Century Bank of Georgia

Overview / Commentary
215 East Main Street
Cartersville, GA 30120

Century Bank of Georgia is headquartered in CARTERSVILLE and is the 65th largest bank in the state of Georgia. It is also the 2,404th largest bank in the nation. It was established in 2000 and as of September of 2023, it had grown to 30 employees at 2 locations. Century Bank of Georgia's money market rates are 6X the national average, and it has a C+ health rating.


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Health Grade Components

FDIC Certificate #35236
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.56%
Return on Equity - YTD26.68%
Annual Interest Income$9.3MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$311.3MM$340.4MM
LoansQ3 2023vs Q3 2022$124MM$108.8MM
DepositsQ3 2023vs Q3 2022$289.5MM$323.2MM
Equity CapitalQ3 2023vs Q3 2022$19.8MM$15.7MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.6MM$2.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$0$56K
Real Estate OwnedQ3 2023vs Q3 2022$0$7K
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Always verify rates and promotions with the bank or credit union. We are not Century Bank of Georgia; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of Georgia Savings Account Rates

1.01%--High Yield Savings
0.26%--Regular Savings
0.26%--Custodial Savings

Century Bank of Georgia Money Market Rates

2.50%*$250k*-Money Market Account
OTHER TIERS: 0.91% Up to $25k | 1.31% $25k - $250k
2.50%*$250k*-Business Money Market Account
OTHER TIERS: 0.91% Up to $100k | 1.31% $100k - $250k

Century Bank of Georgia Checking Account Rates

0.26%--Premier Checking
0.26%--Senior NOW Checking

Century Bank of Georgia CD Rates

5.01%$1k-8 Month CD Special
4.85%$1k-14 Month CD Special
3.72%$1k-12 Month CD
3.06%$1k-5 Year "You Call the Shot" (Bump) CD
2.58%$1k-4 Year "You Call the Shot" (Bump) CD
2.52%$1k-3 Year "You Call the Shot" (Bump) CD
2.40%$1k-2 Year "You Call the Shot" (Bump) CD
1.01%$1k-6 Month CD
0.95%$1k-3 Month CD

Century Bank of Georgia IRA Rates

3.72%$1k-12 Month IRA
3.06%$1k-5 Year "You Call the Shot" (Bump) IRA
2.58%$1k-4 Year "You Call the Shot" (Bump) IRA
2.52%$1k-3 Year "You Call the Shot" (Bump) IRA
2.40%$1k-2 Year "You Call the Shot" (Bump) IRA

Century Bank of Georgia Locations
Rockmart Office1400 Nathan Dean PkwyRockmart, GA 30153
Century Bank Of Georgia215 E Main StCartersville, GA 30120

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