Citizens State Bank (16753)

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.csbtx.bank

979-596-1421

155 Eighth Street
Somerville, TX 77879

Citizens State Bank (16753) is headquartered in SOMERVILLE and is the 84^th largest bank in the state of Texas. It is also the 940^th largest bank in the nation. It was established in 1925 and as of March of 2025, it had grown to 149 employees at 7 locations. Citizens State Bank (16753)'s CD rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	16753
Year Established	1925
Employees	149
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.8%
Return on Equity - YTD	15.53%
Annual Interest Income	$16MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.11B$1.06B
Loans	Q1 2025vs Q1 2024	$723.2MM$669.9MM
Deposits	Q1 2025vs Q1 2024	$968.8MM$938MM
Equity Capital	Q1 2025vs Q1 2024	$131MM$112.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$6.8MM$6.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$12.2MM$12.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$405K$103K

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Citizens State Bank (16753) CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%	$100k	-	182 Day Jumbo CD
4.00%	$100k	-	Business 182 Day Jumbo CD
3.75%	$0	-	182 Day CD
3.75%	$0	-	Business 182 Day CD
3.60%	$100k	-	12 Month Jumbo CD
3.60%	$100k	-	Business 12 Month Jumbo CD
3.40%	$0	-	12 Month CD
3.40%	$0	-	Business 12 Month CD
3.14%	$100k	-	18 Month Jumbo CD
3.14%	$100k	-	Business 18 Month Jumbo CD
3.03%	$0	-	18 Month CD
3.03%	$0	-	60 Month CD
3.03%	$100k	-	30 Month Jumbo CD
3.03%	$0	-	Business 18 Month CD
3.03%	$100k	-	Business 30 Month Jumbo CD
3.03%	$0	-	Business 60 Month CD
2.93%	$0	-	24 Month CD
2.93%	$0	-	36 Month CD
2.93%	$0	-	48 Month CD
2.93%	$0	-	Business 24 Month CD
2.93%	$0	-	Business 36 Month CD
2.93%	$0	-	Business 48 Month CD
2.83%	$0	-	30 Month CD
2.83%	$1k	-	36 Month Citizens Option CD
2.83%	$0	-	Business 30 Month CD

Citizens State Bank (16753) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%	$1k	-	12 Month IRA

Locations

Citizens State Bank (16753) Locations
Citizens State Bank	155 8th St	Somerville, TX 77879
Brenham Branch	2007 South Day	Brenham, TX 77833
Caldwell Branch	201 East Buck Street	Caldwell, TX 77836
Deanville Branch	6498 Fm 111 Road	Deanville, TX 77852
Navasota Branch	9109 Hwy 90 South	Navasota, TX 77868
Snook Branch	9850 Fm 60 East	Snook, TX 77878
Burton State Bank Branch	515 N Main Street	Burton, TX 77835

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