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Overview / Commentary
770-387-1922
215 East Main Street
Cartersville, GA 30120

Century Bank of Georgia is headquartered in Cartersville and is the 81st largest bank in the state of Georgia. It is also the 3,115th largest bank in the nation. It was established in 2000 and as of December of 2017, it had grown to 35 employees at 3 locations. Century Bank of Georgia has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35236
Year Established2000
Employees35
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD8.22%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$184.1MM$175.7MM
LoansQ4 2017vs Q4 2016$90.0MM$83.8MM
DepositsQ4 2017vs Q4 2016$164.1MM$155.9MM
Equity CapitalQ4 2017vs Q4 2016$19.5MM$18.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.7MM$1.3MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$142.00K$134.00K
Real Estate OwnedQ4 2017vs Q4 2016$1.1MM$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Century Bank of Georgia Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--High Yield Savings - Qualifying
0.15%--Regular Savings
0.15%--Custodial Savings

Century Bank of Georgia Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$25k*-Money Market Account
OTHER TIERS: 0.30% Up to $10k | 0.40% $10k - $25k
0.45%*$100k*-Business Money Market Account
OTHER TIERS: 0.30% Up to $25k | 0.40% $25k - $100k

Century Bank of Georgia Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Premier Checking
0.15%--Senior NOW Checking

Century Bank of Georgia CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year "You Call the Shot" (Bump) CD
1.11%$1k-4 Year "You Call the Shot" (Bump) CD
0.90%$1k-3 Year "You Call the Shot" (Bump) CD
0.70%$1k-2 Year "You Call the Shot" (Bump) CD
0.55%$1k-12 Month CD
0.50%$1k-6 Month CD
0.35%$1k-3 Month CD

Century Bank of Georgia IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-5 Year "You Call the Shot" (Bump) IRA
1.11%$1k-4 Year "You Call the Shot" (Bump) IRA
0.90%$1k-3 Year "You Call the Shot" (Bump) IRA
0.70%$1k-2 Year "You Call the Shot" (Bump) IRA
0.55%$1k-12 Month IRA
0.50%$1k-6 Month IRA
0.35%$1k-3 Month IRA
Locations


Century Bank of Georgia Locations
Rockmart Office1400 Nathan Dean PkwyRockmart, GA 30153
Century Bank Of Georgia215 East Main StreetCartersville, GA 30120
Belmont Office Branch415 West Belmont DriveCalhoun, GA 30701

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