Access Credit Union


Overview / Commentary
708-343-0228
1807 W Cermak Rd
Broadview, IL 60155

Access Credit Union is headquartered in Broadview and is the 69th largest credit union in the state of Illinois. It is also the 2,311th largest credit union in the nation. It was established in 1939 and as of June of 2024, it had grown to 12 employees and 5,065 members at 1 location. Access Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Access Credit Union is open to anyone (1) who lives or works in the following communities in Illinois: Bellwood, Berkeley, Berwyn, Broadview, Brookfield, Cicero, Elmhurst, Forest Park, Hillside, Hinsdale, Lagrange, Lagrange Park, Maywood, Melrose Park, Northlake, North Riverside, Oak Brook, Oak Park, River Forest, Riverside, Stone Park, Westchester; (2) lives or works in the areas bordered by Lake Michigan on the East, California Avenue on the West, Garfield Avenue/55th St. on the South, or Harrison St. on the North; (3) is an employee of any one of the following Organizations or Partner Companies: American Supply Association, Capital Engineering, Chicago Lawyers' Committee, Combined Benefits Services, Ex-cell Kaiser, LLC, School Districts #87 - #97, #208, #209, #200, #106, #201, Nabisco-Kraft Foods - Chicago, IL, Nestle - Franklin Park, IL, Ticketmaster - Chicago, IL, YMCA - Oak Park, IL or any one of the more than 100 organizations (a complete list is posted on the credit union's website); (4) Immediate family and household members of current credit union members.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Access Credit Union has a relatively low asset base.

Health Grade Components

Overall
Year Established1939
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD1.61%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$58.1MM$60.4MM
LoansQ2 2024vs Q2 2023$31.5MM$32.4MM
DepositsQ2 2024vs Q2 2023$50.2MM$52.6MM
Equity CapitalQ2 2024vs Q2 2023$7.7MM$7.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$278K$331K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$170K$67K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Access Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Holiday Savings
0.05%$0-Regular Savings
0.05%$0-Secondary Savings
0.05%$100-IRA Savings

Access Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$50k*-Money Market Account
OTHER TIERS: 0.05% $2.5k - $20k | 0.75% $20k - $50k

Access Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$10k*-48 Month CD
OTHER TIERS: 1.65% $500 - $10k
1.75%*$10k*-60 Month CD
OTHER TIERS: 1.65% $500 - $10k
1.60%*$10k*-30 Month CD
OTHER TIERS: 1.50% $500 - $10k
1.60%*$10k*-36 Month CD
OTHER TIERS: 1.50% $500 - $10k
1.35%*$10k*-24 Month CD
OTHER TIERS: 1.25% $500 - $10k
1.10%*$10k*-12 Month CD
OTHER TIERS: 1.00% $500 - $10k
1.10%*$10k*-18 Month CD
OTHER TIERS: 1.00% $500 - $10k
0.75%*$10k*-6 Month CD
OTHER TIERS: 0.65% $500 - $10k

Access Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$10k*-48 Month IRA
OTHER TIERS: 1.65% $500 - $10k
1.75%*$10k*-60 Month IRA
OTHER TIERS: 1.65% $500 - $10k
1.60%*$10k*-30 Month IRA
OTHER TIERS: 1.50% $500 - $10k
1.60%*$10k*-36 Month IRA
OTHER TIERS: 1.50% $500 - $10k
1.35%*$10k*-24 Month IRA
OTHER TIERS: 1.25% $500 - $10k
1.10%*$10k*-12 Month IRA
OTHER TIERS: 1.00% $500 - $10k
1.10%*$10k*-18 Month IRA
OTHER TIERS: 1.00% $500 - $10k
0.75%*$10k*-6 Month IRA
OTHER TIERS: 0.65% $500 - $10k
Locations


Access Credit Union Locations
Branch Office1807 W Cermak RdBroadview, IL 60155

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