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Cascade Central Credit Union

Popular Accounts at this Credit Union

0.64%1-year CD12 Month Share Certificate
0.15%SavingsShare Savings Account
0.45%Money MarketMoney Market Account

Overview / Commentary
1206 12th St
Hood River, OR 97031

Cascade Central Credit Union is headquartered in Hood River and is the 36th largest credit union in the state of Oregon. It is also the 2,090th largest credit union in the nation. It was established in 1961 and as of June of 2016, it had grown to 8 employees and 3,613 members at 1 location. Cascade Central Credit Union has an A health rating.

Field of Membership Restrictions

Cascade Cental CU is open to the current and retired employees that are associated with the CU-affiliated SEG's and/or your/their family members. The necessary contact information is given on the Cascade Central Credit Union web site for verifying your company participation and your eligibility status.
See current membership details

Reviews (1)

Bad Customer Service

Posted by: Anonymous | Mar 2, 2012

I have tried repeatedly to try and have Credit Union fix a mistake on loan(on there part) only to be told they can not and then they would just hang up on me. They refuse to give me any answers or paperwork on loans. I can can not believe they are in business. I will be filling a formal complaint with the state Division of Finance and Corporate Securities Oregon DFCS Complaint. I would give them negative stars if possible because it is the worse financial institute that I have ever dealt with.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Cascade Central Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68352
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD6.28%
Annual Interest Income$769.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$61.2MM$53.9MM
LoansQ2 2016vs Q2 2015$28.3MM$29.7MM
DepositsQ2 2016vs Q2 2015$53.9MM$47.0MM
Equity CapitalQ2 2016vs Q2 2015$7.1MM$6.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$76.00K$113.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$23.00K$0
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cascade Central Credit Union Savings Account Rates

1.26%--IRA Account
1.26%--Rollover IRA Account
0.25%--Holiday Club Account
0.15%--Share Savings Account

Cascade Central Credit Union Money Market Rates

0.45%*$25k*-Money Market Account
OTHER TIERS: 0.15% $2k - $5k | 0.25% $5k - $10k | 0.35% $10k - $25k

Cascade Central Credit Union CD Rates

0.64%$5k-12 Month Share Certificate
0.47%$5k-6 Month Share Certificate
0.34%$2,500-3 Month Share Certificate
0.34%$500-3 Month Student CD

Cascade Central Credit Union Locations
Branch Office1206 12th StHood River, OR 97031