1St Valley Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.30%	Savings	Prime Savings 1.15% - CIT Bank Spring Savings
0.10%	1-year CD	12 Months Flex CD 1.50% - Ally Bank No Penalty 11-Month CD
0.41%	3-year CD	36 Months Flex CD 1.60% - Ally Bank High Yield 3 Year CD

View all 1St Valley Credit Union rates »

Overview / Commentary

www.1stvalleycu.com

909-889-0838

401 W 2nd St
San Bernardino, CA 92401

1St Valley Credit Union is headquartered in San Bernardino and is the 215^th largest credit union in the state of California. It is also the 2,579^th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 7 employees and 3,435 members at 1 location. 1St Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

If you reside, worship, or work in San Bernardino County, then you automatically qualify for membership eligibility. Also, if you work for, or are a member of one of their affiliated groups or organizations that they list you too qualify for membership status.
See current membership details

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Valley Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	68027
Year Chartered	1951
Employees	7
Primary Regulator

Profit Margin
Return on Assets - YTD	0.23%
Return on Equity - YTD	2.34%
Annual Interest Income	$254.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$40.2MM$38.7MM
Loans	Q1 2017vs Q1 2016	$18.9MM$18.8MM
Deposits	Q1 2017vs Q1 2016	$36.0MM$34.3MM
Equity Capital	Q1 2017vs Q1 2016	$3.9MM$4.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$81.00K$123.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$35.00K$17.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Valley Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	Youth Account
0.30%^*	$70k^*	-	Prime Savings
OTHER TIERS: 0.10% → $50 - $10k \| 0.20% → $10k - $70k
0.30%^*	$70k^*	-	Christmas Club
OTHER TIERS: 0.10% → $50 - $1k \| 0.20% → $1k - $70k

1St Valley Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$30k^*	-	Premium Checking
OTHER TIERS: 0.10% → $1,500 - $5k \| 0.20% → $5k - $30k
0.30%^*	$30k^*	-	Heritage Checking
OTHER TIERS: 0.10% → $1,500 - $5k \| 0.20% → $5k - $30k

1St Valley Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.12%	$2k	-	36 Montshs Small Saver
1.11%	$100k	-	36 Months Jumbo CD
1.06%	$10k	-	36 Months Share CD
0.81%	$2k	-	24 Months Small Saver
0.81%	$100k	-	24 Months Jumbo CD
0.76%	$10k	-	24 Months Share CD
0.75%	$100	$2,500	12 Month Youth CD “Flex-Builder”
0.55%	$100k	-	12 Months Jumbo CD
0.50%	$10k	-	12 Months Share CD
0.45%	$2k	-	12 Months Small Saver
0.45%	$100k	-	6 Months Jumbo CD
0.41%	$4k	$20k	36 Months Flex CD
0.40%	$10k	-	6 Months Share CD
0.25%	$2k	-	6 Months Small Saver
0.20%	$4k	$20k	24 Months Flex CD
0.10%	$4k	$20k	6 Months Flex CD
0.10%	$4k	$20k	12 Months Flex CD

1St Valley Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.11%	$2k	-	36 Months IRA
0.81%	$2k	-	24 Months IRA
0.76%	$50	-	18 Months Variable IRA
0.55%	$2k	-	12 Months IRA
0.45%	$2k	-	6 Months IRA

Locations

1St Valley Credit Union Locations
Branch Office	401 W 2nd St	San Bernardino, CA 92401-1525