ATL Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
5.12%	Reward Checking	High Voltage Checking 1.75% - National Average
1.92%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
0.54%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD

View all ATL Federal Credit Union rates »

Overview / Commentary

www.atlfcu.net

616-257-4285

841 36th St SW
Wyoming, MI 49509-3543

ATL Federal Credit Union is headquartered in Wyoming and is the 215^th largest credit union in the state of Michigan. It is also the 3,997^th largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 6 employees and 1,874 members at 1 location. ATL Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Kent or Ottawa Counties in Michigan.
See current membership details

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Health

B

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. ATL Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	24827
Year Chartered	1956
Employees	6
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.68%
Return on Equity - YTD	-6.08%
Annual Interest Income	$301.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$12.6MM$13.0MM
Loans	Q2 2016vs Q2 2015	$7.4MM$6.7MM
Deposits	Q2 2016vs Q2 2015	$11.0MM$11.3MM
Equity Capital	Q2 2016vs Q2 2015	$1.4MM$1.4MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$136.00K$148.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$52.00K$92.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ATL Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	-	-	Christmas Club (Premier Clubs)
5.00%	-	-	Vacation Club (Premier Clubs)
0.75%	-	-	IRA Account
0.75%	-	-	Roth IRA Account
0.50%	-	-	Christmas Club
0.50%	-	-	Vacation Club
0.10%	$50	-	Savings Accounts

ATL Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$100k^*	-	Money Market Accounts
OTHER TIERS: 0.15% → $1k - $5k \| 0.20% → $5k - $25k \| 0.25% → $25k - $100k

ATL Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.12%	-	$1,500	High Voltage Checking

ATL Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.92%	$500	-	60 Month Share Certificate
1.48%	$500	-	48 Month Share Certificate
1.14%	$500	-	36 Month Share Certificate
0.54%	$500	-	12 Month Share Certificate
0.40%	$500	-	6 Month Share Certificate
0.40%	$500	-	18 Month Share Certificate
0.25%	$500	-	3 Month Share Certificate

ATL Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.92%	$500	-	60 Month IRA Share Certificate
1.48%	$500	-	48 Month IRA Share Certificate
1.14%	$500	-	36 Month IRA Share Certificate
0.54%	$500	-	12 Month IRA Share Certificate
0.40%	$500	-	6 Month IRA Share Certificate
0.40%	$500	-	18 Month IRA Share Certificate
0.25%	$500	-	3 Month IRA Share Certificate

Locations

ATL Federal Credit Union Locations
Corporate Office	841 36th St SW	Wyoming, MI 49509-3543