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Reviews (1)
| Featured Account Options | SPONSORED LISTINGS | ||||
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.25% APY As Of Today
Posted by: Sperry8 | Feb 25, 2017
Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 27552 |
| Year Established | 1989 |
| Employees | 179 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 5.86% |
| Annual Interest Income | $41.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $1.08B$1.04B |
| Loans | Q4 2017vs Q4 2016 | $786.1MM$732.1MM |
| Deposits | Q4 2017vs Q4 2016 | $922.3MM$835.0MM |
| Equity Capital | Q4 2017vs Q4 2016 | $126.8MM$120.3MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $8.0MM$7.5MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $7.1MM$5.2MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$166.00K |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
1st Constitution Direct Bank Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | - | $100k | Direct Savings Account |
Locations
1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512