CINCO Credit Union is headquartered in Cincinnati and is the 58th largest credit union in the state of Ohio. It is also the 1,456th largest credit union in the nation. It was established in 1936 and as of September of 2016, it had grown to 30 employees and 11,644 members at 2 locations. CINCO Credit Union has a B health rating.
CINCO Credit Union is open to the residents, people that maintain employment, people that attend church, and the registered students in Cincinnati as well as theses Ohio Counties; Hamilton, Butler, and Clermont. Membership eligibility also extends to include the current employees and retirees of the CU-affiliated SEG's, family members and household occupants of current CU members.
See current membership details
I have multiple credit unions. I use Cinco because it is the only CU that I am a member of that is actually located where I live. All other credit unions are remote from me. Internet makes that possible.
Cinco is pretty basic. They have an actual branch by me, but I do most banking via the Internet so I do not go to the branch that often. Even their Internet banking system is pretty basic.
I would put more money there into savings, but the interest rate is one of the lowest in Cincinnati with Kemba CU being the absolute worst in Cincinnati.
So all in all, if you do not need a lot of services and looking for a basic credit union, Cinco is a pretty good choice.
|Return on Assets - YTD||0.09%|
|Return on Equity - YTD||1.21%|
|Annual Interest Income||$2.7MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$114.0MM$114.9MM|
|Loans||Q3 2016vs Q3 2015||$70.1MM$71.7MM|
|Deposits||Q3 2016vs Q3 2015||$104.2MM$106.0MM|
|Equity Capital||Q3 2016vs Q3 2015||$8.7MM$8.7MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$271.00K$331.00K|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$472.00K$586.00K|
|Real Estate Owned||Q3 2016vs Q3 2015||$495.00K$0|
Rates for CINCO Credit Union are currently being reviewed.
|CINCO Credit Union Locations|
|Branch Office||6321 Glenway Ave||Cincinnati, OH 45211|
|Main Office||49 William Howard Taft Rd||Cincinnati, OH 45219|