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Advantage Credit Union (IA)


Overview / Commentary
www.acuiowa.org
641-792-5660
121 W 3rd St N
Newton, IA 50208

Advantage Credit Union (IA) is headquartered in Newton and is the 25th largest credit union in the state of Iowa. It is also the 1,806th largest credit union in the nation. It was established in 1937 and as of September of 2022, it had grown to 17 employees and 6,556 members at 1 location. Advantage Credit Union (IA)'s CD rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Advantage Credit Union is available to individuals who live or work in the Central Iowa counties of Appanoose, Benton, Boone, Davis, Iowa, Jasper, Keokuk, Lucas, Mahska, Marion, Marshall, Monroe, Polk, Poweshiek, Story, Tama, Wapello, Warren, or Wayne.
See current membership details

Related Posts

Advantage Credit Union (IA) Offers 6% APY 12-Month CD Special - 1/3/2023

Advantage Credit Union (Iowa) has added a 12-month CD Special earning 6.00% APY as of 1/3/2023. Minimum $10k deposit. Must be opened in-branch.

6% 12-Month CD - Limited Time Deal - Min $10,000 - 1/1/2023

Very limited membership but probably the best CD you can get right now. More details at: https://www.acuiowa.org/savings-investing#TermShare6

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Health
A

Data as of Q3 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #64030
Year Chartered1937
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD3.36%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$102.8MM$96.8MM
LoansQ3 2022vs Q3 2021$61.7MM$47.6MM
DepositsQ3 2022vs Q3 2021$87.4MM$82.6MM
Equity CapitalQ3 2022vs Q3 2021$14.6MM$13.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$975.00K$646.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$856.00K$202.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Credit Union (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$15k*-Health Savings Account
OTHER TIERS: 1.41% → $100 - $5k | 1.46% → $5k - $15k
1.21%--IRA Savings
1.21%$100-Roth IRA Savings
1.21%$100-Coverdell ESA
0.85%$1-Golden Share Account
0.85%$1-Christmas Club Account
0.85%$1-Vacation Club Account
0.70%$25-Prime Share Account

Advantage Credit Union (IA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$100k*-Money Market Account
OTHER TIERS: 1.16% → $5k - $25k | 1.31% → $25k - $50k | 1.41% → $50k - $100k

Advantage Credit Union (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.75%*-$10kCha-Ching Rewards
OTHER TIERS: 0.10% → $10k+
1.16%*$50k*-Advantage Plus Checking
OTHER TIERS: 0.80% → $2k - $5k | 0.90% → $5k - $15k | 1.01% → $15k - $30k | 1.11% → $30k - $50k

Advantage Credit Union (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%$10k$250k12 Month Term Share Account Special - New Money
1.11%*$100k*-36 Month Term Share Account
OTHER TIERS: 1.01% → $1k - $50k | 1.06% → $50k - $100k
1.06%*$100k*-24 Month Term Share Account
OTHER TIERS: 0.95% → $1k - $50k | 1.00% → $50k - $100k
1.01%*$100k*-12 Month Term Share Account
OTHER TIERS: 0.90% → $1k - $50k | 0.95% → $50k - $100k
0.96%*$100k*-6 Month Term Share Account
OTHER TIERS: 0.85% → $1k - $50k | 0.91% → $50k - $100k
Locations


Advantage Credit Union (IA) Locations
Branch Office121 W 3rd St NNewton, IA 50208-3040

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