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ATL Federal Credit Union


Overview / Commentary
www.atlcu.com
616-257-4285
841 36th St SW
Wyoming, MI 49509-3543

ATL Federal Credit Union is headquartered in Wyoming and is the 196th largest credit union in the state of Michigan. It is also the 3,763rd largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 5 employees and 1,696 members at 1 location. ATL Federal Credit Union's CD rates are 57% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Kent or Ottawa Counties in Michigan.
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Health
B

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ATL Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #24827
Year Chartered1956
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-1.77%
Return on Equity - YTD-18.67%
Annual Interest Income$660.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$12.8MM$13.1MM
LoansQ4 2019vs Q4 2018$7.7MM$8.5MM
DepositsQ4 2019vs Q4 2018$11.4MM$11.7MM
Equity CapitalQ4 2019vs Q4 2018$1.2MM$1.3MM
Loan Loss AllowanceQ4 2019vs Q4 2018$151.00K$143.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$121.00K$147.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not ATL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ATL Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$5-Premier Christmas Club
5.00%$5-Premier Vacation Club
0.75%$5-Traditional IRA
0.50%$5-Christmas Club
0.50%$5-Vacation Club
0.10%$100-Primary Share

ATL Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$100k*-Money Market
OTHER TIERS: 0.15% → $1k - $5k | 0.20% → $5k - $25k | 0.25% → $25k - $100k

ATL Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.12%*$1.5k*-High Voltage Checking
OTHER TIERS: 0.50% → Up to $1.5k

ATL Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-60 Month Share Certificate
2.12%$500-48 Month Share Certificate
2.02%$500-36 Month Share Certificate
1.76%$500-24 Month Share Certificate
1.51%$500-18 Month Share Certificate
1.41%$500-12 Month Share Certificate
1.26%$500-6 Month Share Certificate
0.50%$500-3 Month Share Certificate

ATL Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.53%$500-60 Month IRA
2.12%$500-48 Month IRA
2.02%$500-36 Month IRA
1.76%$500-24 Month IRA
1.51%$500-18 Month IRA
1.41%$500-12 Month IRA
1.26%$500-6 Month IRA
0.50%$500-3 Month IRA
Locations


ATL Federal Credit Union Locations
Corporate Office841 36th St SWWyoming, MI 49509-3543

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