Central Coast Federal Credit Union

Overview / Commentary
4242 Gigling Rd
Seaside, CA 93955-6300

Central Coast Federal Credit Union is headquartered in Seaside and is the 130th largest credit union in the state of California. It is also the 1,301st largest credit union in the nation. It was established in 1961 and as of September of 2019, it had grown to 35 employees and 12,933 members at 4 locations. Central Coast Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship, attend school or work in Monterey County, California and to parents of any student attending university in Monterey County.
See current membership details


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Health Grade Components

NCUA #14455
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.48%
Return on Equity - YTD5.64%
Annual Interest Income$3.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$145.7MM$143.4MM
LoansQ3 2019vs Q3 2018$74.8MM$68.0MM
DepositsQ3 2019vs Q3 2018$131.9MM$131.3MM
Equity CapitalQ3 2019vs Q3 2018$12.4MM$10.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$643.00K$675.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$692.00K$122.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Central Coast Federal Credit Union Savings Account Rates

0.06%*$10k*-Christmas Club Account
OTHER TIERS: 0.03% $100 - $10k
0.05%*$10k*-Prime Share Account
OTHER TIERS: 0.02% $100 - $10k
0.05%*$10k*-Sammie Savers Account
OTHER TIERS: 0.02% $5 - $10k
0.05%*$10k*-Surf Zone Account
OTHER TIERS: 0.02% $5 - $10k

Central Coast Federal Credit Union Money Market Rates

0.10%*$25k*-Money Market
OTHER TIERS: 0.03% $2.5k - $10k | 0.05% $10k - $25k

Central Coast Federal Credit Union CD Rates

0.90%$5k-36 Month Share Certificate
0.70%$5k-24 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.30%$5k-7 Month Share Certificate
0.15%$1k-3 Month Share Certificate

Central Coast Federal Credit Union Locations
Branch Office4242 Gigling RdSeaside, CA 93955-6300
Branch Office900 S Main StSalinas, CA 93901
Branch Office315 Gabilan DrSoledad, CA 93960
Branch Office510R Canal St Ste RKing City, CA 93930-3446

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