1st United Bank

Overview / Commentary
430 Northwest Fourth Street
Faribault, MN 55021

1st United Bank is headquartered in Faribault and is the 124th largest bank in the state of Minnesota. It is also the 3,504th largest bank in the nation. It was established in 1920 and as of December of 2018, it had grown to 30 employees at 2 locations. 1st United Bank has a B+ health rating.

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Health Grade Components

FDIC Certificate #31249
Year Established1920
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD9.83%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$142.4MM$149.2MM
LoansQ4 2018vs Q4 2017$70.6MM$71.7MM
DepositsQ4 2018vs Q4 2017$124.0MM$130.6MM
Equity CapitalQ4 2018vs Q4 2017$18.2MM$17.9MM
Loan Loss AllowanceQ4 2018vs Q4 2017$584.00K$345.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$504.00K$129.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1st United Bank Savings Account Rates

0.50%--IRA Savings
0.10%*$50k*-Community Savings
OTHER TIERS: 0.05% Up to $50k
0.10%*$5k*-Health Savings
OTHER TIERS: 0.05% Up to $5k
0.10%*$50k*-High Yield Business Savings
OTHER TIERS: 0.05% Up to $50k
0.05%$100-Statement Savings
0.05%$25-Youth Savings
0.05%$100-Regular Business Savings

1st United Bank Checking Account Rates

2.00%*$20k*$40kLoyalty Rewards
OTHER TIERS: 0.25% $40k+ | 1.75% Up to $10k | 1.85% $10k - $20k
0.10%*$25k*-Merit Club Checking
OTHER TIERS: 0.05% $1k - $25k
0.10%$5k-Choice Business Checking

1st United Bank Locations
1st United Bank430 4th St NWFaribault, MN 55021
495 North Street W Branch495 North Street WOwatonna, MN 55060

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