Century Bank of Georgia

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LOCATIONS

5 Year "You Call the Shot" (Bump) CD

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.26%	5-year CD	5 Year "You Call the Shot" (Bump) CD 2.25% - Bank of Internet USA 60 Month CD
0.30%	1-year CD	12 Month CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.05%	Savings	Regular Savings 1.20% - Goldman Sachs Bank USA Online Savings

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Overview / Commentary

www.centurybanknet.com

770-387-1922

215 East Main Street
Cartersville, GA 30120

Century Bank of Georgia is headquartered in Cartersville and is the 82^nd largest bank in the state of Georgia. It is also the 3,168^th largest bank in the nation. It was established in 2000 and as of June of 2017, it had grown to 34 employees at 3 locations. Century Bank of Georgia has an A health rating.

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	35236
Year Established	2000
Employees	34
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	8.62%
Annual Interest Income	$3.1MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$179.9MM$176.3MM
Loans	Q2 2017vs Q2 2016	$86.9MM$87.8MM
Deposits	Q2 2017vs Q2 2016	$160.1MM$157.3MM
Equity Capital	Q2 2017vs Q2 2016	$19.5MM$18.0MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.6MM$2.2MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$178.00K$171.00K
Real Estate Owned	Q2 2017vs Q2 2016	$1.1MM$1.1MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of Georgia Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	High Yield Savings - Qualifying
0.05%	-	-	Regular Savings
0.05%	-	-	Custodial Savings

Century Bank of Georgia Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.30%^*	$200k^*	-	Money Market Account
OTHER TIERS: 0.05% → Up to $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $200k
0.30%^*	$200k^*	-	Business Money Market Account
OTHER TIERS: 0.05% → Up to $25k \| 0.15% → $25k - $100k \| 0.20% → $100k - $200k

Century Bank of Georgia Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	Premier Checking
0.05%	-	-	Senior NOW Checking

Century Bank of Georgia CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$1k	-	5 Year "You Call the Shot" (Bump) CD
0.85%	$1k	-	4 Year "You Call the Shot" (Bump) CD
0.65%	$1k	-	3 Year "You Call the Shot" (Bump) CD
0.45%	$1k	-	2 Year "You Call the Shot" (Bump) CD
0.30%	$1k	-	12 Month CD
0.25%	$1k	-	6 Month CD
0.10%	$1k	-	3 Month CD

Century Bank of Georgia IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.26%	$1k	-	5 Year "You Call the Shot" (Bump) IRA
0.85%	$1k	-	4 Year "You Call the Shot" (Bump) IRA
0.65%	$1k	-	3 Year "You Call the Shot" (Bump) IRA
0.45%	$1k	-	2 Year "You Call the Shot" (Bump) IRA
0.30%	$1k	-	12 Month IRA
0.25%	$1k	-	6 Month IRA
0.10%	$1k	-	3 Month IRA

Locations

Century Bank of Georgia Locations
Rockmart Office	1400 Nathan Dean Pkwy	Rockmart, GA 30153
Century Bank Of Georgia	215 East Main Street	Cartersville, GA 30120
Belmont Office Branch	415 West Belmont Drive	Calhoun, GA 30701