Bourns Employees Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.07%	5-year CD	60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD
1.00%	1-year CD	12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD
0.35%	Savings	Share Account 1.00% - Ally Bank Online Savings Account

View all Bourns Employees Federal Credit Union rates »

Overview / Commentary

www.bournscu.coop

877-426-8767

1200 Columbia Ave
Riverside, CA 92507

Bourns Employees Federal Credit Union is headquartered in Riverside and is the 224^th largest credit union in the state of California. It is also the 2,671^st largest credit union in the nation. It was established in 1966 and as of June of 2016, it had grown to 8 employees and 2,729 members at 1 location. Bourns Employees Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to all California consumers through joining the California Consumer Council ($5 membership fee). Membership is also open to employees, retirees, corporate or legal entities of Bourns, Inc. and its subsidiaries and other SEG.
See current membership details

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Health

B+

Data as of Q2 2016

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Bourns Employees Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	17415
Year Chartered	1966
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	5.5%
Annual Interest Income	$535.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$36.5MM$35.7MM
Loans	Q2 2016vs Q2 2015	$20.4MM$22.0MM
Deposits	Q2 2016vs Q2 2015	$30.1MM$29.9MM
Equity Capital	Q2 2016vs Q2 2015	$6.1MM$5.6MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$476.00K$851.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$125.00K$12.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Bourns Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$25k^*	-	IRA Savings
OTHER TIERS: 0.35% → Up to $25k
0.35%^*	$25k^*	-	Share Account
OTHER TIERS: 0.10% → Up to $5k \| 0.15% → $5k - $25k
0.15%^*	$250^*	-	Youth Club
OTHER TIERS: 0.10% → Up to $250

Bourns Employees Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.30% → $2,500 - $25k \| 0.35% → $25k - $50k \| 0.40% → $50k - $100k

Bourns Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Checking Account

Bourns Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.07%^*	$100k^*	-	60 Month Share Certificate
OTHER TIERS: 1.92% → $2,500 - $10k \| 1.97% → $10k - $50k \| 2.02% → $50k - $100k
1.66%^*	$100k^*	-	48 Month Share Certificate
OTHER TIERS: 1.51% → $2,500 - $10k \| 1.56% → $10k - $50k \| 1.61% → $50k - $100k
1.56%^*	$100k^*	-	36 Month Share Certificate
OTHER TIERS: 1.41% → $2,500 - $10k \| 1.46% → $10k - $50k \| 1.51% → $50k - $100k
1.26%^*	$100k^*	-	24 Month Share Certificate
OTHER TIERS: 1.11% → $2,500 - $10k \| 1.16% → $10k - $50k \| 1.21% → $50k - $100k
1.00%^*	$100k^*	-	12 Month Share Certificate
OTHER TIERS: 0.85% → $1k - $10k \| 0.90% → $10k - $50k \| 0.95% → $50k - $100k
0.65%^*	$100k^*	-	6 Month Share Certificate
OTHER TIERS: 0.50% → $500 - $10k \| 0.55% → $10k - $50k \| 0.60% → $50k - $100k

Bourns Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$100k^*	-	60 Month IRA Share Certificate
OTHER TIERS: 2.02% → $2,500 - $10k \| 2.07% → $10k - $50k \| 2.12% → $50k - $100k
1.76%^*	$100k^*	-	48 Month IRA Share Certificate
OTHER TIERS: 1.61% → $2,500 - $10k \| 1.66% → $10k - $50k \| 1.71% → $50k - $100k
1.66%^*	$100k^*	-	36 Month IRA Share Certificate
OTHER TIERS: 1.51% → $2,500 - $10k \| 1.56% → $10k - $50k \| 1.61% → $50k - $100k
1.36%^*	$100k^*	-	24 Month IRA Share Certificate
OTHER TIERS: 1.21% → $2,500 - $10k \| 1.26% → $10k - $50k \| 1.31% → $50k - $100k
1.11%^*	$100k^*	-	12 Month IRA Share Certificate
OTHER TIERS: 0.95% → $1k - $10k \| 1.00% → $10k - $50k \| 1.06% → $50k - $100k
0.75%^*	$100k^*	-	6 Month IRA Share Certificate
OTHER TIERS: 0.60% → $500 - $10k \| 0.65% → $10k - $50k \| 0.70% → $50k - $100k

Locations

Bourns Employees Federal Credit Union Locations
Branch Office	1200 Columbia Ave	Riverside, CA 92507