Cedar Point Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.cpfcu.com

301-863-7071

22745 Maple Rd
Lexington Park, MD 20653

Cedar Point Federal Credit Union is headquartered in Lexington Park and is the 11^th largest credit union in the state of Maryland. It is also the 527^th largest credit union in the nation. It was established in 1945 and as of March of 2025, it had grown to 137 employees and 45,493 members at 6 locations. Cedar Point Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, regularly conduct business, worship, or attend school in, and businesses and other legal entities located in Calvert, Charles, and St. Mary’s Counties, Maryland and their immediate family.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	5234
Year Chartered	1945
Employees	137
Primary Regulator

Profit Margin
Return on Assets - YTD	0.65%
Return on Equity - YTD	8.03%
Annual Interest Income	$8.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$834.9MM$787.1MM
Loans	Q1 2025vs Q1 2024	$457.4MM$449.5MM
Deposits	Q1 2025vs Q1 2024	$758.5MM$723MM
Equity Capital	Q1 2025vs Q1 2024	$66.7MM$56.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.7MM$1.9MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.3MM$4.1MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Cedar Point Federal Credit Union.

Locations

Cedar Point Federal Credit Union Locations
Branch Office	30330 Three Notch Rd	Charlotte Hall, MD 20622
Branch Office	40885 Merchants Lane Unit 19	Leonardtown, MD 20650
Branch Office	22745 Maple Rd	Lexington Park, MD 20653
Branch Office	21748 Three Notch Rd	Lexington Park, MD 20653
Branch Office	90 Auto Dr	Prince Frederick, MD 20678-3939
Branch Office	11100 Weymouth Ct	Waldorf, MD 20603

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