Republic Bank

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.republicbank.com

502-584-3600

601 West Market Street
Louisville, KY 40202

Republic Bank is headquartered in LOUISVILLE and is the 2^nd largest bank in the state of Kentucky. It is also the 217^th largest bank in the nation. It was established in 1982 and as of March of 2025, it had grown to 981 employees at 48 locations. Republic Bank's CD rates are 4X the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	23627
Year Established	1982
Employees	981
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.72%
Return on Equity - YTD	19.76%
Annual Interest Income	$129.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$7.07B$6.87B
Loans	Q1 2025vs Q1 2024	$5.22B$5.22B
Deposits	Q1 2025vs Q1 2024	$5.46B$5.46B
Equity Capital	Q1 2025vs Q1 2024	$978.5MM$895.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$106.3MM$108.7MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$23MM$21.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$1.1MM$1.5MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Republic Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Republic Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^†	$0	-	Advantage Savings
0.05%^†	$0	-	Easy Savings

Republic Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^*^†	$1m^*	-	Commercial Money Market Max
OTHER TIERS: 0.40% → $0 - $50k \| 0.65% → $50k - $100k \| 1.19% → $100k - $1m
0.45%^*^†	$500k^*	-	Business Money Market Account
OTHER TIERS: 0.35% → $0 - $100k \| 0.40% → $100k - $500k
0.15%^†	$0	-	Money Market Account

Republic Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^†	$0	-	Premium Checking
0.01%^†	$0	-	Flex Checking

Republic Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.30%^†	$1k	$2m	Business 6 Month CD
4.10%^†	$1k	$2m	6 Month CD
4.00%^†	$1k	$2m	60 Month CD
4.00%^†	$1k	$2m	Business 60 Month CD
4.00%^†	$1k	$2m	11 Month CD
4.00%^†	$1k	$2m	Business 11 Month CD
3.65%^†	$1k	$2m	48 Month CD
3.65%^†	$1k	$2m	Business 48 Month CD
3.50%^†	$1k	$2m	36 Month CD
3.50%^†	$1k	$2m	Business 36 Month CD
3.25%^†	$1k	$2m	12 Month CD
3.25%^†	$1k	$2m	Business 12 Month CD
3.00%^†	$1k	$2m	15 Month CD
3.00%^†	$1k	$2m	Business 15 Month CD
2.75%^†	$1k	$2m	24 Month CD
2.75%^†	$1k	$2m	Business 24 Month CD
2.65%^†	$1k	$2m	18 Month CD
2.65%^†	$1k	$2m	Business 18 Month CD

Republic Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%^†	$1k	$2m	6 Month IRA
4.00%^†	$1k	$2m	60 Month IRA
4.00%^†	$1k	$2m	11 Month IRA
3.65%^†	$1k	$2m	48 Month IRA
3.50%^†	$1k	$2m	36 Month IRA
3.00%^†	$1k	$2m	15 Month IRA
2.75%^†	$1k	$2m	24 Month IRA
2.65%^†	$1k	$2m	18 Month IRA
1.25%^†	$1k	$2m	12 Month IRA

Locations

Availability

Louisville Area

Louisville Area bank & credit union details

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