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Webster First Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.websterfirst.com
508-671-5170
271 Greenwood St
Worcester, MA 01607

Webster First Federal Credit Union is headquartered in Worcester and is the 9th largest credit union in the state of Massachusetts. It is also the 323rd largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 193 employees and 90,304 members at 15 locations. Webster First Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Webster First Federal Credit Union is open to anyone who lives, works, worships, or attends school in the Massachusetts counties of Essex, Middlesex, Suffolk, or Worcester. Immediate family or household members of anyone eligible to join Webster First Federal Credit Union qualifies for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24557
Year Chartered1934
Employees193
Primary Regulator
Profit Margin
Return on Assets - YTD1.37%
Return on Equity - YTD7.7%
Annual Interest Income$16.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.47B$1.48B
LoansQ1 2025vs Q1 2024$1.17B$1.15B
DepositsQ1 2025vs Q1 2024$1.02B$1.01B
Equity CapitalQ1 2025vs Q1 2024$259.1MM$236.7MM
Loan Loss AllowanceQ1 2025vs Q1 2024$7.8MM$7.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.6MM$5.1MM
Real Estate OwnedQ1 2025vs Q1 2024$297K$297K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Webster First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Primary Share
0.05%$10$10kAll Purpose Club Account

Webster First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.05%*$100k*-Money Market Plus
OTHER TIERS: 0.75% → $0 - $1k | 1.00% → $1k - $25k | 1.51% → $25k - $50k | 2.02% → $50k - $100k
0.20%*$100k*$1mBusiness Money Market w/ Elite Business Checking account
OTHER TIERS: 0.05% → $0+ | 0.10% → $1k - $50k | 0.15% → $50k - $100k
0.15%*$1k*-Money Market Account
OTHER TIERS: 0.10% → $5 - $1k

Webster First Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$100k*-Elite Business Checking Account
OTHER TIERS: 0.01% → $0 - $25k | 0.02% → $25k - $100k
0.01%$0-First Advantage Checking
0.01%$0-Jump Start Checking Account

Webster First Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-4 Month CD Special
3.75%$1k-6 Month CD
3.05%$500-12 Month CD
1.51%$500-24 Month CD
1.51%$500-36 Month CD
1.51%$500-48 Month CD
1.51%$500-60 Month CD
0.76%$1k-3 Month CD

Webster First Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$1k-4 Month IRA Special
3.75%$100-6 Month IRA
3.05%$100-12 Month IRA
1.51%$100-24 Month IRA
1.51%$100-36 Month IRA
1.51%$100-48 Month IRA
1.51%$100-60 Month IRA
Locations

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