Ken Tumin founded the Bank Deals Blog in 2005 and has been passionately covering the best deposit deals ever since. He is frequently referenced by The New York Times, The Wall Street Journal, and other publications as a top expert, but he is first and foremost a fellow deal seeker and member of the wonderful community of savers that frequents DepositAccounts.
Availability: Market area includes Arizona, California, Colorado, Iowa, Idaho, Kansas, Minnesota, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, and Wyoming.
Now through November 18, 2016 March 3, 2017, Bank of the West (BotW) is offering two checking bonuses: $150 Easy Checking bonus and $300 Premier Checking bonus.
$150 Easy Checking Bonus Requirements
Open an Easy Checking account with a minimum deposit of $100 of new money March 3, 2017.
Republic Bank & Trust Company recently launched an internet bank called MemoryBank. One thing unique about MemoryBank is that it currently offers a single product, a high-yield reward checking account that it calls the EarnMore Interest Checking Account. The EarnMore Account has two features that make it more appealing than the typical reward checking account. First, the maximum balance that qualifies for the top yield is $250k, which is much larger than the typical reward checking balance caps. Second, the required monthly requirements are easier than the...
Over the weekend, CIT Bank, N.A. (CIT Bank) raised the rates on several of its shorter term CDs.
While the CDs and Jumbo CD are fairly straightforward products, the RampUp™ Plus CD is a bit more detailed. The RampUp™ Plus CD allows for a one-time rate increase before maturity. For those who already have a RampUp™ Plus CD, being aware of when the APY increases is important. The decision of when to utilize the bump-up option can be tricky: if you wait for additional...
Availability: Market area includes Illinois, Minnesota, and Wisconsin.
Wisconsin-based Associated Bank, N.A. (Associated Bank) has had a series of $150 checking bonuses in the past that were sports team themed. The Brewers Checking bonus recently expired at the end of December, and while the Packers won’t be headed to Houston in February, the $150 Packers Checking bonus is still available through March 31, 2017.
The latest checking bonus is the seasonally appropriate Wild® Checking $150 bonus. You don’t have to be a hockey fan to apply for...
Availability: Residents of Nassau County and Suffolk County, New York; members of New York area Communications Workers of America Locals.
Earlier this month, Island Federal Credit Union (Island FCU) raised the rate on its 60-month Certificate (2.25% APY) and 84-month Certificate (2.50% APY). The minimum deposit for either Certificate is $1k, with no stated balance cap. Both Certificates are also available as “Youth Certificates” ($500 minimum deposit) for family members up to age 19.
Both Certificates are also available as IRAs (Traditional, Roth, CESA), earning the...
POSTED ON SUNDAY, JANUARY 22, 2017 BY SHERYL NANCE-NASH
This is the fourth in a series of articles that look at the evolution of deposit insurance in America. Last month looked at private deposit insurance, this article presents an overview of deposit insurance in America, with an emphasis on American Share Insurance (ASI).
American Share Insurance is in a class by itself. The company, which insures deposits for credit unions, has been in business more than 40 years. That alone makes them unique. While at one time they faced competition, they outlasted them all. They are the only...
UPDATE 1/21/2017: Extended through January 31, 2017.
The Santander Bank, N.A. (Santander Bank) "Simply Right Checking" $150 promotion been extended through December 31, 2016 January 31, 2017. Three different Santander Bank checking accounts (Simply Right Checking, Basic Checking, and Premier Plus Checking) are eligible to earn the $150 bonus.
Bonus Qualifying Requirements
Open a new eligible checking account by December 31, 2016 January 31, 2017.
If opening in-branch, use coupon when applying.
If opening online, the coupon is applied automatically.
Have direct deposits* totaling at least $500 with the first 90 days.
Availability: Market area includes 16 eastern Wisconsin counties (Lake Michigan shoreline) and McHenry County, Illinois.
Now through February 11, 2017, Wisconsin-based North Shore Bank, FSB's (North Shore Bank) will reward new customers with up to $200 when opening a new checking account (Better-Than-Free, Perks, or Platinum Checking).
$100 – open a new North Shore Bank checking account by February 11, 2017.
$100 – have least 10 debit card transactions OR set up Direct Deposit by March 31, 2017.
New “personal households” only.
May not have received a North Shore promotional reward in...
Availability: Market area is Massachusetts’ South Shore area.
Coastal Heritage Bank has just added two limited-time CD Specials (9-month and 12-month) that each earn 1.60% APY. The minimum opening deposit is $1k of new money, with a maximum balance cap of $500k per person.
There is a limit of one account per person, and a personal checking account (new or existing) is required to open either CD.
According to CSR, the Early Withdrawal Penalty is three months of interest for the 9-month CD Special, with the 12-month CD Special losing...
Availability: Nationwide, except for residents of Arizona, Florida, New York, New Jersey, or Ohio.
About a month ago, I wrote about My Banking Direct’s rate increase on its online Money Market Checking account that occurred just days before the Federal Reserve’s December rate hike. Yesterday, My Bank Direct became the second internet bank to increase the rate on a Money Market account post-Fed rate increase, with the Money Market Checking account now earning 1.15% APY on balances over $25k (10 bps increase). Balances between $5k-$25k earn 0.75% APY,...