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Reviews (1)
.25% APY As Of Today
Posted by: Sperry8 | Feb 25, 2017
Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27552 |
| Year Established | 1989 |
| Employees | 189 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 9.25% |
| Annual Interest Income | $51.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $1.18B$1.08B |
| Loans | Q4 2018vs Q4 2017 | $877.8MM$786.1MM |
| Deposits | Q4 2018vs Q4 2017 | $951.1MM$922.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $145.1MM$126.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $8.4MM$8.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $6.6MM$7.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $2.5MM$0 |
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Always verify rates and promotions with the bank or credit union. We are not 1st Constitution Direct Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1st Constitution Direct Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | $100k | Direct Savings Account |
1st Constitution Direct Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.50% | $1k | - | 19 Month Hero CD - New Money | |
| 2.25% | $1k | - | 11 Month Hero CD - New Money | |
| 2.05% | $1k | - | 7 Month Hero CD - New Money |
Locations
1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512