Overview / Commentary
311 E Joliet St
Ottawa, IL 61350-2211

First Choice Credit Union (IL) is headquartered in Ottawa and is the 136th largest credit union in the state of Illinois. It is also the 3,887th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 4 employees and 1,627 members at 2 locations. First Choice Credit Union (IL) has a B health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to anyone who resides or holds employment in these Illinois Towns, Manilius, Rutland, Ottawa, South Ottawa, Utica, LaSalle, and Peru, as well as their direct family members.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Credit Union (IL) has a low asset base.

Health Grade Components

NCUA #61471
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.48%
Return on Equity - YTD-4.58%
Annual Interest Income$147.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$12.4MM$12.2MM
LoansQ2 2018vs Q2 2017$4.1MM$3.4MM
DepositsQ2 2018vs Q2 2017$11.0MM$10.8MM
Equity CapitalQ2 2018vs Q2 2017$1.3MM$1.4MM
Loan Loss AllowanceQ2 2018vs Q2 2017$30.00K$30.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$15.00K$70.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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First Choice Credit Union (IL) Savings Account Rates

0.10%$50-Share Account
0.10%--Christmas Club Account
0.10%--Youth Savers
0.10%--Vacation Club Account

First Choice Credit Union (IL) CD Rates

0.70%$1k-60 Month Share Certificates
0.45%$1k-36 Month Share Certificates
0.40%$1k-24 Month Share Certificates
0.30%$1k-18 Month Share Certificates
0.18%$1k-6 Month Share Certificates
0.15%$1k-12 Month Share Certificates
0.14%$1k-91 Day Share Certificates

First Choice Credit Union (IL) Locations
Branch Office311 E Joliet StOttawa, IL 61350-2211
Branch Office302 N Park StStreator, IL 61364-2229

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