2. American Hammered Federal Credit Union

American Hammered Federal Credit Union


Overview / Commentary
www.americanhammeredfcu.com
410-547-7681
1600 Wicomico St
Baltimore, MD 21230

American Hammered Federal Credit Union is headquartered in Baltimore and is the 70th largest credit union in the state of Maryland. It is also the 4,612th largest credit union in the nation. It was established in 1948 and as of December of 2018, it had grown to 2 employees and 721 members at 1 location. American Hammered Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in American Hammered Federal Credit Union is open to employees of Crawford, Selvin & Hicks, Inc., Dovco Fabricators, Inc., Depsco Services, Inc., Environmental Elements Corp., Lurgi-Lentjes North America. Inc., Kaydon Ring & Seal, Inc., Kop-Flex, Inc., Napoli Cover, Inc., Valspar Paint, Inc., Southern Galvanizing, Teco Industries, Harley Davidson of MD and Alternative Care Nursing.
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Health
C+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. American Hammered Federal Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #5661
Year Chartered1948
Employees2
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD1.23%
Annual Interest Income$149.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$4.9MM$4.5MM
LoansQ4 2018vs Q4 2017$1.6MM$1.4MM
DepositsQ4 2018vs Q4 2017$4.3MM$3.9MM
Equity CapitalQ4 2018vs Q4 2017$648.00K$638.00K
Loan Loss AllowanceQ4 2018vs Q4 2017$20.00K$19.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$36.00K$1,000
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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American Hammered Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.32%--IRA Savings
0.03%--Regular Shares
0.03%--Sub. Accounts
0.03%--Christmas & Vacation Club
Locations


American Hammered Federal Credit Union Locations
Branch Office1600 Wicomico StBaltimore, MD 21230

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