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About Ken Tumin

Ken Tumin founded the Bank Deals Blog in 2005, which evolved into DepositAccounts. He has been frequently referenced by The New York Times, The Wall Street Journal, and other publications as a banking expert.

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The Big List of Credit Unions Anyone Can Join
POSTED ON THURSDAY, JULY 10, 2025 BY DEPOSITACCOUNTS

While some credit unions have strict requirements to join, usually based on where you live or work, others welcome a wider range of customers.

Below is our big list of credit unions anyone can join, along with a shorter list of some of our...


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Best Student Checking Accounts of 2025
POSTED ON WEDNESDAY, JULY 9, 2025 BY DEPOSITACCOUNTS
Written by Tara Mastroeni | Edited by Rebecca Stropoli | Published on 07/09/2025

Key takeaways

  • Student checking accounts often come with added perks, such as reduced fees, to make it easier for students to manage their money.
  • Some student...
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Best Online Banks of 2025
POSTED ON TUESDAY, JULY 1, 2025 BY DEPOSITACCOUNTS
Written by Theresa Stevens | Edited by Abigail Bassett | Published on 07/01/2025

An online bank may be right for you if you prefer to manage your finances remotely from your computer, smartphone or other digital device. Here are our picks for the...

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What Is Bank Fraud? How to Recognize It, Avoid It and Report It
POSTED ON FRIDAY, JUNE 27, 2025 BY DEPOSITACCOUNTS
What Is Bank Fraud? How to Recognize It, Avoid It and Report It
Written by Katie Ziraldo | Edited by Anna-Louise Jackson | Published on 06/27/2025

Financial fraud is on the rise. The Federal Trade Commission (FTC) recently reported that consumer losses increased by 25% in 2024 compared with the previous year.

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How to Open a Bank Account for a Minor
POSTED ON THURSDAY, JUNE 26, 2025 BY DEPOSITACCOUNTS
How to Open a Bank Account for a Minor
Written by Katie Ziraldo | Edited by Anna-Louise Jackson | Published on 06/26/2025

Bank accounts for minors can build financial literacy before kids are old enough to earn income. These accounts offer a safe and practical way for children to learn about...

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How to Balance a Checkbook
POSTED ON TUESDAY, JUNE 24, 2025 BY DEPOSITACCOUNTS
How to Balance a Checkbook
Written by Katie Ziraldo | Edited by Anna-Louise Jackson | Published on 06/24/2025

In a time when most of our money moves online, you might think that keeping a balanced checkbook is an old-fashioned concept. But knowing how to balance a checkbook is still...

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Retirement Savings: How Much Should I Save Each Month?
POSTED ON TUESDAY, JUNE 17, 2025 BY DEPOSITACCOUNTS
Retirement Savings: How Much Should I Save Each Month?
Written by Katie Ziraldo | Edited by Ali Cybulski | Published on 06/17/2025

Planning to retire can feel like a daunting task, especially if you’re unsure how much to save to maintain your lifestyle. However, building a nest egg for your golden...

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HRA vs. HSA: What’s the Difference?
POSTED ON FRIDAY, JUNE 13, 2025 BY DEPOSITACCOUNTS
HRA vs. HSA: What’s the Difference?
Written by Theresa Stevens | Edited by Sarah Fisher | Published on 06/13/2025

Health reimbursement arrangements (HRAs) and health savings accounts (HSAs) both provide tax advantages and can help you pay for certain medical expenses. They also differ in key ways to know if...

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What Is the Prime Rate Today?
POSTED ON WEDNESDAY, JUNE 11, 2025 BY DEPOSITACCOUNTS
Written by Theresa Stevens | Edited by Ali Cybulski | Published on 06/11/2025

The prime rate today is 7.50%. This is the interest rate that banks and other lenders offer to borrowers with the strongest credit histories, known as “prime borrowers.”

Understanding the prime interest...

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What Is Check Fraud? How to Avoid Getting Scammed
POSTED ON FRIDAY, JUNE 6, 2025 BY DEPOSITACCOUNTS
What Is Check Fraud? How to Avoid Getting Scammed
Written by Katie Ziraldo | Edited by Rebecca Stropoli | Published on 06/06/2025

While contactless payment methods are increasingly popular, paper checks still play a role in our financial ecosystem. According to the FBI, check fraud is on the rise, with suspicious activity reports...

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What to Know About Treasury Inflation-Protected Securities (TIPS)
POSTED ON FRIDAY, MAY 30, 2025 BY DEPOSITACCOUNTS
What to Know About Treasury Inflation-Protected Securities (TIPS)
Written by Theresa Stevens | Edited by Michael Kitchen | Published on 05/30/2025

Treasury inflation-protected securities (TIPS) are U.S. Treasury bonds that can help protect you from inflation by adjusting in value as prices change. This can support keeping the purchasing power of your...

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What Is Regulation D in Banking?
POSTED ON THURSDAY, MAY 29, 2025 BY DEPOSITACCOUNTS
What Is Regulation D in Banking?
Written by Theresa Stevens | Edited by Michael Kitchen | Published on 05/29/2025

Regulation D is a set of government rules for banks and credit unions. Regulation...

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