American Airlines Credit Union


Overview / Commentary
800-533-0035
14050 Faa Blvd
Fort Worth, TX 76155

American Airlines Credit Union is a Texas-based credit union originally established to serve the needs of American Airlines employees and has since opened up its membership to any employee in the air transportation industry and their families. The credit union offers personal and small business banking solutions, as well as advice and planning services to help members navigate the financial planning waters.

As far as personal banking goes, AA Credit Union offers deposit and loan products designed to cover the spectrum of savings and spending goals. The credit union features several checking accounts designed for specific groups of people, including a student checking account and an account for consumers with negative account history. The credit union also provides a checklist for consumers looking to transition into an AACU checking account from another institution. A basic savings account and several savings accounts designed for youth are available, including an account designed as an alternative to a child’s trust fund. Share certificates (CDs) are available in term lengths ranging from 12 to 60 months. AA Credit Union also offers prepaid travel cards for convenient access to funds while abroad. Credit cards and various types of loans are also available on the personal banking side. On the business banking side, AA Credit Union offers similar deposit accounts as well as value added services like wire transfers and ACH transfers. DepositAccounts.com has recognized the credit union several times in the past for its personal CD offerings.

American Airlines Credit Union online banking provides highly secure access to members seeking to perform account activities over the Internet. Features of the system include online bill pay, check deposit via scanner, financial management software integration, and funds transfer. Mobile banking apps allow for mobile check deposit via iPhone or Android.

American Airlines CU was chartered and insured by the NCUA in 1982 and is headquartered in Forth Worth, Texas. It serves its members in the airline industry at branches located throughout the country.

Field of Membership Restrictions

Membership in American Airlines Credit Union is open to employees and retirees of American Airlines, Inc., American Eagle Airlines or anyone working in the Air Transportation Industry in the United States.
See current membership details

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Health

Health Grade Components

Overall
NCUA #23957
Year Chartered1982
Employees736
Primary Regulator
Profit Margin
Return on Assets - YTD0.3%
Return on Equity - YTD2.88%
Annual Interest Income$230.7MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$8.91B$8.6B
LoansQ2 2024vs Q2 2023$5.39B$5.25B
DepositsQ2 2024vs Q2 2023$7.89B$7.68B
Equity CapitalQ2 2024vs Q2 2023$922MM$832.6MM
Loan Loss AllowanceQ2 2024vs Q2 2023$44MM$36.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$31.7MM$20.4MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Airlines Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.38%$0-Primary Savings
2.38%$0-Secondary Savings
2.38%$0-IRA Savings
2.38%$0-Emergency Fund Savings
0.40%*$25k*-Business Savings(Share)
OTHER TIERS: 0.05% $25 - $10k | 0.15% $10k - $25k

American Airlines Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$0$5kPriority Checking
0.25%$750-Flagship Checking
0.15%*$3k*-Business Checking
OTHER TIERS: 0.05% $25 - $1k | 0.10% $1k - $3k

American Airlines Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.80%$1k-6 Month Regular Share Certificate
4.60%$1k-12 Month Regular Share Certificate
4.07%$1k-Share Certificate Ladder: Option 1 (60 Month)
4.07%$1k-Share Certificate Ladder: Option 3 (60 Month)
4.02%$1k-Share Certificate Ladder: Option 3 (48 Month)
3.97%$1k-Share Certificate Ladder: Option 2 (36 Month)
3.97%$1k-Share Certificate Ladder: Option 3 (36 Month)
3.92%$1k-Share Certificate Ladder: Option 1 (30 Month)
3.92%$1k-Share Certificate Ladder: Option 2 (12 Month)
3.92%$1k-Share Certificate Ladder: Option 2 (24 Month)
3.92%$1k-Share Certificate Ladder: Option 3 (12 Month)
3.92%$1k-Share Certificate Ladder: Option 3 (24 Month)
3.14%$25$50k60 Month Dream Plan Share Certificate
3.04%$1k-60 Month Regular Share Certificate
2.99%$1k-48 Month Regular Share Certificate
2.94%$1k-36 Month Regular Share Certificate
2.89%$1k-24 Month Regular Share Certificate
2.89%$1k-30 Month Regular Share Certificate

American Airlines Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.60%$1k-12 Month IRA Share Certficate
4.07%$1k-IRA Share Certificate Ladder: Option 1 (60 Month)
4.07%$1k-IRA Share Certificate Ladder: Option 3 (60 Month)
4.02%$1k-IRA Share Certificate Ladder: Option 3 (48 Month)
3.97%$1k-IRA Share Certificate Ladder: Option 2 (36 Month)
3.97%$1k-IRA Share Certificate Ladder: Option 3 (36 Month)
3.92%$1k-IRA Share Certificate Ladder: Option 2 (12 Month)
3.92%$1k-IRA Share Certificate Ladder: Option 3 (12 Month)
3.92%$1k-IRA Share Certificate Ladder: Option 2 (24 Month)
3.92%$1k-IRA Share Certificate Ladder: Option 3 (24 Month)
3.92%$1k-IRA Share Certificate Ladder: Option 1 (30 Month)
3.04%$1k-60 Month IRA Share Certficate
2.99%$1k-48 Month IRA Share Certficate
2.94%$1k-36 Month IRA Share Certficate
2.89%$1k-24 Month IRA Share Certficate
2.89%$1k-30 Month IRA Share Certficate
Locations

Availability



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