2. First Choice Credit Union (IL)

First Choice Credit Union (IL)


Overview / Commentary
www.firstchoicecu.com
815-434-5860
311 E Joliet St
Ottawa, IL 61350-2211

First Choice Credit Union (IL) is headquartered in Ottawa and is the 133rd largest credit union in the state of Illinois. It is also the 3,809th largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 4 employees and 1,594 members at 2 locations. First Choice Credit Union (IL) has a B health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to anyone who resides or holds employment in these Illinois Towns, Manilius, Rutland, Ottawa, South Ottawa, Utica, LaSalle, and Peru, as well as their direct family members.
See current membership details

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Health
B

Data as of Q2 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Credit Union (IL) has a low asset base.

Health Grade Components

Overall
NCUA #61471
Year Chartered1953
Employees4
Primary Regulator
Profit Margin
Return on Assets - YTD-0.14%
Return on Equity - YTD-1.44%
Annual Interest Income$184.00K
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$12.5MM$12.4MM
LoansQ2 2019vs Q2 2018$5.3MM$4.1MM
DepositsQ2 2019vs Q2 2018$11.2MM$11.0MM
Equity CapitalQ2 2019vs Q2 2018$1.3MM$1.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$55.00K$30.00K
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$3.00K$15.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
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First Choice Credit Union (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$50-Share Account
0.10%--Christmas Club Account
0.10%--Youth Savers
0.10%--Vacation Club Account

First Choice Credit Union (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month Share Certificates
0.45%$1k-36 Month Share Certificates
0.40%$1k-24 Month Share Certificates
0.30%$1k-18 Month Share Certificates
0.18%$1k-6 Month Share Certificates
0.15%$1k-12 Month Share Certificates
0.14%$1k-91 Day Share Certificates
Locations


First Choice Credit Union (IL) Locations
Branch Office311 E Joliet StOttawa, IL 61350-2211
Branch Office302 N Park StStreator, IL 61364-2229

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