Overview / Commentary
Deposits held and insured by 1st Constitution Bank
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Reviews (1)
.25% APY As Of Today
Posted by: Sperry8 | Feb 25, 2017
Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/
Health
A+
Data as of Q2 2019
Data displayed below is for insuring bank: 1st Constitution Bank
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27552 |
| Year Established | 1989 |
| Employees | 187 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.16% |
| Return on Equity - YTD | 9.5% |
| Annual Interest Income | $28.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $1.30B$1.23B |
| Loans | Q2 2019vs Q2 2018 | $963.0MM$900.7MM |
| Deposits | Q2 2019vs Q2 2018 | $1.02B$957.2MM |
| Equity Capital | Q2 2019vs Q2 2018 | $152.9MM$138.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $8.6MM$8.5MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $4.0MM$8.9MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $1.5MM$1.2MM |
Rates
Sorry, we do not have rate data for 1st Constitution Direct Bank.
Locations
1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512