1st Constitution Direct Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.50%	1-year CD	2.65% - Barclays 12 Month Online CD
0.25%	Savings	2.00% - Ally Bank Online Savings Account
2.95%	3-year CD	2.85% - Synchrony Bank 36 Month CD

View all 1st Constitution Direct Bank rates »

Overview / Commentary

www.1stconstitution.com

609-655-4500

2650 Route 130
Cranbury, NJ 08512

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/

Comment

1

Health

A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	27552
Year Established	1989
Employees	188
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	9.1%
Annual Interest Income	$37.7MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$1.19B$1.07B
Loans	Q3 2018vs Q3 2017	$877.6MM$770.2MM
Deposits	Q3 2018vs Q3 2017	$942.1MM$870.0MM
Equity Capital	Q3 2018vs Q3 2017	$141.8MM$126.9MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$8.3MM$7.8MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$6.8MM$6.5MM
Real Estate Owned	Q3 2018vs Q3 2017	$2.5MM$356.00K

Rates

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CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Constitution Direct Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	-	$100k	Direct Savings Account

1st Constitution Direct Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.95%	$1k	-	30 Month Hero CD - New Money
2.60%	$1k	-	19 Month Hero CD - New Money
2.50%	$1k	-	14 Month Hero CD - New Money

Locations

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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