BHCU (Delaware County Credit Union)

Overview / Commentary
501 Industrial Hwy
Ridley Park, PA 19078

BHCU (Delaware County Credit Union) is headquartered in Ridley Park and is the 41st largest credit union in the state of Pennsylvania. It is also the 1,187th largest credit union in the nation. It was established in 1952 and as of June of 2021, it had grown to 18 employees and 8,593 members at 2 locations. BHCU (Delaware County Credit Union) has an A+ health rating.

Field of Membership Restrictions

Membership in BHCU is open to those who live, work, worship, or attend school in Delaware County, Pennsylvania. Immediate family members of current BHCU members also qualify, no matter where they live.
See current membership details


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Health Grade Components

NCUA #61387
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.28%
Return on Equity - YTD9.34%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$212.1MM$194.2MM
LoansQ2 2021vs Q2 2020$128.3MM$115.6MM
DepositsQ2 2021vs Q2 2020$178.6MM$162.7MM
Equity CapitalQ2 2021vs Q2 2020$28.9MM$27.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.3MM$1.1MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$104.00K$147.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$63.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

BHCU (Delaware County Credit Union) Savings Account Rates

0.65%--iSAVE Account w/ iSAVE Free Checking - New Money
0.60%*$500k*-Premier IRA
OTHER TIERS: 0.35% $100 - $100k | 0.50% $100k - $500k
0.50%--Vacation Club Account
0.50%--Christmas Club
0.45%--iSAVE Account - New Money
0.45%--Youth iSAVE Savings - New Money
0.40%*$500k*-Classic IRA
OTHER TIERS: 0.25% $100 - $100k | 0.30% $100k - $500k
0.15%*$100k*-Classic Savings Account
OTHER TIERS: 0.10% $5 - $100k

BHCU (Delaware County Credit Union) Money Market Rates

0.60%--iSAVE Money Market w/ active Checking - New Money
0.35%*$100k*$500kPremier Money Market Accounts
OTHER TIERS: 0.25% $2.5k - $100k
0.25%*$500k*-Classic Money Market Accounts
OTHER TIERS: 0.15% $2.5k - $100k | 0.20% $100k - $500k

BHCU (Delaware County Credit Union) Checking Account Rates

0.15%--iSAVE Checking
0.05%$2.5k-Share Draft Account

BHCU (Delaware County Credit Union) CD Rates

1.05%$500-74 Month CD
1.05%$500-86 Month CD
1.05%$500-98 Month CD
1.05%$100k$250k74 Month Jumbo CD
1.05%$100k$250k86 Month Jumbo CD
1.05%$100k$250k98 Month Jumbo CD
0.95%$500-62 Month CD
0.95%$100k$250k62 Month Jumbo CD
0.75%$500-50 Month CD
0.75%$100k$250k50 Month Jumbo CD
0.65%$500-38 Month CD
0.65%$100k$250k38 Month Jumbo CD
0.55%$500-26 Month CD
0.55%$100k$250k26 Month Jumbo CD
0.45%$500-14 Month CD
0.45%$100k$250k14 Month Jumbo CD
0.25%$500-8 Month CD
0.25%$100k$250k8 Month Jumbo CD
0.20%$500-3 Month CD
0.20%$100k$250k3 Month Jumbo CD

BHCU (Delaware County Credit Union) IRA Rates

1.05%$500$250k74 Month IRA
1.05%$500$250k86 Month IRA
1.05%$500$250k98 Month IRA
1.05%$100k$250k74 Month Jumbo IRA
1.05%$100k$250k86 Month Jumbo IRA
1.05%$100k$250k98 Month Jumbo IRA
0.95%$500$250k62 Month IRA
0.95%$100k$250k62 Month Jumbo IRA
0.75%$500$250k50 Month IRA
0.75%$100k$250k50 Month Jumbo IRA
0.65%$500$250k38 Month IRA
0.65%$100k$250k38 Month Jumbo IRA
0.55%$500$250k26 Month IRA
0.55%$100k$250k26 Month Jumbo IRA
0.45%$500$250k14 Month IRA
0.45%$100k$250k14 Month Jumbo IRA
0.25%$500$250k8 Month IRA
0.25%$100k$250k8 Month Jumbo IRA
0.20%$500$250k3 Month IRA
0.20%$100k$250k3 Month Jumbo IRA

BHCU (Delaware County Credit Union) Locations
Branch Office1100 Baltimore PikeGlen Mills, PA 19342-1013
Branch Office501 Industrial HwyRidley Park, PA 19078

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