health.aspx.

In the last month, the FDIC and NCUA released their reports of the first quarter health of the institutions they insure. They also released the 2021 First Quarter Call Reports of all insured institutions. We use these reports to derive our financial health grades for each institution. We have finished importing this data, and all of the health grades for banks and credit unions have been updated to reflect the Mach 31, 2021 reports.

You can view the latest health ratings of your bank or credit union in our...

In the last month, the FDIC and NCUA released their reports of the fourth quarter health of the institutions they insure. They also released the 2020 Fourth Quarter Call Reports of all insured institutions. We use these reports to derive our financial health grades for each institution. We have finished importing this data, and all of the health grades for banks and credit unions have been updated to reflect the December 31, 2020 reports.

You can view the latest health ratings of your bank or credit union in our...