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Overview / Commentary
410-547-7681
1600 Wicomico St
Baltimore, MD 21230

American Hammered Federal Credit Union is headquartered in Baltimore and is the 75th largest credit union in the state of Maryland. It is also the 4,903rd largest credit union in the nation. It was established in 1948 and as of September of 2016, it had grown to 2 employees and 798 members at 1 location. American Hammered Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in American Hammered Federal Credit Union is open to employees of Crawford, Selvin & Hicks, Inc., Dovco Fabricators, Inc., Depsco Services, Inc., Environmental Elements Corp., Lurgi-Lentjes North America. Inc., Kaydon Ring & Seal, Inc., Kop-Flex, Inc., Napoli Cover, Inc., Valspar Paint, Inc., Southern Galvanizing, Teco Industries, Harley Davidson of MD and Alternative Care Nursing.
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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. American Hammered Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #5661
Year Chartered1948
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD-0.63%
Return on Equity - YTD-4.6%
Annual Interest Income$90.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$4.9MM$5.1MM
LoansQ3 2016vs Q3 2015$1.2MM$1.2MM
DepositsQ3 2016vs Q3 2015$4.2MM$4.4MM
Equity CapitalQ3 2016vs Q3 2015$666.00K$712.00K
Loan Loss AllowanceQ3 2016vs Q3 2015$21.00K$19.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1,000$23.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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American Hammered Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.32%--IRA Savings Account
0.03%--Regular Share Savings Account
0.03%--Sub. Share Account
0.03%--Christmas Club
0.03%--Vacation Club
Locations


American Hammered Federal Credit Union Locations
Branch Office1600 Wicomico StBaltimore, MD 21230