4.30% 12-Month / 4.15% 6-Month CD at a California Bank (Community Banks of Northern California)


Community Banks of Northern California is offering two very attractive rates for its CDs: a 4.30% APY 12-month CD and a 4.15% APY 6-month CD. The minimum deposit is $2,500. These don't seem to be listed at the bank's website. They were advertised in yesterday's Bay Area Newspaper. The ad is available online.

This special appears to require a branch visit. The ad lists the branches in Tracy, Castro Valley and Lathrop. There's also a branch in Sacramento, but you may want to call to confirm they will honor this special.

Last week I posted on this same special at its sister bank in Colorado.

The bank has been FDIC insured since 1982 (FDIC Certificate # 32148). It has a 2 star rating (problematic) at BauerFinancial based on 3/31/08 data.