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Money Market Accounts

Compare rates on money market accounts from banks and credit unions. Use the filter box below to customize your results. You may also want to view our list of savings accounts. Also click here to read a summary of what a money market account is and to review some of the distinct features and benefits of this category of deposit account product.

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Deposit Amount
$1 $100,000

152 Results


Nationwide Only
All America BankMega Money Market (Online Only)16 Reviews
1.25%*
-$35k$312
Redneck BankMega Money Market Account9 Reviews
1.25%*
-$35k$312
EverBankYield Pledge Money Market - First Time Client (1st Yr)20 Reviews
1.11%*
-$250k$278
Dime Community BankDimeDirect Money Market12 Reviews
1.10%*
-$500k$275
iGObankingiGOmoneymarket18 Reviews
1.10%*
$25k-$275
Northeast BankPearl Money Market Promo
1.10%
--$275
EBSB DirectEBSBdirect Money Market Special 21 Review
1.08%*
$10k$2m$270
1.00%*
$10k-$250
My Banking DirectEarn >More Money Market9 Reviews
1.00%*
$25k-$250
AmTrustDirectEarn>More Money Market Account 9 Reviews
1.00%*
$25k-$250
California First National BankMoney Market Checking
1.00%*
--$250
ableBankingPersonal Money Market2 Reviews
1.00%
$250-$250
1.00%
--$250
Incredible BankIncredible Money Market23 Reviews
0.95%
--$238
0.90%
--$225
Synchrony BankMoney Market Account96 Reviews
0.85%*
--$213
EH National BankPremium Personal Money Market
0.81%*
--$203
Chevron FCUMarketEdge Savings3 Reviews
0.80%*
$2,500-$200
0.80%*
--$200
0.80%
--$200
0.80%*
$25k-$200
0.78%*
$500-$195
Bank of Internet USAMoney Market Savings27 Reviews
0.75%*
--$188
0.70%*
$25k-$175
NewDominion BankThrive Money Market
0.70%*
$10k-$175
0.68%*
$25k-$170
BBVA CompassClearChoice Money Market Account45 Reviews
0.65%*
$10k$5m$163
MyCBBMyCBB Money Market2 Reviews
0.65%
--$163
State Bank of IndiaMoney Market Account1 Review
0.61%*
$25k-$152
North Country Savings BankMoney Market Advantage Account5 Reviews
0.60%*
$25k-$150
KS StateBankAdvantage Money Market
0.50%*
$25k-$125
0.50%*
--$125
0.50%*
$1k-$125
0.50%*
$10k-$125
Digital FCUMoney Market Account12 Reviews
0.50%*
$25k-$125
Navy FCUMoney Market Savings103 Reviews
0.50%*
$25k-$125
Latino Credit UnionRegular Money Market
0.50%
$500-$125
Service Credit UnionService+ High Yield Money Market With Direct Deposit13 Reviews
0.50%*
$25k-$125
Zions BankInternet Money Market Non-Relationship18 Reviews
0.45%*
$2,500-$113

Displaying 1-40 of 152 Results


Money Market Accounts Trend

Personal Money Market Accounts

The Money Market Account is a savings account that earns interest based on the performance of underlying variables in the money market. Money Market Accounts are sorted in the table above according to their money market rates, from highest to lowest. Online banks usually offer the best money market rates, and you can get details on a listed offering by clicking the plus button to the left or clicking the name of the institution to go to its hub on the site.

What is a Money Market Account?

Money Market Accounts fall under the purview of Regulation D, a ruling of the Federal Reserve Board that compels banks and credit unions to limit customers to six withdrawal transactions per month on the account. MMAs and savings accounts are very similar and are used for many of the same purposes. However, Money Market account rates derive their value from trading activity performed in the financial markets, whereas savings accounts normally pay interest rates based on the institution’s lending activities. The difference means that the highest money market rates are typically higher than the highest savings account rates when interest rates in the broader financial markets are higher. For this reason, MMAs usually have higher minimum balance requirements than savings accounts. There is an APY calculator on the site to help you get an idea of what sort of return you can expect over a given period of time.

Money Market Account Benefits

Some investors enjoy Money Market Accounts because of their liquidity and flexibility. Though not a transactional account like a checking account, many MMAs allow for ATM withdrawals and check writing to be made from the account. Financial institutions usually tier their Money Market account rates, as well, and reward depositors with higher interest for increasing their balances.

Money Market Funds

Money Market Funds are not insured by the FDIC and are not the same thing as Money Market Accounts. A Money Market Fund (or Money Market Mutual Fund) invests in slightly riskier financial instruments like debt and foreign securities. Commission fees are passed on to the investors and MMFs can actually lose money. Some banks offer both MMAs and MMFs, so it is important to ask about the differences before depositing any money.




The rates and promotions displayed are gathered from various financial institutions and may not reflect all of the products available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate data or to request rates or promotions be included in this chart. We are not affiliated with the financial instututions listed here.

* The APY shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.