Bourns Employees Federal Credit Union


Overview / Commentary
951-781-5600
1200 Columbia Ave
Riverside, CA 92507

Bourns Employees Federal Credit Union is headquartered in Riverside and is the 196th largest credit union in the state of California. It is also the 2,334th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 11 employees and 4,302 members at 2 locations. Bourns Employees Federal Credit Union's CD rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to employees, retirees, corporate or legal entities of Bourns, Inc. and its subsidiaries and other SEG.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bourns Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #17415
Year Chartered1966
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.34%
Return on Equity - YTD2.27%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$49.2MM$46.6MM
LoansQ4 2018vs Q4 2017$30.8MM$29.1MM
DepositsQ4 2018vs Q4 2017$41.2MM$38.6MM
Equity CapitalQ4 2018vs Q4 2017$7.4MM$7.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$350.00K$399.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$80.00K$69.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Bourns Employees Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bourns Employees Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$25k*-IRA Savings
OTHER TIERS: 0.35% $5 - $25k
0.35%*$25k*-Share Account
OTHER TIERS: 0.10% $5 - $5k | 0.15% $5k - $25k
0.15%*$250*-Youth Club
OTHER TIERS: 0.10% $5 - $250

Bourns Employees Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$100k*-Money Market
OTHER TIERS: 0.15% $5 - $2.5k | 0.30% $2.5k - $25k | 0.35% $25k - $50k | 0.40% $50k - $100k

Bourns Employees Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Checking

Bourns Employees Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.84%*$100k*-60 Month Share Certificate
OTHER TIERS: 2.68% $2.5k - $10k | 2.73% $10k - $50k | 2.79% $50k - $100k
2.63%*$100k*-48 Month Share Certificate
OTHER TIERS: 2.47% $2.5k - $10k | 2.53% $10k - $50k | 2.58% $50k - $100k
2.53%*$100k*-36 Month Share Certificate
OTHER TIERS: 2.37% $2.5k - $10k | 2.42% $10k - $50k | 2.47% $50k - $100k
2.32%*$100k*-24 Month Share Certificate
OTHER TIERS: 2.17% $2.5k - $10k | 2.22% $10k - $50k | 2.27% $50k - $100k
2.07%*$100k*-12 Month Share Certificate
OTHER TIERS: 1.92% $1k - $10k | 1.97% $10k - $50k | 2.02% $50k - $100k
1.66%*$100k*-6 Month Share Certificate
OTHER TIERS: 1.51% $500 - $10k | 1.56% $10k - $50k | 1.61% $50k - $100k

Bourns Employees Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.94%*$100k*-60 Month IRA Share Certificate
OTHER TIERS: 2.79% $2.5k - $10k | 2.84% $10k - $50k | 2.89% $50k - $100k
2.73%*$100k*-48 Month IRA Share Certificate
OTHER TIERS: 2.58% $2.5k - $10k | 2.63% $10k - $50k | 2.68% $50k - $100k
2.63%*$100k*-36 Month IRA Share Certificate
OTHER TIERS: 2.48% $2.5k - $10k | 2.53% $10k - $50k | 2.58% $50k - $100k
2.43%*$100k*-24 Month IRA Share Certificate
OTHER TIERS: 2.27% $2.5k - $10k | 2.32% $10k - $50k | 2.38% $50k - $100k
2.17%*$100k*-12 Month IRA Share Certificate
OTHER TIERS: 2.02% $1k - $10k | 2.07% $10k - $50k | 2.12% $50k - $100k
1.76%*$100k*-6 Month IRA Share Certificate
OTHER TIERS: 1.61% $500 - $10k | 1.66% $10k - $50k | 1.71% $50k - $100k
Locations


Bourns Employees Federal Credit Union Locations
Branch Office1200 Columbia AveRiverside, CA 92507
Branch Office3413 W Beverly BlvdMontebello, CA 90640

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