1st Constitution Direct Bank

Deposits held and insured by 1st Constitution Bank

Overview / Commentary
2650 Route 130
Cranbury, NJ 08512
Deposits held and insured by 1st Constitution Bank

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Reviews (1)

.25% APY As Of Today

Posted by: |

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/


Data as of Q4 2019

Data displayed below is for insuring bank: 1st Constitution Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #27552
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.99%
Annual Interest Income$60.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.59B$1.18B
LoansQ4 2019vs Q4 2018$1.21B$877.8MM
DepositsQ4 2019vs Q4 2018$1.28B$951.1MM
Equity CapitalQ4 2019vs Q4 2018$188.3MM$145.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$9.3MM$8.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$4.5MM$6.6MM
Real Estate OwnedQ4 2019vs Q4 2018$571.00K$2.5MM

Sorry, we do not have rate data for 1st Constitution Direct Bank.


1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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