American Commerce Bank, N.A.

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.americancommercebank.com

770-537-2265

400 U.S. Highway 27 Bypass
Bremen, GA 30110

American Commerce Bank, N.A. is headquartered in BREMEN and is the 38^th largest bank in the state of Georgia. It is also the 1,770^th largest bank in the nation. It was established in 2004 and as of March of 2025, it had grown to 50 employees at 4 locations. American Commerce Bank, N.A.'s money market rates are 5X the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	57686
Year Established	2004
Employees	50
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	9.72%
Annual Interest Income	$8.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$511.5MM$493.8MM
Loans	Q1 2025vs Q1 2024	$432.2MM$414.6MM
Deposits	Q1 2025vs Q1 2024	$416.7MM$410.8MM
Equity Capital	Q1 2025vs Q1 2024	$73.6MM$67.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$9.1MM$8.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$16.5MM$10.6MM
Real Estate Owned	Q1 2025vs Q1 2024	$561K$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

American Commerce Bank, N.A. Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$100	-	Personal Savings

American Commerce Bank, N.A. Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.12%	$1k	-	Personal Promotional Money Market
0.25%	$1k	-	Personal Money Market

American Commerce Bank, N.A. Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$750	-	Interest Checking
0.10%	$500	-	Secure 50 Checking
0.10%	$0	-	Hero Checking

American Commerce Bank, N.A. CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.29%	$1k	-	7 Month CD Special
4.01%	$1k	-	11 Month CD Special
3.85%	$1k	-	25 Month CD Special
1.75%	$500	-	12 Month CD
1.75%	$500	-	18 Month CD
1.75%	$500	-	24 Month CD
1.75%	$500	-	36 Month CD
1.75%	$500	-	48 Month CD
1.75%	$500	-	60 Month CD

Locations

American Commerce Bank, N.A. Locations
Peoples Community National Bank	400 Us Highway 27 Byp	Bremen, GA 30110
Probank Branch	536 North Monroe Street	Tallahassee, FL 32301
Johns Creek Branch	10690 Medlock Bridge Rd.	Johns Creek, GA 30097
Carrollton Branch	314 Newman Street	Carrollton, GA 30117

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