Overview / Commentary
2650 Route 130
Cranbury, NJ 08512

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Reviews (1)

.25% APY As Of Today

Posted by: Sperry8 | Feb 25, 2017

Pretty poor rates at this bank. Move along, nothing to see here, http://www.1stconstitution.com/1stDirect/personal/


Health Grade Components

FDIC Certificate #27552
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD9.1%
Annual Interest Income$37.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$1.19B$1.07B
LoansQ3 2018vs Q3 2017$877.6MM$770.2MM
DepositsQ3 2018vs Q3 2017$942.1MM$870.0MM
Equity CapitalQ3 2018vs Q3 2017$141.8MM$126.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$8.3MM$7.8MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$6.8MM$6.5MM
Real Estate OwnedQ3 2018vs Q3 2017$2.5MM$356.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st Constitution Direct Bank Savings Account Rates

0.25%-$100kDirect Savings Account

1st Constitution Direct Bank CD Rates

2.95%$1k-30 Month Hero CD - New Money
2.60%$1k-19 Month Hero CD - New Money
2.50%$1k-14 Month Hero CD - New Money

1st Constitution Direct Bank is an Internet only bank and does not have branch locations. Its headquarters is located at 2650 Route 130 - Cranbury, NJ 08512

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