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Money Market Accounts

Compare rates on money market accounts from banks and credit unions. Use the filter box below to customize your results. You may also want to view our list of savings accounts. Also click here to read a summary of what a money market account is and to review some of the distinct features and benefits of this category of deposit account product.
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All America BankMega Money Market Account20 Reviews
2.50%*
-$50k$625
Redneck BankMega Money Market Account17 Reviews
2.50%*
-$50k$625
Western State BankHigh Yield Money Market1 Review
2.50%*
-$2m$625
MemoryBankOnline Money Market Account24 Reviews
2.45%*
-$1m$612
earn.bankMoney Market Account1 Review
2.41%
--$602
iGObankingiGOmoneymarket - New Money Only33 Reviews
2.40%*
$25k$500k$600
BankPurelyPurelyMoneyMarket - New Money
2.40%*
$25k$500k$600
Virtual BankeMoney Market Special24 Reviews
2.36%
$100-$590
Bank 7High Rate Online Money Market2 Reviews
2.35%
-$1m$588
Bay State Savings BankSmile Worcester County Consumer Money Market4 Reviews
2.35%
--$588
2.30%
--$575
Northpointe BankUltimate Money Market35 Reviews
2.30%*
$25k$1m$575
KeyBankKey Gold Money Market Savings Variable Promo Rates44 Reviews
2.25%*
$25k-$562
Pacific National BankMMDA Online Special (New Money Only)3 Reviews
2.25%
$5k$240k$562
TIAA BankYield Pledge Money Market - 1st Year Intro Rate17 Reviews
2.15%*
-$250k$538
North American Savings BankMoney Market Special (Online-Only)6 Reviews
2.02%*
$25k$1.5m$505
M.Y. Safra BankHigh Yield Money Market5 Reviews
2.01%*
$5k$1m$502
2.01%*
$25k-$502
BankUnitedDirectOnline Money Market
2.01%
-$250k$502
Bethpage FCUMoney Market Account8 Reviews
2.00%*
$500-$500
Santander Bank, N.AMoney Market Savings 6 Month Intro Rate - New Money Only22 Reviews
2.00%*
$10k-$500
BBVA CompassClearChoice Money Market - New Customers, Online59 Reviews
2.00%*
$10k-$500
1.95%*
--$488
1.88%
$500-$470
1.88%
$500-$470
1.85%*
$2.5k-$463
CIT BankMoney Market Account280 Reviews
1.85%
$100-$463
My Banking DirectMy Banking Direct Money Market17 Reviews
1.85%*
$25k-$463
ableBankingPersonal Money Market11 Reviews
1.85%
--$463
McGraw Hill FCUS3 Prime Money Market (New Money) - Intro Rate to 3/31/19
1.85%
$100$1m$463
First Internet BankMoney Market Savings18 Reviews
1.81%*
--$453
EBSB DirectMoney Market Special 312 Reviews
1.80%*
$10k$2m$450
nbkc bankPersonal Money Market Savings1 Review
1.77%*
-$1m$442
Country Bank for SavingsEarn Up Money Market - New Money1 Review
1.75%*
$10k-$438
Georgia Banking CompanyGBC Platinum Money Market Account4 Reviews
1.75%
--$438
Salem FiveGold Star Money Market Account9 Reviews
1.75%*
-$1m$438
Franklin Synergy BankSynergy Money Market Account1 Review
1.75%*
$10k-$438
Digital FCU (DCU)Money Market Account31 Reviews
1.66%*
$25k-$415

Displaying 1-40 of 180 Results


Personal Money Market Accounts

The Money Market Account is a savings account that earns interest based on the performance of underlying variables in the money market. Money Market Accounts are sorted in the table above according to their money market rates, from highest to lowest. Online banks usually offer the best money market rates, and you can get details on a listed offering by clicking the plus button to the left or clicking the name of the institution to go to its hub on the site.

Money Market Account Rate History – Average APY (%) Rate Trend over Time

What is a Money Market Account?

Money Market Accounts fall under the purview of Regulation D, a ruling of the Federal Reserve Board that compels banks and credit unions to limit customers to six withdrawal transactions per month on the account. MMAs and savings accounts are very similar and are used for many of the same purposes. However, Money Market account rates derive their value from trading activity performed in the financial markets, whereas savings accounts normally pay interest rates based on the institution’s lending activities. The difference means that the highest money market rates are typically higher than the highest savings account rates when interest rates in the broader financial markets are higher. For this reason, MMAs usually have higher minimum balance requirements than savings accounts. There is an APY calculator on the site to help you get an idea of what sort of return you can expect over a given period of time.

Money Market Account Benefits

Some investors enjoy Money Market Accounts because of their liquidity and flexibility. Though not a transactional account like a checking account, many MMAs allow for ATM withdrawals and check writing to be made from the account. Financial institutions usually tier their Money Market account rates, as well, and reward depositors with higher interest for increasing their balances.

Money Market Funds

Money Market Funds are not insured by the FDIC and are not the same thing as Money Market Accounts. A Money Market Fund (or Money Market Mutual Fund) invests in slightly riskier financial instruments like debt and foreign securities. Commission fees are passed on to the investors and MMFs can actually lose money. Some banks offer both MMAs and MMFs, so it is important to ask about the differences before depositing any money.




* The APY (Annual Percentage Yield) shown is based on the deposit amount selected. Expand the listing to see APYs for other deposit amounts.
† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.