Overview / Commentary
Baker's Federal Credit Union is headquartered in Omaha and is the 46th largest credit union in the state of Nebraska. It is also the 4,255th largest credit union in the nation. It was established in 1980 and as of December of 2019, it had grown to 3 employees and 1,015 members at 1 location. Baker's Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership to Baker's Federal Credit Union is open to employees and retirees of Baker's Supermarket, Dr. Pepper Snapple Group, Pepsi Beverage Company, Grandmother's Restaurant, Don and Millie's, Premier-Distributing Midwest Beverage, Republic National Distributors, and businesses in the grocery industry located in the Omaha Metropolitan Area.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Baker's Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 23671 |
| Year Chartered | 1980 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.03% |
| Return on Equity - YTD | -0.17% |
| Annual Interest Income | $251.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $7.2MM$7.4MM |
| Loans | Q4 2019vs Q4 2018 | $4.4MM$4.3MM |
| Deposits | Q4 2019vs Q4 2018 | $6.0MM$6.3MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $18.00K$36.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $15.00K$26.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |