First Choice Credit Union (IL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	5-year CD	60 Month Share Certificates 3.00% - American Express National Bank 60 Month CD
0.15%	1-year CD	12 Month Share Certificates 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Share Account 1.80% - American Express National Bank High Yield Savings Account

View all First Choice Credit Union (IL) rates »

Overview / Commentary

www.firstchoicecu.com

815-434-5860

311 E Joliet St
Ottawa, IL 61350-2211

First Choice Credit Union (IL) is headquartered in Ottawa and is the 136^th largest credit union in the state of Illinois. It is also the 3,887^th largest credit union in the nation. It was established in 1953 and as of June of 2018, it had grown to 4 employees and 1,627 members at 2 locations. First Choice Credit Union (IL) has a B health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to anyone who resides or holds employment in these Illinois Towns, Manilius, Rutland, Ottawa, South Ottawa, Utica, LaSalle, and Peru, as well as their direct family members.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Credit Union (IL) has a low asset base.

Health Grade Components

Overall
NCUA #	61471
Year Chartered	1953
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.48%
Return on Equity - YTD	-4.58%
Annual Interest Income	$147.00K

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$12.4MM$12.2MM
Loans	Q2 2018vs Q2 2017	$4.1MM$3.4MM
Deposits	Q2 2018vs Q2 2017	$11.0MM$10.8MM
Equity Capital	Q2 2018vs Q2 2017	$1.3MM$1.4MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$30.00K$30.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$15.00K$70.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

Skip to rates for:

Savings
CD

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not First Choice Credit Union (IL); we are a rate comparison website and cannot provide official rates or promotions.

First Choice Credit Union (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$50	-	Share Account
0.10%	-	-	Christmas Club Account
0.10%	-	-	Youth Savers
0.10%	-	-	Vacation Club Account

First Choice Credit Union (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	60 Month Share Certificates
0.45%	$1k	-	36 Month Share Certificates
0.40%	$1k	-	24 Month Share Certificates
0.30%	$1k	-	18 Month Share Certificates
0.18%	$1k	-	6 Month Share Certificates
0.15%	$1k	-	12 Month Share Certificates
0.14%	$1k	-	91 Day Share Certificates

Locations

First Choice Credit Union (IL) Locations
Branch Office	311 E Joliet St	Ottawa, IL 61350-2211
Branch Office	302 N Park St	Streator, IL 61364-2229

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.