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B.C.S. Community Credit Union


Overview / Commentary
www.bcscu.com
303-425-6627
4203 Wadsworth Blvd
Wheat Ridge, CO 80033-4601

B.C.S. Community Credit Union is headquartered in Wheat Ridge and is the 58th largest credit union in the state of Colorado. It is also the 3,075th largest credit union in the nation. It was established in 1938 and as of December of 2019, it had grown to 5 employees and 2,503 members at 1 location. B.C.S. Community Credit Union's money market rates are 61% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

B.C.S. Community Credit Union is open to all Colorado residents who are members of Consumers United Association. Individuals who live, work, or worship in the City of Wheat Ridge (CO) also qualify, as do employees of Burlington Northern Santa Fe Railroad, Union Pacific Railroad, or Amtrack. Membership eligibility also extends to include immediate family members of current Credit Union members, as well as the church members and students affiliated with Emmaus Lutheran Church Golden, Emmaus Lutheran Church School, or the Early Learning Center in Denver, or St. Luke's Lutheran Church in Golden.
See current membership details

Related Posts

BCS Community Credit Union 15-Month CD Special Earns 2.65% APY - 9/10/2019

BCS Community Credit Union (easy membership in CO) is offering a 15-month Special CD, which earns 2.65% APY. Minimum deposit is $500, with no stated balance cap.

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Health
B+

Data as of Q4 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. B.C.S. Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #66037
Year Chartered1938
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.32%
Return on Equity - YTD-1.89%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$25.2MM$24.4MM
LoansQ4 2019vs Q4 2018$17.7MM$19.2MM
DepositsQ4 2019vs Q4 2018$21.0MM$19.7MM
Equity CapitalQ4 2019vs Q4 2018$4.1MM$4.2MM
Loan Loss AllowanceQ4 2019vs Q4 2018$90.00K$105.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$39.00K$106.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not B.C.S. Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

B.C.S. Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$30k*- Share Savings
OTHER TIERS: 0.10% → $50 - $750 | 0.20% → $750 - $30k
0.35%*$30k*-Club Savings
OTHER TIERS: 0.10% → $50 - $750 | 0.20% → $750 - $30k
0.35%*$30k*-Special Savings
OTHER TIERS: 0.10% → $50 - $750 | 0.20% → $750 - $30k

B.C.S. Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.71%*$100k*-Money Market
OTHER TIERS: 0.30% → $2.5k - $10k | 0.40% → $10k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k

B.C.S. Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$5k*-Classic Checking
OTHER TIERS: 0.03% → $500 - $2.5k | 0.05% → $2.5k - $5k

B.C.S. Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$500-60 Month CD
1.77%$500-48 Month CD
1.58%$500-36 Month CD
1.47%$500-24 Month CD
1.40%$500-18 Month CD
1.36%$500-12 Month CD
1.05%$500-6 Month CD

B.C.S. Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.85%$500-60 Month IRA
1.77%$500-48 Month IRA
1.58%$500-36 Month IRA
1.47%$500-24 Month IRA
1.40%$500-18 Month IRA
1.36%$500-12 Month IRA
1.05%$500-6 Month IRA
Locations


B.C.S. Community Credit Union Locations
Branch Office4203 Wadsworth BlvdWheat Ridge, CO 80033-4601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.