Overview / Commentary
401 W 2nd St
San Bernardino, CA 92401

1St Valley Credit Union is headquartered in San Bernardino and is the 210th largest credit union in the state of California. It is also the 2,558th largest credit union in the nation. It was established in 1951 and as of September of 2018, it had grown to 8 employees and 3,354 members at 1 location. 1St Valley Credit Union has a B health rating.

Field of Membership Restrictions

If you reside, worship, or work in San Bernardino County, then you automatically qualify for membership eligibility. Also, if you work for, or are a member of one of their affiliated groups or organizations that they list you too qualify for membership status.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. 1St Valley Credit Union has a low asset base.

Health Grade Components

NCUA #68027
Year Chartered1951
Primary Regulator
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.7%
Annual Interest Income$818.00K
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$40.1MM$40.1MM
LoansQ3 2018vs Q3 2017$18.5MM$20.4MM
DepositsQ3 2018vs Q3 2017$36.2MM$35.8MM
Equity CapitalQ3 2018vs Q3 2017$3.8MM$4.0MM
Loan Loss AllowanceQ3 2018vs Q3 2017$86.00K$90.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$79.00K$67.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not 1St Valley Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

1St Valley Credit Union Savings Account Rates

0.25%*$70k*-Prime Savings
OTHER TIERS: 0.05% $50 - $1k | 0.10% $1k - $10k | 0.20% $10k - $70k
0.25%--Youth Account
0.25%*$70k*-Christmas Club
OTHER TIERS: 0.05% $50 - $1k | 0.10% $1k - $10k | 0.20% $10k - $70k
0.25%*$70k*-Heritage Savings
OTHER TIERS: 0.05% $50 - $1k | 0.10% $1k - $10k | 0.20% $10k - $70k

1St Valley Credit Union Checking Account Rates

0.25%*$30k*-Premium Checking
OTHER TIERS: 0.05% $1.5k - $5k | 0.10% $5k - $15k | 0.15% $15k - $30k
0.25%*$30k*-Heritage Checking
OTHER TIERS: 0.05% $1.5k - $5k | 0.10% $5k - $15k | 0.15% $15k - $30k

1St Valley Credit Union CD Rates

0.75%$100k-36 Months Jumbo CD
0.70%$10k-36 Months Share CD
0.65%$2k-36 Months Small Saver
0.65%$100k-24 Months Jumbo CD
0.60%$10k-24 Months Share CD
0.55%$2k-24 Months Small Saver
0.45%$100k-12 Months Jumbo CD
0.40%$10k-12 Months Share CD
0.35%$2k-12 Months Small Saver
0.35%$100k-6 Months Jumbo CD
0.30%$4k$20k36 Months Flex CD
0.30%$10k-6 Months Share CD
0.25%$2k-6 Months Small Saver
0.25%$100$2.5k12 Month Youth CD “Flex-Builder”
0.20%$4k$20k24 Months Flex CD
0.10%$4k$20k6 Months Flex CD
0.10%$4k$20k12 Months Flex CD

1St Valley Credit Union IRA Rates

0.76%$50-18 Months Variable IRA
0.70%$2k-36 Months IRA
0.60%$2k-24 Months IRA
0.40%$2k-12 Months IRA
0.30%$2k-6 Months IRA

1St Valley Credit Union Locations
Branch Office401 W 2nd StSan Bernardino, CA 92401-1525

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.