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Money Market Accounts

Compare rates on money market accounts from banks and credit unions. Use the filter box below to customize your results. You may also want to view our list of savings accounts. Also click here to read a summary of what a money market account is and to review some of the distinct features and benefits of this category of deposit account product.

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186 Results

Nationwide Only
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iGObankingiGOmoneymarket (New Money Only)31 Reviews
2.25%*
$25k-$562
Redneck BankMega Money Market Account13 Reviews
2.25%*
-$50k$562
All America BankMega Money Market Account (Online only)19 Reviews
2.25%*
-$50k$562
MemoryBankOnline Money Market Account
2.25%*
-$1m$562
BankPurelyPurelyMoneyMarket
2.25%*
$25k$500k$562
KeyBankKey Gold Money Market Savings Variable Promo Rates43 Reviews
2.20%*
$25k-$550
2.12%
--$530
Bank 7High Rate Online Money Market2 Reviews
2.05%
$5k$1m$512
North American Savings BankMoney Market Special (Online Only)5 Reviews
2.02%*
$25k$1.5m$505
M.Y. Safra BankHigh Yield Money Market3 Reviews
2.01%*
$5k$1m$502
BankUnitedDirectOnline Money Market
2.01%
-$250k$502
Virtual BankeMoney Market 1 Yr Guarantee New Money Promo19 Reviews
2.01%
--$502
Presidential Bank (MD)Money Market Plus Checking5 Reviews
2.00%*
$25k$100k$500
Pacific National BankMMDA Online Special (New Money Only)2 Reviews
1.90%
$5k$240k$475
CIT BankMoney Market Account259 Reviews
1.85%
$100-$463
ableBankingPersonal Money Market8 Reviews
1.85%
$250-$463
McGraw Hill FCUS3 Prime Money Market (New Money) - Intro Rate to 3/31/19
1.85%
$100$1m$463
First Internet BankMoney Market Savings15 Reviews
1.81%*
--$453
TIAA BankYield Pledge Money Market - 1st Year Intro Rate11 Reviews
1.80%
-$250k$450
BBVA CompassClearChoice Money Market - New Customers, Online57 Reviews
1.80%*
--$450
EBSB DirectMoney Market Special 38 Reviews
1.80%*
$10k$2m$450
1.75%*
$2.5k-$438
Georgia Banking CompanyGBC Platinum Money Market Account
1.75%
--$438
Salem FiveGold Star Money Market Account8 Reviews
1.75%*
-$1m$438
1.75%*
--$438
Bethpage FCUMoney Market Account8 Reviews
1.75%*
$500-$438
My Banking DirectMy Banking Direct Money Market16 Reviews
1.75%*
$25k-$438
1.71%
$500-$428
1.71%
$500-$428
1.70%*
$25k-$425
OneWest BankPremium Money Market Special (New Money) - 12 Month Intro Rate15 Reviews
1.70%
$10k$5m$425
UFB DirectHigh Yield Money Market Account54 Reviews
1.60%
--$400
Nationwide BankMoney Market Account175 Reviews
1.55%*
$10k-$388
BankDirectMoney Market Account4 Reviews
1.51%
$10k-$378
Northern Bank DirectMoney Market Account
1.51%*
-$250k$378
nbkc bankPersonal Money Market Savings
1.51%*
-$1m$378
My eBancSuper Saver Money Market Account13 Reviews
1.50%
--$375
Northpointe BankUltimate Money Market30 Reviews
1.50%*
$25k$1m$375
Franklin Synergy BankSynergy Money Market Account1 Review
1.38%*
$10k-$345

Displaying 1-40 of 186 Results


Personal Money Market Accounts

The Money Market Account is a savings account that earns interest based on the performance of underlying variables in the money market. Money Market Accounts are sorted in the table above according to their money market rates, from highest to lowest. Online banks usually offer the best money market rates, and you can get details on a listed offering by clicking the plus button to the left or clicking the name of the institution to go to its hub on the site.

Money Market Account Rate History – Average APY (%) Rate Trend over Time

What is a Money Market Account?

Money Market Accounts fall under the purview of Regulation D, a ruling of the Federal Reserve Board that compels banks and credit unions to limit customers to six withdrawal transactions per month on the account. MMAs and savings accounts are very similar and are used for many of the same purposes. However, Money Market account rates derive their value from trading activity performed in the financial markets, whereas savings accounts normally pay interest rates based on the institution’s lending activities. The difference means that the highest money market rates are typically higher than the highest savings account rates when interest rates in the broader financial markets are higher. For this reason, MMAs usually have higher minimum balance requirements than savings accounts. There is an APY calculator on the site to help you get an idea of what sort of return you can expect over a given period of time.

Money Market Account Benefits

Some investors enjoy Money Market Accounts because of their liquidity and flexibility. Though not a transactional account like a checking account, many MMAs allow for ATM withdrawals and check writing to be made from the account. Financial institutions usually tier their Money Market account rates, as well, and reward depositors with higher interest for increasing their balances.

Money Market Funds

Money Market Funds are not insured by the FDIC and are not the same thing as Money Market Accounts. A Money Market Fund (or Money Market Mutual Fund) invests in slightly riskier financial instruments like debt and foreign securities. Commission fees are passed on to the investors and MMFs can actually lose money. Some banks offer both MMAs and MMFs, so it is important to ask about the differences before depositing any money.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.