BHCU (Delaware County Credit Union)

Overview / Commentary
501 Industrial Hwy
Ridley Park, PA 19078

BHCU (Delaware County Credit Union) is headquartered in Ridley Park and is the 41st largest credit union in the state of Pennsylvania. It is also the 1,194th largest credit union in the nation. It was established in 1952 and as of September of 2021, it had grown to 18 employees and 8,646 members at 2 locations. BHCU (Delaware County Credit Union) has an A+ health rating.

Field of Membership Restrictions

Membership in BHCU is open to those who live, work, worship, or attend school in Delaware County, Pennsylvania. Immediate family members of current BHCU members also qualify, no matter where they live.
See current membership details


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Health Grade Components

NCUA #61387
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD7.89%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$211.0MM$195.2MM
LoansQ3 2021vs Q3 2020$129.4MM$122.5MM
DepositsQ3 2021vs Q3 2020$178.7MM$163.7MM
Equity CapitalQ3 2021vs Q3 2020$29.1MM$27.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.3MM$1.2MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$89.00K$676.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BHCU (Delaware County Credit Union) Savings Account Rates

0.60%*$500k*-Premier IRA
OTHER TIERS: 0.35% $100 - $100k | 0.50% $100k - $500k
0.60%--iSAVE Account w/ iSAVE Free Checking - New Money
0.50%--Vacation Club Account
0.50%--Christmas Club
0.40%*$500k*-Classic IRA
OTHER TIERS: 0.25% $100 - $100k | 0.30% $100k - $500k
0.40%--iSAVE Account - New Money
0.40%--Youth iSAVE Savings - New Money
0.15%*$100k*-Classic Savings Account
OTHER TIERS: 0.10% $5 - $100k

BHCU (Delaware County Credit Union) Money Market Rates

0.50%--iSAVE Money Market w/ active Checking - New Money
0.40%*$500k*-Premier Money Market Accounts
OTHER TIERS: 0.25% $2.5k - $100k | 0.35% $100k - $500k
0.25%*$500k*-Classic Money Market Accounts
OTHER TIERS: 0.15% $2.5k - $100k | 0.20% $100k - $500k

BHCU (Delaware County Credit Union) Checking Account Rates

0.15%--iSAVE Checking
0.05%$2.5k-Share Draft Account

BHCU (Delaware County Credit Union) CD Rates

1.05%$500-74 Month CD
1.05%$500-86 Month CD
1.05%$500-98 Month CD
1.05%$100k$250k74 Month Jumbo CD
1.05%$100k$250k86 Month Jumbo CD
1.05%$100k$250k98 Month Jumbo CD
0.95%$500-62 Month CD
0.95%$100k$250k62 Month Jumbo CD
0.75%$500-50 Month CD
0.75%$100k$250k50 Month Jumbo CD
0.65%$500-38 Month CD
0.65%$100k$250k38 Month Jumbo CD
0.55%$500-26 Month CD
0.55%$100k$250k26 Month Jumbo CD
0.45%$500-14 Month CD
0.45%$100k$250k14 Month Jumbo CD
0.25%$500-8 Month CD
0.25%$100k$250k8 Month Jumbo CD
0.20%$500-3 Month CD
0.20%$100k$250k3 Month Jumbo CD

BHCU (Delaware County Credit Union) IRA Rates

1.05%$500$250k74 Month IRA
1.05%$500$250k86 Month IRA
1.05%$500$250k98 Month IRA
1.05%$100k$250k74 Month Jumbo IRA
1.05%$100k$250k86 Month Jumbo IRA
1.05%$100k$250k98 Month Jumbo IRA
0.95%$500$250k62 Month IRA
0.95%$100k$250k62 Month Jumbo IRA
0.75%$500$250k50 Month IRA
0.75%$100k$250k50 Month Jumbo IRA
0.65%$500$250k38 Month IRA
0.65%$100k$250k38 Month Jumbo IRA
0.55%$500$250k26 Month IRA
0.55%$100k$250k26 Month Jumbo IRA
0.45%$500$250k14 Month IRA
0.45%$100k$250k14 Month Jumbo IRA
0.25%$500$250k8 Month IRA
0.25%$100k$250k8 Month Jumbo IRA
0.20%$500$250k3 Month IRA
0.20%$100k$250k3 Month Jumbo IRA

BHCU (Delaware County Credit Union) Locations
Branch Office501 Industrial HwyRidley Park, PA 19078
Branch Office1100 Baltimore PikeGlen Mills, PA 19342-1013

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