Featured Savings Rates
Featured Accounts

First Choice Credit Union (IL)

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.70%5-year CD60 Month Share Certificates
0.15%1-year CD12 Month Share Certificates
0.10%SavingsShare Account

Overview / Commentary
815-434-5860
311 E Joliet St
Ottawa, IL 61350-2211

First Choice Credit Union (IL) is headquartered in Ottawa and is the 142nd largest credit union in the state of Illinois. It is also the 3,986th largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 6 employees and 1,768 members at 2 locations. First Choice Credit Union (IL) has a B health rating.

Field of Membership Restrictions

Membership in First Choice Credit Union is open to anyone who resides or holds employment in these Illinois Towns, Manilius, Rutland, Ottawa, South Ottawa, Utica, LaSalle, and Peru, as well as their direct family members.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. First Choice Credit Union (IL) has a low asset base.

Health Grade Components

Overall
NCUA #61471
Year Chartered1953
Employees6
Primary Regulator
Profit Margin
Return on Assets - YTD-0.97%
Return on Equity - YTD-8.59%
Annual Interest Income$131.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$12.2MM$12.1MM
LoansQ2 2017vs Q2 2016$3.4MM$3.9MM
DepositsQ2 2017vs Q2 2016$10.8MM$10.5MM
Equity CapitalQ2 2017vs Q2 2016$1.4MM$1.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$30.00K$35.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$70.00K$126.00K
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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First Choice Credit Union (IL) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Share Account
0.10%--Club Account
0.10%--Youth Savers

First Choice Credit Union (IL) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month Share Certificates
0.45%$1k-36 Month Share Certificates
0.40%$1k-24 Month Share Certificates
0.30%$1k-18 Month Share Certificates
0.18%$1k-6 Month Share Certificates
0.15%$1k-12 Month Share Certificates
0.14%$1k-91 Day Share Certificates
Locations


First Choice Credit Union (IL) Locations
Branch Office311 E Joliet StOttawa, IL 61350-2211
Branch Office302 N Park StStreator, IL 61364-2229