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Cambridge Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
www.cambridgesavings.com
888-418-5626
1374 Massachusetts Avenue
Cambridge, MA 02138

Cambridge Savings Bank is headquartered in CAMBRIDGE and is the 6th largest bank in the state of Massachusetts. It is also the 219th largest bank in the nation. It was established in 1834 and as of September of 2024, it had grown to 482 employees at 20 locations. Cambridge Savings Bank's money market rates are 7X the national average, and it has a B+ health rating.

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Reviews (1)

Ivy Bank Is Terrible.

Posted by: |

(Ivy Bank is part of Cambridge Savings Bank.) I talked to an Ivy Bank representative over the phone. That representative hung up on me once the call was approaching 6 minutes. I tried calling back and got a message stating that the number you reached is not in service. Ivy Bank blocked my phone number since calling from a different phone number worked. Ivy Bank also ghosted the email I sent afterwards.

3


Health
B+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #17870
Year Established1834
Employees482
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.33%
Return on Equity - YTD3.72%
Annual Interest Income$262.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$6.97B$6.94B
LoansQ3 2024vs Q3 2023$5.75B$5.66B
DepositsQ3 2024vs Q3 2023$5.56B$5.24B
Equity CapitalQ3 2024vs Q3 2023$628.3MM$567.7MM
Loan Loss AllowanceQ3 2024vs Q3 2023$60.1MM$49.9MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$46.8MM$7.7MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/15/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cambridge Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$10-Simple Savings
0.02%$10-Basic Savings

Cambridge Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$250k-High Yield Money Market - Bonus Tier
3.25%$250k-IRA High Yield Money Market IRA - Bonus Tier
3.00%*$250k*-High Yield Money Market
OTHER TIERS: 1.00% → $10 - $50k | 1.50% → $50k - $150k | 2.75% → $150k - $250k
3.00%*$250k*-High Yield Money Market IRA
OTHER TIERS: 1.00% → $10 - $50k | 1.50% → $50k - $150k | 2.75% → $150k - $250k
0.45%*$10$5mSmall Business Money Market Account
OTHER TIERS: 0.40% → $5m+

Cambridge Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$0$5kCSB One Checking
2.51%$0-IOLTA Checking Account
0.10%$10-Performance Plus Checking

Cambridge Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10-6 Month CD
4.00%$10-Business 6 Month CD
3.80%$10-10 Month CD Special
3.80%$10-Business 10 Month CD Special
3.00%$10-3 Month CD
3.00%$10-1 Year CD
3.00%$10-2 Year CD
3.00%$10-Business 3 Month CD
3.00%$10-Business 1 Year CD
3.00%$10-Business 2 Year CD
3.00%$10-9 Month CD
3.00%$10-Business 9 Month CD
2.50%$10-3 Year CD
2.50%$10-Business 3 Year CD
2.00%$10-5 Year CD
2.00%$10-Business 5 Year CD

Cambridge Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$10-6 Month IRA
3.80%$10-10 Month IRA Special
3.00%$10-3 Month IRA
3.00%$10-1 Year IRA
3.00%$10-2 Year IRA
3.00%$10-9 Month IRA
2.50%$10-3 Year IRA
2.00%$10-5 Year IRA
Locations

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