Cascade Central Credit Union

Overview / Commentary
1206 12th St
Hood River, OR 97031

Cascade Central Credit Union is headquartered in Hood River and is the 36th largest credit union in the state of Oregon. It is also the 2,017th largest credit union in the nation. It was established in 1961 and as of March of 2019, it had grown to 9 employees and 3,684 members at 1 location. Cascade Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Cascade Cental CU is open to the current and retired employees that are associated with the CU-affiliated SEG's and/or your/their family members. The necessary contact information is given on the Cascade Central Credit Union web site for verifying your company participation and your eligibility status.
See current membership details

Reviews (1)

Bad Customer Service

Posted by: Anonymous | Mar 2, 2012

I have tried repeatedly to try and have Credit Union fix a mistake on loan(on there part) only to be told they can not and then they would just hang up on me. They refuse to give me any answers or paperwork on loans. I can can not believe they are in business. I will be filling a formal complaint with the state Division of Finance and Corporate Securities Oregon DFCS Complaint. I would give them negative stars if possible because it is the worse financial institute that I have ever dealt with.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cascade Central Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68352
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD9.33%
Annual Interest Income$528.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$68.1MM$68.1MM
LoansQ1 2019vs Q1 2018$32.6MM$29.3MM
DepositsQ1 2019vs Q1 2018$58.9MM$59.8MM
Equity CapitalQ1 2019vs Q1 2018$9.0MM$8.1MM
Loan Loss AllowanceQ1 2019vs Q1 2018$133.00K$128.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$20.00K$9.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cascade Central Credit Union Savings Account Rates

1.26%--IRA Account
0.25%--Holiday Club
0.15%$5-Share Account

Cascade Central Credit Union Money Market Rates

0.45%*$25k*-Money Market
OTHER TIERS: 0.15% $2k - $5k | 0.25% $5k - $10k | 0.35% $10k - $25k

Cascade Central Credit Union CD Rates

0.45%$5k-12 Month Share Certificate
0.35%$5k-6 Month Share Certificate
0.25%$2.5k-3 Month Share Certificate
0.25%$500-3 Month Student CD

Cascade Central Credit Union Locations
Branch Office1206 12th StHood River, OR 97031

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