1st Constitution Direct Bank

Deposits held and insured by 1st Constitution Bank

Overview / Commentary
609-655-4500
2650 Route 130
Cranbury, NJ 08512
Deposits held and insured by 1st Constitution Bank

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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/



Health
A+

Data as of Q2 2019

Data displayed below is for insuring bank: 1st Constitution Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27552
Year Established1989
Employees187
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD9.5%
Annual Interest Income$28.5MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$1.30B$1.23B
LoansQ2 2019vs Q2 2018$963.0MM$900.7MM
DepositsQ2 2019vs Q2 2018$1.02B$957.2MM
Equity CapitalQ2 2019vs Q2 2018$152.9MM$138.5MM
Loan Loss AllowanceQ2 2019vs Q2 2018$8.6MM$8.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$4.0MM$8.9MM
Real Estate OwnedQ2 2019vs Q2 2018$1.5MM$1.2MM
Rates

Sorry, we do not have rate data for 1st Constitution Direct Bank.

Locations

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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