Featured Savings Rates
Featured Accounts

1St Valley Credit Union

Popular Accounts at this Credit Union

0.30%SavingsPrime Savings
0.10%1-year CD12 Months Flex CD
0.41%3-year CD36 Months Flex CD

Overview / Commentary
401 W 2nd St
San Bernardino, CA 92401

1St Valley Credit Union is headquartered in San Bernardino and is the 215th largest credit union in the state of California. It is also the 2,579th largest credit union in the nation. It was established in 1951 and as of March of 2017, it had grown to 7 employees and 3,435 members at 1 location. 1St Valley Credit Union has a B+ health rating.

Field of Membership Restrictions

If you reside, worship, or work in San Bernardino County, then you automatically qualify for membership eligibility. Also, if you work for, or are a member of one of their affiliated groups or organizations that they list you too qualify for membership status.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Valley Credit Union has a low asset base.

Health Grade Components

NCUA #68027
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.34%
Annual Interest Income$254.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$40.2MM$38.7MM
LoansQ1 2017vs Q1 2016$18.9MM$18.8MM
DepositsQ1 2017vs Q1 2016$36.0MM$34.3MM
Equity CapitalQ1 2017vs Q1 2016$3.9MM$4.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$81.00K$123.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$35.00K$17.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1St Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Valley Credit Union Savings Account Rates

0.50%--Youth Account
0.30%*$70k*-Prime Savings
OTHER TIERS: 0.10% $50 - $10k | 0.20% $10k - $70k
0.30%*$70k*-Christmas Club
OTHER TIERS: 0.10% $50 - $1k | 0.20% $1k - $70k

1St Valley Credit Union Checking Account Rates

0.30%*$30k*-Premium Checking
OTHER TIERS: 0.10% $1,500 - $5k | 0.20% $5k - $30k
0.30%*$30k*-Heritage Checking
OTHER TIERS: 0.10% $1,500 - $5k | 0.20% $5k - $30k

1St Valley Credit Union CD Rates

1.12%$2k-36 Montshs Small Saver
1.11%$100k-36 Months Jumbo CD
1.06%$10k-36 Months Share CD
0.81%$2k-24 Months Small Saver
0.81%$100k-24 Months Jumbo CD
0.76%$10k-24 Months Share CD
0.75%$100$2,50012 Month Youth CD “Flex-Builder”
0.55%$100k-12 Months Jumbo CD
0.50%$10k-12 Months Share CD
0.45%$2k-12 Months Small Saver
0.45%$100k-6 Months Jumbo CD
0.41%$4k$20k36 Months Flex CD
0.40%$10k-6 Months Share CD
0.25%$2k-6 Months Small Saver
0.20%$4k$20k24 Months Flex CD
0.10%$4k$20k6 Months Flex CD
0.10%$4k$20k12 Months Flex CD

1St Valley Credit Union IRA Rates

1.11%$2k-36 Months IRA
0.81%$2k-24 Months IRA
0.76%$50-18 Months Variable IRA
0.55%$2k-12 Months IRA
0.45%$2k-6 Months IRA

1St Valley Credit Union Locations
Branch Office401 W 2nd StSan Bernardino, CA 92401-1525