Aloha Pacific Federal Credit Union

Overview / Commentary
3625 Harding Avenue
Honolulu, HI 96816

Aloha Pacific Federal Credit Union is headquartered in Honolulu and is the 3rd largest credit union in the state of Hawaii. It is also the 360th largest credit union in the nation. It was established in 1936 and as of June of 2023, it had grown to 168 employees and 66,380 members at 12 locations. Aloha Pacific Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Aloha Pacific Federal Credit Union to those who live, work, worship, or attend school in Kauai County, Hawaii. Employees/retirees of the City and County of Honolulu, Hawaii also qualify for membership, as do employees, retirees, and students of Farrington High School. Members of the Farrington Alumni and Community Foundation are also eligible to join. Employees or members of more than 1700 Select Employer Groups qualify for membership.
See current membership details

Reviews (1)

My review of APFCU

Posted by: |

I have used Aloha Pacific Credit Union back then. I never had any problems with any other credit unions in the past except for this one. I honestly did not like the service and was consistently called for have the wrong phone number on file when it was the correct number. How else would I be able to answer my phone as the right person! Just silly. They also would send out my bill statements very late, once even two days before a bill was due. Very happy I am no longer with their service.


Health Grade Components

NCUA #1845
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD6.18%
Annual Interest Income$20.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.27B$1.26B
LoansQ2 2023vs Q2 2022$771.3MM$686.3MM
DepositsQ2 2023vs Q2 2022$1.14B$1.14B
Equity CapitalQ2 2023vs Q2 2022$75.2MM$81.1MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$5.3MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.4MM$875.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Aloha Pacific Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Aloha Pacific Federal Credit Union Savings Account Rates

0.50%$10-Holiday Savings
0.35%--IRA Savings
0.35%--Coverdell Educational Savings
0.05%$5-Regular Savings
0.05%$5-Business Savings
0.05%--Second Savings
0.05%--Business Second Savings

Aloha Pacific Federal Credit Union Money Market Rates

3.80%*$250k*-Aloha Rewards Money Market Savings
OTHER TIERS: 0.05% Up to $10k | 0.50% $10k - $20k | 2.00% $20k - $50k | 2.50% $50k - $100k | 3.00% $100k - $250k
3.50%$2.5k-Business Money Market Savings
0.50%*$100k*-Money Market Savings
OTHER TIERS: 0.25% $50k - $100k

Aloha Pacific Federal Credit Union Checking Account Rates

5.00%*-$10kAloha Advantage Checking
OTHER TIERS: 0.05% $10k - $25k | 0.10% $25k - $50k | 0.15% $50k+
0.05%$10k-Business KalaRewards Checking - Qualifying
0.03%$300-Regular Checking

Aloha Pacific Federal Credit Union CD Rates

4.00%$1k-Business 12 Month CD
4.00%$1k-6 Month CD w/ Aloha Rewards Checking Special
3.75%$1k-6 Month CD
3.50%$1k-12 Month CD w/ Aloha Rewards Checking Special
3.25%$1k-12 Month CD
3.00%$1k-Business 6 Month CD
1.00%$1k-60 Month CD
1.00%$1k-Business 60 Month CD
0.35%$1k-48 Month CD
0.35%$1k-Business 48 Month CD
0.30%$1k-36 Month CD
0.30%$1k-Business 36 Month CD
0.25%$1k-18 Month CD
0.25%$1k-24 Month CD
0.25%$1k-Business 18 Month CD
0.25%$1k-Business 24 Month CD

Aloha Pacific Federal Credit Union IRA Rates

4.00%$1k-6 Month IRA w/ Aloha Rewards Checking Special
3.75%$1k-6 Month IRA
3.50%$1k-12 Month IRA w/ Aloha Rewards Checking Special
3.25%$1k-12 Month IRA
1.00%$1k-60 Month IRA
0.35%$1k-48 Month IRA
0.30%$1k-36 Month IRA
0.25%$1k-18 Month IRA
0.25%$1k-24 Month IRA


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