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  2. 1st Constitution Direct Bank

1st Constitution Direct Bank


Overview / Commentary
www.1stconstitution.com
609-655-4500
2650 Route 130
Cranbury, NJ 08512

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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/

1


Health
A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27552
Year Established1989
Employees178
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.25%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.06B$1.01B
LoansQ1 2018vs Q1 2017$770.3MM$672.2MM
DepositsQ1 2018vs Q1 2017$891.4MM$869.3MM
Equity CapitalQ1 2018vs Q1 2017$128.4MM$122.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$8.3MM$7.6MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$7.7MM$7.4MM
Real Estate OwnedQ1 2018vs Q1 2017$0$431.00K
Rates
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1st Constitution Direct Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%-$100kDirect Savings Account
Locations

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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