Bay Ridge Federal Credit Union

Popular Accounts at this Credit Union

2.25%5-year CD5 Year CD Bonus
1.01%1-year CD1 Year CD Bonus
2.00%4-year CD4 Year CD Bonus

Overview / Commentary
1750 86th St
Brooklyn, NY 11214

Since 1934 Bay Ridge Federal Credit Union has strived to accomplish a simple mission: To become community resource, and help more people of modest means in the community to have access to lower cost financial services. As a not-for-profit cooperative… they are a part of America's Credit Unions, where people are worth more than money.

Field of Membership Restrictions

Membership is open to those who live in Brooklyn Community Districts 7, 10, 11,13, 15 and a select group of community organizations, schools, limousine groups, and longshoreman's associations.
See current membership details

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bay Ridge Federal Credit Union has a negative return on assets.

Health Grade Components

NCUA #78
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD-5.24%
Return on Equity - YTD-104.03%
Annual Interest Income$4.5MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$183.0MM$200.0MM
LoansQ2 2018vs Q2 2017$170.2MM$176.3MM
DepositsQ2 2018vs Q2 2017$171.8MM$180.7MM
Equity CapitalQ2 2018vs Q2 2017$9.4MM$16.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$9.7MM$6.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$12.1MM$8.0MM
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Bay Ridge Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Bay Ridge Federal Credit Union Savings Account Rates

0.25%--Automatic Savings (Direct Deposit)
0.10%$100-Regular Savings (Shares)

Bay Ridge Federal Credit Union Money Market Rates

0.60%*$100k*-Insured Money Market Account
OTHER TIERS: 0.30% $2k - $20k | 0.40% $20k - $100k
0.40%--IRA Money Market Account

Bay Ridge Federal Credit Union CD Rates

3.05%$20k-30 Month CD Special
2.50%$20k-13 Month CD Special
2.25%$20k-5 Year CD Bonus
2.00%$20k-6 Month CD Bonus
2.00%$20k-4 Year CD Bonus
2.00%$500-5 Year CD
1.75%$500-4 Year CD
1.50%$20k-3 Year CD Bonus
1.25%$20k-2 Year CD Bonus
1.25%$500-3 Year CD
1.01%$20k-1 Year CD Bonus
1.01%$500-2 Year CD
0.75%$500-1 Year CD
0.50%$2.5k-6 Month CD

Bay Ridge Federal Credit Union IRA Rates

2.25%--5 Year IRA
2.00%--6 Month IRA
2.00%--4 Year IRA
1.50%--3 Year IRA
1.25%--2 Year IRA
1.01%--1 Year IRA

Bay Ridge Federal Credit Union Locations
Branch Office1750 86th StBrooklyn, NY 11214

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