Associated Credit Union Of Texas


Overview / Commentary
281-479-3441
1095 W League City Parkway
League City, TX 77573

Associated Credit Union Of Texas is headquartered in League City and is the 60th largest credit union in the state of Texas. It is also the 698th largest credit union in the nation. It was established in 1968 and as of December of 2023, it had grown to 165 employees and 44,479 members at 11 locations. Associated Credit Union Of Texas' CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Associated Credit Union of Texas is open to those who live, work. or worship in the Texas counties of Austin, Brazoria, Brazos, Burleson, Chambers, Fayette, Fort Bend, Galveston, Grimes, Harris, Lee, Liberty, Matagorda, Montgomery, Waller, Washington, or Wharton, or within a 10 mile radius of any of the credit union's locations.
See current membership details

Reviews (3)

Very Happy

Posted by: |

Been a member for 20 years, always tremendous service and they just upgraded their mobile banking platform and it is awesome.

Have paid off many loans with them and they always provide quick service and reasonable rates.

Bait And Switch Bad Customer Service

Posted by: |

I signed up to become a member to get the 27 month CD and as soon as my account was set up and linked externally to transfer funds, they removed the 27 month CD and refused to honor it. They told me I could get the 17 month instead.

Bad customer service unprofessional they ask for the routing and account number of my external account over the phone.

ACU Of TX "INACTIVE FEE"

Posted by: |

Associated Credit Union of Texas has begun taking money out of my checking account as an "INACTIVE FEE". I was never notified of this policy. Customer Service has told me that I MIGHT be able to get my $30.00 back if I used my account! Customer Service stated that it was published on their website; excuse me but I didn't read their website. This is just another way to make some easy money! ACU should have done the proper thing and notified me personally by email or telephone before taking my money out of my account! Customer loyalty works both ways.



Health

Health Grade Components

Overall
NCUA #60608
Year Chartered1968
Employees165
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.81%
Annual Interest Income$29.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$534.8MM$514.2MM
LoansQ4 2023vs Q4 2022$429.9MM$402.8MM
DepositsQ4 2023vs Q4 2022$477.4MM$460.7MM
Equity CapitalQ4 2023vs Q4 2022$47.9MM$44.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$9.8MM$5.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$4.7MM$3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Associated Credit Union Of Texas; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Associated Credit Union Of Texas Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$100-IRA Savings Account
0.10%$1k-Savings Account

Associated Credit Union Of Texas Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$350k*-Money Market
OTHER TIERS: 0.20% $2.5k - $10k | 0.50% $10k - $25k | 0.60% $25k - $100k | 0.70% $100k - $350k
0.52%*$350k*-Money Market Index
OTHER TIERS: 0.22% $25k - $100k | 0.42% $100k - $350k

Associated Credit Union Of Texas Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$20kPremier Checking
OTHER TIERS: 0.01% $20k+
0.01%$2.5k-Silver Star Checking
0.01%$2.5k-ACU Checking

Associated Credit Union Of Texas CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$50k-12 Month Jumbo Share Certificate
3.85%$50k-18 Month Jumbo Share Certificate
3.75%$1k-12 Month Share Certificate
3.75%$1k-18 Month Share Certificate
3.60%$50k-6 Month Jumbo Share Certificate
3.50%$1k-6 Month Share Certificate
3.45%$50k-60 Month Jumbo Share Certificate
3.35%$1k-60 Month Share Certificate
3.35%$50k-48 Month Jumbo Share Certificate
3.25%$1k-48 Month Share Certificate
3.25%$50k-36 Month Jumbo Share Certificate
3.20%$50k-30 Month Jumbo Share Certificate
3.15%$1k-36 Month Share Certificate
3.10%$1k-30 Month Share Certificate
3.10%$50k-24 Month Jumbo Share Certificate
3.00%$1k-24 Month Share Certificate
1.35%$50k-3 Month Jumbo Share Certificate
1.25%$1k-3 Month Share Certificate
Locations

Availability



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