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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/


Health Grade Components

FDIC Certificate #27552
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD8.21%
Annual Interest Income$40.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.04B$968.0MM
LoansQ4 2016vs Q4 2015$732.1MM$680.6MM
DepositsQ4 2016vs Q4 2015$835.0MM$786.8MM
Equity CapitalQ4 2016vs Q4 2015$120.3MM$111.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$7.5MM$7.6MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$5.2MM$6.0MM
Real Estate OwnedQ4 2016vs Q4 2015$166.00K$966.00K

Sorry, we do not have rate data for 1st Constitution Direct Bank.


1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512