Century Bank of Georgia

Popular Accounts at this Bank

APY	ACCOUNT TYPE	HOW THEY COMPARE
0.85%	Reward Savings	0.84% - National Average
1.27%	5-year CD	3.00% - Goldman Sachs Bank USA High-yield 5 Year CD
1.02%	1-year CD	2.70% - Goldman Sachs Bank USA High-yield 12 Month CD

View all Century Bank of Georgia rates »

Overview / Commentary

www.centurybanknet.com

770-387-1922

215 East Main Street
Cartersville, GA 30120

Century Bank of Georgia is headquartered in Cartersville and is the 80^th largest bank in the state of Georgia. It is also the 2,974^th largest bank in the nation. It was established in 2000 and as of December of 2018, it had grown to 34 employees at 3 locations. Century Bank of Georgia's money market rates are 2X the national average, and it has an A health rating.

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Health

Data as of Q4 2018

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Health Grade Components

Overall
FDIC Certificate #	35236
Year Established	2000
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.35%
Return on Equity - YTD	12.91%
Annual Interest Income	$7.7MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$192.8MM$184.1MM
Loans	Q4 2018vs Q4 2017	$98.1MM$90.0MM
Deposits	Q4 2018vs Q4 2017	$170.7MM$164.1MM
Equity Capital	Q4 2018vs Q4 2017	$21.3MM$19.5MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.6MM$1.7MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$41.00K$142.00K
Real Estate Owned	Q4 2018vs Q4 2017	$351.00K$1.1MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Century Bank of Georgia Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.85%	-	-	High Yield Savings
0.15%	-	-	Regular Savings
0.15%	-	-	Custodial Savings

Century Bank of Georgia Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.03%^*	$200k^*	-	Money Market Account
OTHER TIERS: 0.55% → Up to $10k \| 0.65% → $10k - $25k \| 0.90% → $25k - $200k
1.03%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.55% → Up to $25k \| 0.90% → $25k - $200k

Century Bank of Georgia Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	-	-	Premier Checking
0.15%	-	-	Senior NOW Checking

Century Bank of Georgia CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.27%	$1k	-	3 Year "You Call the Shot" (Bump) CD
1.27%	$1k	-	4 Year "You Call the Shot" (Bump) CD
1.27%	$1k	-	5 Year "You Call the Shot" (Bump) CD
1.22%	$1k	-	2 Year "You Call the Shot" (Bump) CD
1.02%	$1k	-	12 Month CD
0.50%	$1k	-	6 Month CD
0.35%	$1k	-	3 Month CD

Century Bank of Georgia IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.27%	$1k	-	3 Year "You Call the Shot" (Bump) IRA
1.27%	$1k	-	4 Year "You Call the Shot" (Bump) IRA
1.27%	$1k	-	5 Year "You Call the Shot" (Bump) IRA
1.22%	$1k	-	2 Year "You Call the Shot" (Bump) IRA
1.02%	$1k	-	12 Month IRA

Locations

Century Bank of Georgia Locations
Rockmart Office	1400 Nathan Dean Pkwy	Rockmart, GA 30153
Century Bank Of Georgia	215 East Main Street	Cartersville, GA 30120
Belmont Office Branch	415 West Belmont Drive	Calhoun, GA 30701

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