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Atomic Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.atomiccu.com
740-289-5060
711 Beaver Creek Rd
Piketon, OH 45661

Atomic Credit Union is headquartered in Piketon and is the 11th largest credit union in the state of Ohio. It is also the 575th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 238 employees and 81,614 members at 18 locations. Atomic Credit Union's money market rates are 7X the national average, and it has an A health rating.

Field of Membership Restrictions

Atomic Credit Union is open to anyone who lives, works, worships or goes to school in the Ohio counties of Adams, Athens, Brown, Fairfield, Fayette, Franklin, Gallia, Highland, Hocking, Jackson, Lawrence, Licking, Meigs, Perry, Pickaway, Pike, Ross, Scioto or Vinton.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #63532
Year Chartered1955
Employees238
Primary Regulator
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD9.27%
Annual Interest Income$11MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$749.5MM$659.7MM
LoansQ1 2025vs Q1 2024$613.9MM$549.5MM
DepositsQ1 2025vs Q1 2024$682.7MM$598.8MM
Equity CapitalQ1 2025vs Q1 2024$60.6MM$54.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.1MM$3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.6MM$1.2MM
Real Estate OwnedQ1 2025vs Q1 2024$256K$84K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Atomic Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
7.18%$100-Ohio HomeBuyers Plus 1
5.40%$20k-Ohio HomeBuyers Plus 2
0.30%$5-Youth Accounts (Ages 0-19)
0.10%$0-Health Savings Account (HSA)
0.05%$0-Club Account
0.01%$5-Regular Savings

Atomic Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$250k*-Money Management Account
OTHER TIERS: 0.75% → $2.5k - $10k | 1.01% → $10k - $50k | 1.51% → $50k - $100k | 2.53% → $100k - $250k

Atomic Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$1k-4 Month Share Certificate
4.00%$1k-10 Month Share Certificate Special
3.75%$1k-3 Month Share Certificate
3.75%$1k-18 Month Share Certificate
3.70%$1k-6 Month Share Certificate
3.60%$1k-12 Month Share Certificate
3.60%$1k-24 Month Share Certificate
3.50%$1k-36 Month Share Certificate
3.50%$1k-48 Month Share Certificate
3.50%$1k-60 Month Share Certificate

Atomic Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$1k-4 Month IRA Certificate
4.00%$1k-10 Month IRA Certificate Special
3.75%$1k-3 Month IRA Certificate
3.75%$1k-18 Month IRA Certificate
3.70%$1k-6 Month IRA Certificate
3.60%$1k-12 Month IRA Certificate
3.60%$1k-24 Month IRA Certificate
3.50%$1k-36 Month IRA Certificate
3.50%$1k-48 Month IRA Certificate
3.50%$1k-60 Month IRA Certificate
0.10%$0-IRA Savings
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