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Overview / Commentary
1600 Wicomico St
Baltimore, MD 21230

American Hammered Federal Credit Union is headquartered in Baltimore and is the 75th largest credit union in the state of Maryland. It is also the 4,946th largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 2 employees and 804 members at 1 location. American Hammered Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in American Hammered Federal Credit Union is open to employees of Crawford, Selvin & Hicks, Inc., Dovco Fabricators, Inc., Depsco Services, Inc., Environmental Elements Corp., Lurgi-Lentjes North America. Inc., Kaydon Ring & Seal, Inc., Kop-Flex, Inc., Napoli Cover, Inc., Valspar Paint, Inc., Southern Galvanizing, Teco Industries, Harley Davidson of MD and Alternative Care Nursing.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. American Hammered Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #5661
Year Chartered1948
Primary Regulator
Profit Margin
Return on Assets - YTD-0.7%
Return on Equity - YTD-5.05%
Annual Interest Income$59.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$4.8MM$5.1MM
LoansQ2 2016vs Q2 2015$1.2MM$1.2MM
DepositsQ2 2016vs Q2 2015$4.1MM$4.4MM
Equity CapitalQ2 2016vs Q2 2015$673.00K$722.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$20.00K$30.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$0$36.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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American Hammered Federal Credit Union Savings Account Rates

0.32%--IRA Savings Account
0.03%--Regular Share Savings Account
0.03%--Sub. Share Account
0.03%--Christmas Club
0.03%--Vacation Club

American Hammered Federal Credit Union Locations
Branch Office1600 Wicomico StBaltimore, MD 21230