1st Constitution Direct Bank
REVIEWS
Based on 1 review
HEALTH RATING
A
View health report
CURRENT TOP RATE
2.95% APY
30 Month Hero CD - New Money
View all rates
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 2.20% - Barclays Online Savings Account |
| 2.95% | 3-year CD | 1.86% - National Average |
Overview / Commentary
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Reviews (1)
| Featured Account Options | SPONSORED LISTINGS | ||||
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.25% APY As Of Today
Posted by: Sperry8 | Feb 25, 2017
Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/
Health
A
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27552 |
| Year Established | 1989 |
| Employees | 188 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 9.1% |
| Annual Interest Income | $37.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.19B$1.07B |
| Loans | Q3 2018vs Q3 2017 | $877.6MM$770.2MM |
| Deposits | Q3 2018vs Q3 2017 | $942.1MM$870.0MM |
| Equity Capital | Q3 2018vs Q3 2017 | $141.8MM$126.9MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $8.3MM$7.8MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $6.8MM$6.5MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $2.5MM$356.00K |
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Always verify rates and promotions with the bank or credit union. We are not 1st Constitution Direct Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1st Constitution Direct Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | $100k | Direct Savings Account |
1st Constitution Direct Bank CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.95% | $1k | - | 30 Month Hero CD - New Money | |
| 2.60% | $1k | - | 19 Month Hero CD - New Money | |
| 2.50% | $1k | - | 14 Month Hero CD - New Money |
Locations
1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512