Champaign County School Employees Credit Union
LOCATIONS
1
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HEALTH RATING
B
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CURRENT TOP RATE
0.15% APY
12 Month CD
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Overview / Commentary
Champaign County School Employees Credit Union is headquartered in Champaign and is the 127th largest credit union in the state of Illinois. It is also the 3,629th largest credit union in the nation. It was established in 1934 and as of December of 2020, it had grown to 3 employees and 1,269 members at 1 location. Champaign County School Employees Credit Union has a B health rating.
Field of Membership Restrictions
Champaign County School Employees CU is open to the current and retired employees of the Champaign County School System, employees of the CU, direct family members, and any Champaign County School affiliated organizations.
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Health
B
Data as of Q4 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Champaign County School Employees Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61497 |
| Year Chartered | 1934 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.61% |
| Annual Interest Income | $430.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $15.8MM$13.9MM |
| Loans | Q4 2020vs Q4 2019 | $5.5MM$5.4MM |
| Deposits | Q4 2020vs Q4 2019 | $14.4MM$12.5MM |
| Equity Capital | Q4 2020vs Q4 2019 | $1.4MM$1.3MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $46.00K$24.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $36.00K$5.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |