First Choice Credit Union (IL)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.70%	5-year CD	60 Month Share Certificates 3.00% - Barclays 60 Month Online CD
0.15%	1-year CD	12 Month Share Certificates 2.30% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Share Account 1.75% - Ally Bank Online Savings Account

View all First Choice Credit Union (IL) rates »

Overview / Commentary

www.firstchoicecu.com

815-434-5860

311 E Joliet St
Ottawa, IL 61350-2211

First Choice Credit Union (IL) is headquartered in Ottawa and is the 136^th largest credit union in the state of Illinois. It is also the 3,876^th largest credit union in the nation. It was established in 1953 and as of March of 2018, it had grown to 5 employees and 1,728 members at 2 locations. First Choice Credit Union (IL) has a B+ health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to anyone who resides or holds employment in these Illinois Towns, Manilius, Rutland, Ottawa, South Ottawa, Utica, LaSalle, and Peru, as well as their direct family members.
See current membership details

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Health

B+

Data as of Q1 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Credit Union (IL) has a low asset base.

Health Grade Components

Overall
NCUA #	61471
Year Chartered	1953
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.9%
Return on Equity - YTD	-8.54%
Annual Interest Income	$68.00K

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$12.8MM$12.6MM
Loans	Q1 2018vs Q1 2017	$3.6MM$3.4MM
Deposits	Q1 2018vs Q1 2017	$11.5MM$10.9MM
Equity Capital	Q1 2018vs Q1 2017	$1.3MM$1.4MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$36.00K$29.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$3.00K$67.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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CD

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First Choice Credit Union (IL) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	-	-	Share Account
0.10%	-	-	Club Account
0.10%	-	-	Youth Savers

First Choice Credit Union (IL) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.70%	$1k	-	60 Month Share Certificates
0.45%	$1k	-	36 Month Share Certificates
0.40%	$1k	-	24 Month Share Certificates
0.30%	$1k	-	18 Month Share Certificates
0.18%	$1k	-	6 Month Share Certificates
0.15%	$1k	-	12 Month Share Certificates
0.14%	$1k	-	91 Day Share Certificates

Locations

First Choice Credit Union (IL) Locations
Branch Office	311 E Joliet St	Ottawa, IL 61350-2211
Branch Office	302 N Park St	Streator, IL 61364-2229

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