Centier Bank

Overview / Commentary
1500 119th Street
Whiting, IN 46394

Centier Bank is headquartered in Whiting and is the 7th largest bank in the state of Indiana. It is also the 224th largest bank in the nation. It was established in 1895 and as of June of 2022, it had grown to 912 employees at 59 locations. Centier Bank's CD rates are 2X the national average, and it boasts an A+ health rating.

Reviews (1)

Great local option

My local bank is Centier. They are only located in the state of Indiana and do not have a lot of locations. What I like about my bank is the ease of deposits. I can either go into the bank to deposit, deposit a check from the mobile app, or make a cash or check deposit at one of their ATMs. If I go into the bank to deposit, they do NOT try to sell me products that I don't need (i.e. Credit Cards). They do not strike up conversations in order to sell other products either (loans). The deposit is always fast and the bank teller is ALWAYS friendly. At the end of the transaction, they make sure there isn't anything else I need before closing the transaction.


Health Grade Components

FDIC Certificate #12854
Year Established1895
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.57%
Return on Equity - YTD16.77%
Annual Interest Income$102.8MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$6.37B$5.89B
LoansQ2 2022vs Q2 2021$4.99B$4.51B
DepositsQ2 2022vs Q2 2021$5.39B$4.98B
Equity CapitalQ2 2022vs Q2 2021$573.9MM$577.1MM
Loan Loss AllowanceQ2 2022vs Q2 2021$65.3MM$69.3MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$3.6MM$8.3MM
Real Estate OwnedQ2 2022vs Q2 2021$207.00K$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Centier Bank Savings Account Rates

5.00%--Centier Connect Savings (50 or more qualified transactions)
1.50%--Centier Connect Savings (18 to 49 qualified transactions)
0.05%--Centier Connect Savings (under 18 qualified transactions)

Centier Bank Checking Account Rates

0.20%*$5k*$25k50 Advantage
OTHER TIERS: 0.01% Any amount | 0.03% $25k - $50k | 0.04% $50k+
0.10%--Veterans Checking
0.05%--Connect Checking

Centier Bank CD Rates

4.00%$1k-11 Month CD Special
2.00%$1k-12 Month CD
2.00%$1k-48 Month CD
2.00%$1k-60 Month CD
2.00%$1k-12 Month Birthday CD
2.00%$1k-7 Month CD Special
1.75%$1k-36 Month CD
1.75%$1k-60 Month Guaranteed Growth Blended CD
1.63%$1k-36 Month Climbing Rate Blended CD
1.50%$1k-24 Month CD
1.25%$1k-18 Month CD
1.01%$1k-9 Month CD
0.75%$1k-6 Month CD
0.50%$1k-3 Month CD

Centier Bank IRA Rates

2.00%$500-1 Year IRA
2.00%$500-4 Year IRA
2.00%$500-5 Year IRA
1.75%$500-3 Year IRA
1.50%$500-2 Year IRA


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