Overview / Commentary
ACU Credit Union is headquartered in Abilene and is the 377th largest credit union in the state of Texas. It is also the 4,453rd largest credit union in the nation. It was established in 1954 and as of September of 2019, it had grown to 1 employees and 925 members at 1 location. ACU Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership to ACU Credit Union is open to any employee at Abilene Christian University or their family members. You will be required to pay a $10. new account fee as well as deposit an initial $25. into a share account.
See current membership details
Health
C+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ACU Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67446 |
| Year Chartered | 1954 |
| Employees | 1 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.99% |
| Return on Equity - YTD | 4.63% |
| Annual Interest Income | $146.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $5.7MM$6.0MM |
| Loans | Q3 2019vs Q3 2018 | $3.7MM$3.9MM |
| Deposits | Q3 2019vs Q3 2018 | $4.4MM$4.8MM |
| Equity Capital | Q3 2019vs Q3 2018 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $23.00K$25.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $68.00K$87.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |