Associated Credit Union Of Texas is headquartered in League City and is the 59th largest credit union in the state of Texas. It is also the 709th largest credit union in the nation. It was established in 1968 and as of December of 2022, it had grown to 151 employees and 42,750 members at 13 locations. Associated Credit Union Of Texas' CD rates are 4X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Associated Credit Union of Texas is open to those who live, work. or worship in the Texas counties of Austin, Brazoria, Brazos, Burleson, Chambers, Fayette, Fort Bend, Galveston, Grimes, Harris, Lee, Liberty, Matagorda, Montgomery, Waller, Washington, or Wharton, or within a 10 mile radius of any of the credit union's locations.
See current membership details
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Very Happy
Been a member for 20 years, always tremendous service and they just upgraded their mobile banking platform and it is awesome.
Have paid off many loans with them and they always provide quick service and reasonable rates.
Bait And Switch Bad Customer Service
I signed up to become a member to get the 27 month CD and as soon as my account was set up and linked externally to transfer funds, they removed the 27 month CD and refused to honor it. They told me I could get the 17 month instead.
Bad customer service unprofessional they ask for the routing and account number of my external account over the phone.
ACU Of TX "INACTIVE FEE"
Associated Credit Union of Texas has begun taking money out of my checking account as an "INACTIVE FEE". I was never notified of this policy. Customer Service has told me that I MIGHT be able to get my $30.00 back if I used my account! Customer Service stated that it was published on their website; excuse me but I didn't read their website. This is just another way to make some easy money! ACU should have done the proper thing and notified me personally by email or telephone before taking my money out of my account! Customer loyalty works both ways.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60608 |
| Year Chartered | 1968 |
| Employees | 151 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.67% |
| Annual Interest Income | $22.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $514.2MM$520.6MM |
| Loans | Q4 2022vs Q4 2021 | $402.8MM$328.4MM |
| Deposits | Q4 2022vs Q4 2021 | $460.7MM$469.9MM |
| Equity Capital | Q4 2022vs Q4 2021 | $44.8MM$44.2MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $5.8MM$4.7MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $3.0MM$1.2MM |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
