1st Constitution Direct Bank

Deposits held and insured by 1st Constitution Bank

Overview / Commentary
609-655-4500
2650 Route 130
Cranbury, NJ 08512
Deposits held and insured by 1st Constitution Bank

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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/



Health
A+

Data as of Q1 2019

Data displayed below is for insuring bank: 1st Constitution Bank
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #27552
Year Established1989
Employees187
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD9.66%
Annual Interest Income$13.9MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$1.19B$1.06B
LoansQ1 2019vs Q1 2018$866.8MM$770.3MM
DepositsQ1 2019vs Q1 2018$995.7MM$891.4MM
Equity CapitalQ1 2019vs Q1 2018$149.2MM$128.4MM
Loan Loss AllowanceQ1 2019vs Q1 2018$8.7MM$8.3MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$3.5MM$7.7MM
Real Estate OwnedQ1 2019vs Q1 2018$2.5MM$0
Rates

Sorry, we do not have rate data for 1st Constitution Direct Bank.

Locations

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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