Featured Savings Rates
Featured Accounts

Bank of the South

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month Certificate
0.10%SavingsRegular Savings
0.15%Money MarketMoney Market Deposit Account

Overview / Commentary
850-456-5722
4410 W. Fairfield Drive
Pensacola, FL 32506

Bank of the South is headquartered in Pensacola and is the 127th largest bank in the state of Florida. It is also the 4,622nd largest bank in the nation. It was established in 1964 and as of September of 2017, it had grown to 18 employees at 2 locations. Bank of the South has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Bank of the South has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #19125
Year Established1964
Employees18
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.13%
Return on Equity - YTD-0.7%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$80.9MM$83.6MM
LoansQ3 2017vs Q3 2016$17.8MM$16.2MM
DepositsQ3 2017vs Q3 2016$66.6MM$69.0MM
Equity CapitalQ3 2017vs Q3 2016$14.3MM$14.5MM
Loan Loss AllowanceQ3 2017vs Q3 2016$190.00K$195.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$0
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bank of the South Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--IRA Accounts
0.10%--Regular Savings
0.10%--Minor Savings

Bank of the South Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$2,500*-Money Market Deposit Account
OTHER TIERS: 0.05% Up to $2,500

Bank of the South Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Interest Checking

Bank of the South CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$1k-12 Month Certificate
0.30%$1k-6 Month Certificate
0.15%$1k-3 Month Certificate

Bank of the South IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$500-12 Month IRA Certificate
0.30%$500-6 Month IRA Certificate
0.15%$500-3 Month IRA Certificate
Locations


Bank of the South Locations
Island Branch136 Fort Pickens RoadPensacola Beach, FL 32561
Bank Of The South4410 W. Fairfield DrivePensacola, FL 32506