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Reviews (1)
| Featured Account Options | SPONSORED LISTINGS | ||||
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.25% APY As Of Today
Posted by: Sperry8 | Feb 25, 2017
Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/
Health
A
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27552 |
| Year Established | 1989 |
| Employees | 191 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 7.59% |
| Annual Interest Income | $23.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $1.23B$1.07B |
| Loans | Q2 2018vs Q2 2017 | $900.7MM$758.5MM |
| Deposits | Q2 2018vs Q2 2017 | $957.2MM$865.0MM |
| Equity Capital | Q2 2018vs Q2 2017 | $138.5MM$124.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $8.5MM$7.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $8.9MM$6.1MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $1.2MM$356.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1st Constitution Direct Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | $100k | Direct Savings Account |
Locations
1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512