Overview / Commentary
2650 Route 130
Cranbury, NJ 08512

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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/


Health Grade Components

FDIC Certificate #27552
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD9.25%
Annual Interest Income$51.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.18B$1.08B
LoansQ4 2018vs Q4 2017$877.8MM$786.1MM
DepositsQ4 2018vs Q4 2017$951.1MM$922.3MM
Equity CapitalQ4 2018vs Q4 2017$145.1MM$126.8MM
Loan Loss AllowanceQ4 2018vs Q4 2017$8.4MM$8.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.6MM$7.1MM
Real Estate OwnedQ4 2018vs Q4 2017$2.5MM$0
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Always verify rates and promotions with the bank or credit union. We are not 1st Constitution Direct Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Constitution Direct Bank Savings Account Rates

0.25%-$100kDirect Savings Account

1st Constitution Direct Bank CD Rates

2.50%$1k-19 Month Hero CD - New Money
2.25%$1k-11 Month Hero CD - New Money
2.05%$1k-7 Month Hero CD - New Money

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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