ATL Federal Credit Union

Overview / Commentary

www.atlfcu.net

616-257-4285

841 36th St SW
Wyoming, MI 49509-3543

ATL Federal Credit Union is headquartered in Wyoming and is the 198^th largest credit union in the state of Michigan. It is also the 3,719^th largest credit union in the nation. It was established in 1956 and as of March of 2019, it had grown to 5 employees and 1,807 members at 1 location. ATL Federal Credit Union's CD rates are 57% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Kent or Ottawa Counties in Michigan.
See current membership details

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Health

Data as of Q1 2019

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ATL Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24827
Year Chartered	1956
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.33%
Return on Equity - YTD	-13.56%
Annual Interest Income	$158.00K

Assets and Liabilities
Assets	Q1 2019vs Q1 2018	$13.9MM$13.3MM
Loans	Q1 2019vs Q1 2018	$8.0MM$8.7MM
Deposits	Q1 2019vs Q1 2018	$12.5MM$11.8MM
Equity Capital	Q1 2019vs Q1 2018	$1.3MM$1.4MM
Loan Loss Allowance	Q1 2019vs Q1 2018	$141.00K$135.00K
Unbacked Noncurrent Loans	Q1 2019vs Q1 2018	$99.00K$173.00K
Real Estate Owned	Q1 2019vs Q1 2018	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not ATL Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ATL Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$5	-	Premier Christmas Club
5.00%	$5	-	Premier Vacation Club
0.75%	$5	-	Traditional IRA
0.50%	$5	-	Christmas Club
0.50%	$5	-	Vacation Club
0.15%	$100	-	Primary Share

ATL Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$100k^*	-	Money Market
OTHER TIERS: 0.25% → $1k - $5k \| 0.30% → $5k - $25k \| 0.35% → $25k - $100k

ATL Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.12%^*	$1.5k^*	-	High Voltage Checking
OTHER TIERS: 0.50% → Up to $1.5k

ATL Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.79%	$500	-	60 Month Share Certificate
2.27%	$500	-	48 Month Share Certificate
2.02%	$500	-	36 Month Share Certificate
1.76%	$500	-	24 Month Share Certificate
1.51%	$500	-	18 Month Share Certificate
1.41%	$500	-	12 Month Share Certificate
1.26%	$500	-	6 Month Share Certificate
0.50%	$500	-	3 Month Share Certificate

ATL Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.79%	$500	-	60 Month IRA
2.27%	$500	-	48 Month IRA
2.02%	$500	-	36 Month IRA
1.76%	$500	-	24 Month IRA
1.51%	$500	-	18 Month IRA
1.41%	$500	-	12 Month IRA
1.26%	$500	-	6 Month IRA
0.50%	$500	-	3 Month IRA

Locations

ATL Federal Credit Union Locations
Corporate Office	841 36th St SW	Wyoming, MI 49509-3543

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