Featured Savings Rates
Featured Accounts

Calcite Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD1 Year CD
0.15%SavingsSide Share Account
1.00%3-year CD3 Year CD

Overview / Commentary
989-734-4130
478 N Third St
Rogers City, MI 49779-1369

Calcite Credit Union is headquartered in Rogers City and is the 127th largest credit union in the state of Michigan. It is also the 1,980th largest credit union in the nation. It was established in 1961 and as of March of 2017, it had grown to 18 employees and 8,448 members at 3 locations. Calcite Credit Union has an A health rating.

Field of Membership Restrictions

Calcite CU is open to anyone that resides or works in the following Michigan Counties; Alpena, Cheboygan, or Presque Isle. Membership also extends to include direct family members, widows/widowers that are not remarried, CU employees, and organizations under specified guidelines.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Calcite Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #62333
Year Chartered1961
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD5.13%
Annual Interest Income$581.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$70.7MM$64.7MM
LoansQ1 2017vs Q1 2016$37.3MM$33.5MM
DepositsQ1 2017vs Q1 2016$61.8MM$56.1MM
Equity CapitalQ1 2017vs Q1 2016$8.1MM$7.8MM
Loan Loss AllowanceQ1 2017vs Q1 2016$171.00K$96.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$130.00K$66.00K
Real Estate OwnedQ1 2017vs Q1 2016$92.00K$47.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Calcite Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.26%--IRA Share Account
1.26%--Roth IRA Share Account
1.26%--Education IRA
0.30%*$15k*-Special Account
OTHER TIERS: 0.15% Up to $15k
0.15%--Regular Shares
0.15%--Side Share Account
0.15%--Christmas Club

Calcite Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-3 Year CD
0.75%$1k-2 Year CD
0.50%$1k-1 Year CD
0.30%$1k-6 Month CD

Calcite Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-3 Year IRA CD
0.75%$1k-2 Year IRA CD
0.50%$1k-1 Year IRA CD
Locations


Calcite Credit Union Locations
Branch Office478 N Third StRogers City, MI 49779-1369
Branch Office10514 Michigan AvePosen, MI 49776-9125
Branch Office1005 S Main StCheboygan, MI 49721-2258